Expertise.com

Best Credit Repair Companies in Durham

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Durham, NC
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Durham, NC
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

A+ Financial Services logo
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A+ Financial Services

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103 Lee Court, Clayton, NC 27520
  • Credit Dispute

Business Description

A+ Financial Services is a credit repair company serving individuals and business owners in the Durham community. Leading the firm is Sandy Northup, a board member of the National Association of Credit Services Organizations. Northup and her team evaluate credit reports and work on behalf of the clients to remove unfair or erroneous items they find using the company's patented credit repair process. They also offer counseling and financial planning to help individuals recover from bad financial situations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Clean Slate Credit & Tax Service, LLC logo
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Clean Slate Credit & Tax Service, LLC

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5874 Faringdon Place, Raleigh, NC 27609
  • Credit Monitoring
  • Credit Dispute

Business Description

Clean Slate Credit & Tax Service, LLC, is a company serving customers in Durham and the surrounding areas. It repairs and restores a client's credit score through a range of services, which include credit analysis and challenging any inaccurate or questionable information on the report with creditors. The company also conducts credit education through several channels such as emails, text messages, and voice broadcasts. Other services available include credit monitoring, credit card rebuilding, and legal assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (3)
Climax X LLC logo
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Climax X LLC

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4801 Glenwood Avenue, Raleigh, NC 27612
  • Credit Audit

Business Description

Climax X, LLC, is a financial service provider that performs a range of credit consulting and management services for its clients in the Durham metro. It helps individuals through credit repair via specific plans, which include credit analysis and credit restoration. The company also offers assistance to commercial clients regarding business credit solutions. Moreover, Climax X deals with credit education, informing its customers about topics like credit score improvement, credit information management, and credit diversification.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (12)
EJC Credit Solutions LLC logo
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EJC Credit Solutions LLC

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1000 Centregreen Way, Cary, NC 27513
  • Credit Dispute

Business Description

EJC Credit Solutions LLC offers credit repair services to clients in Durham and surrounding communities. Its team of case analysts and case advisors works to improve clients' creditworthiness by providing dispute options. The company also submits personalized dispute letters to credit bureaus and creditors on clients' behalf. Clients have access to the status of their case 24/7. Other services offered by EJC Credit Solutions LLC include tax liens, repossessions, medical bills, and credit card debt.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Express Life Education logo
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Express Life Education

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3600 North Duke Street, Durham, NC 27704
  • Credit Monitoring

Business Description

Express Life Education is a family-owned business providing credit repair services in Durham. Clients who need help restoring credit may request a credit review on their website and apply to start the process. The company's "Stay Program" gives financially challenged customers access to its services. Express Life Education's other programs include life coaching, wealth planning, economic development, computer training, entrepreneurship, and financial literacy. It also offers assistance with life insurance, living will, and home purchase.

Optics Financial Services logo
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Optics Financial Services

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2500 Regency Parkway, Cary, NC 27518
  • Debt Consolidation

Business Description

Optics Financial Services is a veteran-owned credit repair company serving Durham and surrounding communities. It assists individuals in fixing their credit history by clearing inaccuracies that affect their scores. Its team can detect a wide range of items including tax liens, medical bills, duplicates, short sales, and identity theft. The process includes a credit report evaluation to assist clients in rebuilding and restoring their credit. The company directly deals with debt collectors and executes debt settlement processes if needed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (15)
Google
4.0 / 5 (10)
Reliance League logo
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Reliance League

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150 Wrenn Drive, Cary, NC 27512
  • Credit Dispute

Business Description

Reliance League is a Cary-based company that assists Durham clients in improving their credit scores. The company contacts creditors on the client's behalf to have inaccuracies corrected or removed. It also provides debt counseling and credit improvement tools to assist clients in achieving a better credit profile. Customers can monitor the status of their scores in real-time through a client portal that is available 24/7. The company has received training on laws, statutes, and credit reporting practices.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Starlight Credit Repair LLC logo
Visit WebsiteWebsite

Starlight Credit Repair LLC

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4801 Glenwood Avenue, Raleigh, NC 27612
  • Credit Dispute

Business Description

Starlight Credit Repair LLC is a company that has been in the credit repair industry for several years. It caters to different clients in Durham and in all 50 states of the United States. Its team of professionals is experienced in various areas such as medical records, collections, inquiries, and late payments. It helps clients in repairing their credit and taking care of their debts by analyzing their credits and using the law to challenge the negative items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail