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Best Credit Repair Companies in Greenville

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Certified Credit Consultants logo

Certified Credit Consultants

4046 US Highway 70 East, Goldsboro, NC 27534
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  • Credit Monitoring

Certified Credit Consultants serves clients in the Greenville metro and the rest of the country. It helps people raise their credit scores and improve their credit card, auto loan, and mortgage rates. The firm legally removes negative items from credit reports by working with the credit bureaus and creditors. These items include unpaid collections, charge-offs, repossessions, bankruptcies, old addresses, and incorrect names. Certified Credit Consultants is affiliated with CreditCRM and a member of the Credit Consultants Association.

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Credit Power Solutions logo

Credit Power Solutions

2120 E Firetower Rd Suite 107-1007, Greenville, NC 27858
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  • Credit Monitoring
  • Credit Audit

Credit Power Solutions caters to the Greenville metro and its surrounding areas. It helps clients achieve their financial goals by repairing their credit scores, so they can own a house, pay their debts, and save for education. The company provides clients with their own online accounts, so they can monitor every step of the progress 24/7. One of its clients praised the company for its services after their credit score jumped to 720 from 422.

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Foundation Credit Solutions logo

Foundation Credit Solutions

203 Burrington Rd, Greenville, NC 27834
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  • Credit Monitoring

Foundation Credit Solutions helps consumers in the North Carolina area with their financial problems. The company assists individuals in improving or restoring their credit scores in order to qualify for mortgage programs. Its team of credit professionals analyzes credit profiles, develops customized action plans, conduct homeownership guidance sessions, and coordinates with lenders and Realtors. Foundation Credit Solutions guides clients in every step of the process, starting from initial consultation and plan monitoring to credit coaching and debt settlement.

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Wealth Builders Financial Solutions logo

Wealth Builders Financial Solutions

3027-9 Sunset Ave., Rocky Mount, NC 27804
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  • Credit Monitoring

Wealth Builders Financial Solutions provides credit repair services in Greenville. The company works with credit bureaus and the client's creditors to challenge negative items on their reports that affect the credit score. It provides 24/7 account access, allowing clients to track their progress and view the improvements on their accounts. After removing negative items, its specialists educate customers on how to maintain their credit scores to achieve their financial goals. The company also caters to those looking to secure credit card and loan options.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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