Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Fayetteville

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fayetteville Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

45Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1909 Bragg Boulevard, Fayetteville, NC 28303
  • Multiple Policy Types

Why choose this provider?

Established in 1985, Warren Insurance Group serves individuals and businesses in Fayetteville. The coverage it offers is divided into three: personal, business, and health. Personal coverage includes flood, boat, pet, and renters' insurance plans. Business encompasses commercial and business auto coverage, while health insurance policies cover accidents, permanent life, term life, and disability insurance products. Led by Mike Warren, the company is a member of Highland Insurance Group. It also has a series of community causes it supports.

License Verified:

License: 1000456172

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (49)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8175 Cliffdale Road, Fayetteville, NC 28314
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Townes Insurance Agency provides quality insurance products to clients from the North and South Carolina area. It is a locally owned and locally operated company located in Fayetteville. Its team of insurance professionals works with each client to build a policy that fits their unique needs. It offers a wide array of policies, such as home insurance products like property, condominium, landlords', scheduled property, and renters' insurance. It works with carriers such as National General Insurance, Dairyland, and Progressive.

License Verified:

License: 6554541

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 Lamon Street, Fayetteville, NC 28302
  • Multiple Policy Types

Why choose this provider?

Established in 1975, Al Kerr Insurance and Associates is a local insurance agency providing renters' policies to clients in Fayetteville and the surrounding communities. The professionals in this company aim to help its clients find the insurance coverage that fits their needs. They offer renters' insurance policies designed to help protect their personal belongings while renting. Al Kerr Insurance and Associates also handles auto, home, dental, health, and disability insurance. In addition, they deal with life, travel, and annuities coverage.

License Verified:

License: 1000003638

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
134 North McPherson Church Road, Fayetteville, NC 28303
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Since 1986, Hurley Insurance Group has been providing a wide range of risk management solutions to clients in Fayetteville and its surrounding areas. It offers personal policies to cover renter's and homeowner's insurance, as well as coverage for auto, boats, RVs, and motorcycles. Flood and personal umbrella insurance are also available. Its life insurance policies include term, whole, and universal, with long-term care riders available. The company also provides business insurance, such as general liability, workers' compensation, and commercial property.

License Verified:

License: 1000458411

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (31)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1490 Clinton Road, Fayetteville, NC 28312
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

RK Prater is a State Farm insurance agent who handles the needs of clients in Fayetteville. He specializes in various property insurance products, including renters' and homeowners' insurance. The renters' insurance products protect clients, guests, and properties against weather impacts, accidents, theft, and vandalism. He also focuses on financial services and other insurance products, including auto, life, and business insurance. Prior to working with State Farm, RK attended Liberty University and graduated with a bachelor's degree in Biblical Studies.

License Verified:

License: 1000667568

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
921 South McPherson Church Road, Fayetteville, NC 28303
  • Multiple Policy Types

Why choose this provider?

Independent Insurance Group, Inc., is a Fayetteville-based team of agents that offers a full range of risk management solutions such as renters', home, pet, travel, and life insurance. With access to plans from numerous providers, including The Hartford, MetLife, and Liberty Mutual, the insurance professionals can also furnish business protection plans, covering general liability and key man life insurance. Independent Insurance Group was co-established in 1992 by Jim Mozingo, who had seven years of industry experience at the time.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2823 Raeford Road, Fayetteville, NC 28303
  • Multiple Policy Types

Why choose this provider?

Tolar Agency, Inc. is a locally owned independent firm with almost 40 years of industry experience. It serves individuals and businesses in Fayetteville. The company offers a range of products like renter’s insurance, homeowners liability, landlord insurance, condo insurance, property insurance, and scheduled property insurance. Its other personal policy options include auto, Powersports vehicle, life, identity theft, and umbrella coverage. Tolar Agency, Inc.’s team of professionals assists in designing insurance plans that fit client needs.

License Verified:

License: 1000008420

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 Hay Street, Fayetteville, NC 28301
  • Multiple Policy Types

Why choose this provider?

Olde Fayetteville Insurance & Financial Services, Inc. is an independently owned and operated agency serving individuals and businesses in Fayetteville and nearby areas. Included in its personal insurance plans are renters', recreational, umbrella liability, and medical insurance. This agency also offers business insurance policies, such as group health and employee benefits programs. Since its establishment in 1955, it has partnered with numerous carriers in the industry with regional and national reach, including Blue Cross and Blue Shield of North Carolina.

License Verified:

License: 1000012673

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Who needs renters' insurance in Fayetteville?

    Renters' insurance is essential for individuals and/or families residing in a rented home in Fayetteville. Some landlords even require potential tenants to have their renters' insurance as a condition of leasing real estate. Having renters' insurance is beneficial to tenants in case of loss or damage to personal property, as this can provide some level of financial compensation.

  • What does renters' insurance in Fayetteville cover?

    In Fayetteville, a typical renters' insurance policy covers the tenant's personal property. It also provides policyholders with protection against liability for accidents that happen on the rented home's premises. In the event that the tenant needs to find a temporary home to vacate the rented property, some types of renter's insurance pay for temporary accommodations. Note that each insurance provider may have a different set of terms per renters' insurance policy.

  • Do you need to get renters' insurance in Fayetteville?

    In Fayetteville, it is not legally required to get a renters' insurance policy. However, your landlord may require you to get it prior to signing a lease. Landlords require potential tenants to get a renters' insurance plan to protect themselves from a high number of claims. It also narrows its candidate pool to the most responsible tenant applicants. However, the good thing is that renters' insurance protects policyholders from accidents that could put them in a terrible financial position.

  • Does renters' insurance in Fayetteville cover liability for pets?

    One coverage option in a renters' insurance policy in Fayetteville is bodily injury liability. This coverage extends to the renter's pets. It protects renters from liability should their pet bite someone on the rented property. The coverage pays for legal expenses in the event that the tenant faces a lawsuit after the bite and also for the medical bills of the injured.

  • Are there any exclusions to pet liability coverage in renters' insurance policies in Fayetteville?

    A standard renters' insurance policy may not cover pet liability if the renter's pet has a bite history. Some insurance providers also have pet size and breed restrictions. Insurance companies may not extend renter's insurance to owners of Mastiffs, German shepherds, American bulldogs, Pit bulls, Doberman pinschers, and certain mixed-breed dogs. However, insurance companies in Fayetteville have different sets of exclusions and restrictions when it comes to renters' insurance policies.

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