Best Car Accident Lawyers in Chapel Hill

FAQs

• What is the non-emergency contact number for the local police station in Chapel Hill, North Carolina?

  Call the main number for the Chapel Hill Police Department, (919) 968-2760, to report crimes that aren't emergencies.

• Where can I get a copy of police reports for incidents related to my case in Chapel Hill, North Carolina?

  The Chapel Hill Police Department requires individuals to input specific information in order to access an accident report at https://townofchapelhill.policetocitizen.com. Details like the involved party's last name, driver license number, and the date of the accident. If you are unable to see the report online, you may phone 919-968-2760 or visit the Chapel Hill Police Department to submit this information. The Chapel Hill Police Department is situated at 828 Martin Luther King Jr. Blvd., with the main office open Monday-Friday from 8:30 a.m. to 5:00 p.m.

• Is PIP coverage required after a car accident in Chapel Hill?

  Unlike the majority of states that use an at-fault system, North Carolina does not require all drivers to obtain PIP coverage. If you have this coverage, you may need to consult with an attorney to verify that your insurance company is providing you with the reasonable amount you deserve after a car accident in Chapel Hill.

• Do car seats need to be replaced after an accident in Chapel Hill?

  The National Highway Traffic Safety Administration (NHTSA) states that after a moderate or severe crash, you should always replace a child's car seat. Although experts say that car seats can be hurt in ways that are not obvious when they are put through the stress of a car crash, the NHTSA itself says that car seats don't have to be replaced after every small accident in Chapel Hill. The agency also advises that when replacing a car seat after an accident, you should follow the instructions from the seat's maker.

• Can you use dash cam videos in Chapel Hill for car accident cases?

  Dash cam footage can be used in court cases and insurance claims about car accidents in Chapel Hill. Remember that a police officer may take your dash cam if you get into an accident. Most of the time, law enforcement will review the pertinent camera video, make any necessary notes, and then return the camera to its owner after concluding their investigation of the crash.

• What are the five things you shouldn't do after a car accident?

  After a car accident in Chapel Hill, an insurance company will contact you to discuss your case. Oftentimes, wounded individuals end up doing these five things that benefit the insurance business while harming themselves. It's crucial that you avoid doing the following:

  • Make a testimony without inquiring with an attorney
  • Post about your injury or claim on social media
  • Put your health at risk and avoid medical treatment
  • Make use of pain and suffering calculators available online
  • Believe in rumors and false information

• Is it a good idea to try to settle with the insurance company before getting a lawyer?

  No. Chapel Hill lawyers have had to turn down a lot of cases that people tried to handle on their own after a car accident. Some people think that if they don't hire a lawyer, they will get more money. If you don't have to pay a lawyer, you get to keep more, right? Not necessarily. On average, people who have a lawyer get back three and a half times as much as people who try to settle their cases on their own.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.