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Best Mortgage Refinance Companies in Fayetteville

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2831 Arlington Avenue, Fayetteville, NC 28303
Fayetteville, NC 28303
  • Multi-Family Loans

Acopia Home Loans, which is located in Fayetteville, is an equal opportunity mortgage company that serves clients' purchasing and refinancing needs. The company designed a home loan program that caters to firefighters, veterans, educators, and medical workers. Its team of mortgage advisors is committed to making the loan process a positive experience and educating borrowers along the way. Acopia Home Loans was included in the National Mortgage News' list of best mortgage companies to work for in 2020.

2831 Arlington Avenue, Fayetteville, NC 28303
Fayetteville, NC 28303

Website(910) 483-7565

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

333 E Russell St, Fayetteville, NC 28301
Fayetteville, NC 28301
  • Reverse Mortgages
  • NMLS #: 39166

Cape Fear Farm Credit is a credit union that finances the needs of rural and agricultural communities in Fayetteville and its surroundings. It provides mortgage refinancing solutions for homes, residential lots, homesites, land, and new construction in rural areas. Both farmers and non-farmers can acquire home loan refinancing, whether the residence is a primary dwelling place, second home, or investment property. The lenders provide cash-out refinance solutions for home improvements, education, and health care. They offer construction loans that have a 15- or 30-year term limit to people who need to construct log, manufactured, or modular homes from scratch. Cape Fear Farm Credit finances personal needs, lifestyle farming, and farm improvements.

333 E Russell St, Fayetteville, NC 28301
Fayetteville, NC 28301

Website(910) 483-1404

Show Number
6200 Ramsey Street, Fayetteville, NC 28311
Fayetteville, NC 28311
  • Multi-Family Loans

Carolina Home Mortgage is a mortgage brokerage firm based in Fayetteville. It offers numerous types of mortgages, programs, and interest rates designed for first-time homebuyers, veterans, and rural area residents. Mortgage products include jumbo, conventional, FHA, VA, and USDA. The company also provides pre-approval or pre-qualification letter and credit score review services. Carolina Home Mortgage helps clients find the right loan for their condominiums, homes, and investment properties and also has offices in Chapel Hill and Pittsboro.

6200 Ramsey Street, Fayetteville, NC 28311
Fayetteville, NC 28311

Website(910) 221-9848

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4140 Ferncreek Drive, Fayetteville, NC 28314
Fayetteville, NC 28314
Instagram
  • Multi-Family Loans

Fairway Independent Mortgage Corporation is a mortgage solutions provider that caters to clients in Fayetteville. The company offers mortgage refinancing services that allow homeowners to restructure their existing home loans, reduce monthly payments, and lower their current mortgage terms. The loan officers from this firm provide a variety of refinancing options, including cash-out, adjustable-rate, and fixed-rate mortgages. Their other mortgage products include conventional, USDA, VA, FHA, and reverse loans. The company has been serving homeowners and buyers since 1996.

4140 Ferncreek Drive, Fayetteville, NC 28314
Fayetteville, NC 28314

InstagramWebsite(910) 554-3316

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

996 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2911 Village Dr, Fayetteville, NC 28304
Fayetteville, NC 28304

Fidelity Bank is a financial institution that delivers mortgage services to communities in Fayetteville and nearby areas. It offers personal banking home loan services such as refinancing existing loans to consolidate debts, and clients can fill applications online. The refinance options are available in conventional fixed- and adjustable-rate mortgage loans. The bank provides construction and permanent loans to home developers or homeowners who choose to build their homes from scratch. Other lending solutions include a home equity line of credit that secures cash for large purchases and home improvement projects. Fidelity Bank offers business investment, merchant, and cash management services such as wholesale lockbox service, zero balance accounts, and electronic data interchange.

2911 Village Dr, Fayetteville, NC 28304
Fayetteville, NC 28304

Website(910) 483-6706

Show Number
225 Ray Avenue, Fayetteville, NC 28301
Fayetteville, NC 28301
  • Reverse Mortgages
  • NMLS #: 39166

Lendello Mortgage offers several solutions to first-time homebuyers and refinancers in Fayetteville and the neighboring areas. Apart from 15-year and 30-year fixed-rate mortgages, it also offers government-backed solutions, such as FHA and VA loans. Clients can also avail themselves of refinancing options that allow them to lower their monthly payments, pay off their mortgages faster, and consolidate their debt. General manager Jeffrey Jack has been in the industry for more than 20 years and mentors and coaches new loan originators.

225 Ray Avenue, Fayetteville, NC 28301
Fayetteville, NC 28301

Website(888) 600-9150

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2315 Bloom Ave, Fayetteville, NC 28304
Fayetteville, NC 28304

Lumbee Guaranty Bank offers home mortgage refinance in Fayetteville, including home equity lines of credit. The company also handles fixed- and adjustable-rate loans, FHA, VA, and USDA mortgages, second mortgages, and construction loans. The highly trained team at Lumbee Guaranty Bank assists clients in understanding which financing or refinancing options best suit their individual mortgage goals. Loan specialists explain alternative interest rates, reductions in monthly mortgage payments, and the total amount of money saved over the lifetime of the new loan. Lumbee Guaranty Bank offers low closing costs. The company's experienced staff can be reached by filling out an online form, by phone, or in person. Lumbee Guaranty Bank also makes auto, personal, and business loans.

2315 Bloom Ave, Fayetteville, NC 28304
Fayetteville, NC 28304

Website(910) 860-0159

Show Number
4187 Sycamore Dairy Road, Fayetteville, NC 28303
Fayetteville, NC 28303
Instagram
  • New Construction
  • Multi-Family Loans

Southern Trust Mortgage is a mortgage refinance company that services clients in Fayetteville. The company helps individuals choose the right loan option and guides them in the entire process. Its team of experienced loan specialists is well-versed in handling a wide range of mortgage loans such as the VA, FHA, USDA, and jumbo loans. This full-service company has been providing its services to the community since 1998, closing more than 65,000 loans in the decades.

4187 Sycamore Dairy Road, Fayetteville, NC 28303
Fayetteville, NC 28303

InstagramWebsite(910) 429-0181

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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