Best Mortgage Refinance Companies in Gastonia

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DHL Mortgage logo
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License Verified:

License: 184302

Nationwide Multistate Licensing System and Registry

DHL Mortgage

529 W Summit Ave. #2A, Charlotte, NC 28203
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  • New Construction
  • Reverse Mortgages

Business Description

DHL Mortgage caters to residents in and around the Gastonia area who need refinancing and loan arrangements. The team has options for first-time homebuyers and delivers government-backed loans for individuals with challenging credit ratings and military veterans. It offers refinancing loans for existing debts with onerous terms and conditions. The company also has online calculators that deliver preliminary information before formal consultations. DHL Mortgage has two offices across the Carolinas and operates across five states.

License Verified:

License: 184302

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (136)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Grow Mortgage logo
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License: 2322797

Nationwide Multistate Licensing System and Registry

Grow Mortgage

201 S Tryon St Ste 1450, Charlotte, NC 28202
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  • New Construction
  • Reverse Mortgages

Business Description

Grow Mortgage provides services to clients in Gastonia and the neighboring cities. It specializes in helping first-time home buyers or seasoned investors wishing to apply for mortgage loan programs to purchase homes and achieve their financial goals. It carries various loan types, including FHA, and VA. The company is available to serve individuals with over 620 credit scores wishing to apply for conventional loan programs. Grow Mortgage brings more than 46 years of experience in the field.

License Verified:

License: 2322797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)
Facebook
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Karyn McAlpin logo
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License Verified:

License: 505392

Nationwide Multistate Licensing System and Registry

Karyn McAlpin

18505 Statesville Rd. Suite A-01, Cornelius, NC 28031
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Business Description

Karyn McAlpin, a mortgage loan originator for McLean Mortgage Corporation, serves clientele in and around Gastonia. She offers a line of residential mortgage options, including refinancing programs. She recommends refinancing mortgages to eligible borrowers with existing loans and looking to change loan rates or terms, build up equity, or pay off debts. McAlpin works closely with her clients to evaluate their current standings and determine if refinancing is right for them. The mortgage professional has been in the industry for over 25 years.

License Verified:

License: 505392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.0 / 5 (49)
Facebook
4.7 / 5 (29)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Leverage Lending Group logo
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License: 40030

Nationwide Multistate Licensing System and Registry

Leverage Lending Group

216 N McDowell Suite 200, Charlotte, NC 28204
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  • New Construction

Business Description

Leverage Lending Group is a local independent brokerage firm that has been serving clients in Gastonia since 2007. It offers home purchase loans, including FHA, VA, jumbo, 203K, USDA, and HARP, with fixed and adjustable rates. It also assists with refinancing and property evaluation. Leverage Lending Group owner and broker Angelo Datseris is an Association of Independent Mortgage Experts member with over 17 years of industry experience. He has been awarded CRMS accreditation from the NAMB.

License Verified:

License: 40030

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (256)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Loan Pronto logo
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License Verified:

License: 1661781

Nationwide Multistate Licensing System and Registry

Loan Pronto

800 Westmere Avenue, Suite 300, Charlotte, NC 28208
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  • New Construction

Business Description

Loan Pronto helps with the mortgage refinance needs of individuals and families in Gastonia. Its loan programs include USDA, VA, FHA, and jumbo loans. It aims to streamline the mortgage refinance process by enabling clients to accomplish all the necessary steps in securing a loan from the comfort of their own devices. Its consultants strive to deliver personalized service and a satisfactory mortgage experience by providing people with the guidance and support they need to achieve their financial goals.

License Verified:

License: 1661781

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (970)
Facebook
4.7 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mecklenburg Mortgage logo
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License Verified:

License: 1190352

Nationwide Multistate Licensing System and Registry

Mecklenburg Mortgage

828 East Boulevard, Suite 301, Charlotte, NC 28203
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  • Reverse Mortgages

Business Description

Mecklenburg Mortgage provides financial solutions for clients in Gastonia. Its loan officers draw upon more than 13 years of experience to canvass various refinancing plans that accommodate the long-term financial goals of prospective applicants. They choose each plan for different lenders based on comprehensive evaluations of local mortgage rates and marketing trends, as well as client goals like improved interest rates and reduced monthly payments. They have funded numerous loan plans that amount to at least $500 million to date.

License Verified:

License: 1190352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (96)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Neighborhood Lender logo
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License Verified:

License: 69349

Nationwide Multistate Licensing System and Registry

Neighborhood Lender

1200 East Morehead Street, Suite 290, Charlotte, NC 28204
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  • New Construction

Business Description

Neighborhood Lender serves clients across the Gastonia area. The company takes on homeowners aiming to refinance their mortgages and helps them reach financial goals like lowered program terms and decreased interest rates. It has experience assisting clients in qualifying for the government's Home Affordable Refinance Program. It also provides mortgage programs backed by various government agencies—including FHA and VA—for individuals looking to acquire properties. To further guide aspiring homeowners with their decision-making, the company offers online mortgage calculators.

License Verified:

License: 69349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
On Point Home Loans logo
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License Verified:

License: 1904069

Nationwide Multistate Licensing System and Registry

On Point Home Loans

1200 The Plaza Unit G2, Charlotte, NC 28205
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  • New Construction

Business Description

On Point Home Loans is a locally owned and operated business that helps clients in the area of Gastonia make the right decision for their purchasing and refinancing needs. The independent mortgage firm offers its borrowers various options such as VA, USDA, jumbo, adjustable rate, and fixed mortgage. It has loan officers who closely work with its customers and keep them informed throughout the process. The company's team has more than 30 years of combined industry experience.

License Verified:

License: 1904069

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Peak Financial Group logo
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License Verified:

License: 842906

Nationwide Multistate Licensing System and Registry

Peak Financial Group

2125 Southend Drive, Suite 451, Charlotte, NC 28203
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  • Reverse Mortgages
  • Commercial Loans
  • New Construction

Business Description

Peak Financial Group offers residential and commercial loans to Gastonia residents. The family-owned company guides customers in purchasing their first homes through a VA, FHA, USDA, adjustable-rate, or 10-year to 30-year fixed-rate mortgage. It offers bank statement loans to self-employed individuals and real estate programs to those investing in multi-family or office properties. Peak Financial Group was formed after the 2008 financial crisis, which created a market gap for people who had lost their homes. Its loan officers have over 40 years of combined experience.

License Verified:

License: 842906

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
QC Lending logo
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License Verified:

License: 998768

Nationwide Multistate Licensing System and Registry

QC Lending

1111 Hawthorne Lane 2nd Floor, Charlotte, NC 28205
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  • New Construction
  • Reverse Mortgages

Business Description

QC Lending provides mortgage services to clients in Gastonia and the surrounding areas. It strives to assist individuals and families in achieving their financial goals and obtaining their desired homes through mortgage refinancing and purchasing loans. One of its loan options includes HARP 2.0, which helps clients acquire loans that value more than their home's worth. Its team also assists individuals in choosing adjustable or fixed mortgage rates. The agency has been in the industry for more than 120 years.

License Verified:

License: 998768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (105)
Facebook
4.9 / 5 (55)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Rebecca Richardson logo
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License Verified:

License: 91445

Nationwide Multistate Licensing System and Registry

Rebecca Richardson

2015 Ayrsley Town Blvd, Suite 202, Charlotte, NC 28273
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  • Commercial Loans

Business Description

Rebecca Richardson works as a mortgage loan officer in Gastonia. She provides refinance programs to borrowers looking to lower monthly payments, shorten loan terms, or pay off their current mortgage with a new loan. She works with a wide range of clients, from first-time and experienced homebuyers to divorced individuals. She walks clients through the entire mortgage process, from the initial consultation to loan closing. Richardson—dubbed "The Mortgage Mentor"—has over two decades of mortgage experience and a passion for assisting individuals in achieving their homeownership goals.

License Verified:

License: 91445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
States Mortgage logo
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License Verified:

License: 1020886

Nationwide Multistate Licensing System and Registry

States Mortgage

16905 Northcross Drive #150, Huntersville, NC 28078
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  • New Construction

Business Description

States Mortgage is a loan brokerage company that serves customers in Gastonia and the surrounding areas. It assists clients planning to get pre-approved for a new home mortgage or those getting a second home. It provides financial services for individuals and families seeking to refinance their current mortgage to consolidate debt, get lower interest rates, or receive cash from equity. The firm also offers loan options for self-employed customers. In addition, States Mortgage has home improvement loans available.

License Verified:

License: 1020886

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
uMortgage Solutions, LLC. logo
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License Verified:

License: 1764690

Nationwide Multistate Licensing System and Registry

uMortgage Solutions, LLC.

8412 New Town Rd, Waxhaw, NC 28173
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  • New Construction
  • Reverse Mortgages

Business Description

uMortgage Solutions, LLC., serves clients in Gastonia who are seeking purchase and refinancing options. It has products for residential asset buyers and debtors with existing debts that need restructuring. The team has amassed over 25 years of combined lending industry experience and has worked with more than 1,600 families. Mortgage officer Matthew Nixdorf has completed studies in accounting and has been in the loan sector for over two decades. He is joined by Robert Robinson, who joined the company more than four years ago.

License Verified:

License: 1764690

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Venture Home Loans, LLC logo
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License Verified:

License: 129267

Nationwide Multistate Licensing System and Registry

Venture Home Loans, LLC

16507 - A Northcross Dr Suite 111, Huntersville, NC 28078
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  • New Construction
  • Reverse Mortgages

Business Description

Venture Home Loans, LLC, caters to clients in Gastonia who need mortgage and refinancing options. It rearranges existing obligations to take advantage of less burdensome rates and terms arising after the original debt. The team offers fixed and adjustable-rate products with terms ranging from five years to three decades. It also has government-backed choices fit for agricultural property buyers and military personnel. Venture Home Loans is part of the nonprofit organization, the Association of Independent Mortgage Experts.

License Verified:

License: 129267

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (51)
Facebook
4.7 / 5 (18)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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