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Best Homeowners Insurance Agencies in Cary

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2023
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All About Insurance logo
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All About Insurance

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590 East Chatham Street, Cary, NC 27511
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

All About Insurance is a multi-line agency offering homeowners' coverage to clients in Cary. Founded in 1993, it counsels homeowners on factors that determine their policy, including its scope, cost, and its filing. It offers programs that cover natural disasters such as lightning, hail, and snow, as well as sudden instances of fire, smoke, and vandalism. All About Insurance also provides liability coverage for homeowners, which can include claims of property damage, defense costs, injuries, and medical expenses for the affected parties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amistad Insurance Services logo

Amistad Insurance Services

421 Chapanoke Road, Raleigh, NC 27603
  • Fire
  • Personal Property Insurance

Business Description

Founded in 2013, Amistad Insurance Services is a local insurance agency that focuses on helping people find the right insurance coverage in Cary and nearby communities. It has home insurance packages for covering homes and their contents from theft, vandalism, fire, and natural disasters. The agency also offers additional insurance coverage for historic homes, personal liabilities, and medical expenses. Amistad Insurance provides a wide range of insurance options for automobiles, leisure vehicles, and apartment renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Apex Cary Insurance logo
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Apex Cary Insurance

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1001 Pemberton Hill Road, Apex, NC 27502
  • Fire
  • Multiple Policy Types

Business Description

Apex Cary Insurance is an independent insurance agency providing multiple insurance coverage options. Insurance agents give an analysis of the marketplace and pass on the final insurance decision to policyholders. The agency's homeowners' insurance covers expenses from damages caused by disasters or if someone has been injured within the premises of the clients' house. Coverage depends on named-perils policy or an all-risk basis policy. Other services include business insurance and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.9 / 5 (12)
Facebook
4.7 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Birkner Insurance, LLC logo
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Birkner Insurance, LLC

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PO BOX 778, Rolesville, NC 27571
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Birkner Insurance LLC is an insurance company serving clients living near the Cary area. Its policy covers personal liability and property damage, including loss of personal items, additional living expenses, and the value of damages on dwellings. It also has an additional coverage plan that pays for some services such as debris removal, water damage restoration, and septic tank backup cleaning. Birkner Insurance provides flood insurance for damages caused by floods.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C&D Insurance Service, Inc. logo
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C&D Insurance Service, Inc.

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53 S. Broad St., Angier, NC 27501
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

C & D Insurance Service Inc. is active in the Cary metro area and provides clients with an assortment of homeowners insurance services to help them purchase and make use of policies. Each client receives hands-on consultation from an experienced agent who informs them on policies and offers competitive rates from multiple carriers. C & D Insurance Service Inc. also helps to submit claims when clients' homes are damaged, their belongings are destroyed, or someone is hurt on their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cary Insurance Group logo
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Cary Insurance Group

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104 Fountain Brook Circle, Cary, NC 27511
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

Cary Insurance Group has been providing individuals and communities with insurance protection since 1980. Its agents design various insurance coverages, ranging from auto, home, renters, landlord, condo, and flood. Crafting a comprehensive insurance plan is made possible since the company has access to multiple carriers. The business helps clients to prepare financially in case of disasters and accidents at home. Homeowners' insurance covers costs of repairs for damaged properties and replaces missing valuable items such as jewelry, appliances, furniture, and equipment.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.4 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Professionals, Inc. logo
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Insurance Professionals, Inc.

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919 Kildaire Farm Road, Cary, NC 27511
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Insurance Professionals, Inc. is a homeowners' insurance agency headquartered in Cary. Its agents are dedicated to helping families and individuals obtain an insurance plan that can help them anticipate expenses for accidents and damage to their homes. They can search for policies with coverage for condos, mobile homes, and in-home businesses. Insurance Professionals, Inc. also offers a homeowners' liability plan, which can protect clients from injury claims and medical expenses if someone else is injured at their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joyner Insurance Agency logo

Joyner Insurance Agency

200 Cornerstone Drive, Cary, NC 27519
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Joyner Insurance Agency is an independent insurance agency based in Cary. The agency offers homeowners' insurance that covers the home or apartment of its clients. It pays for the cost of replacing personal property destroyed by a disaster. The homeowners' insurance policy also protects its clients against lawsuits in case someone is injured in their homes. Additionally, clients can choose to get either a named-perils policy or an all-risk policy from the agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lipstone Insurance Group logo
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Lipstone Insurance Group

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208 New Edition Court, Cary, NC 27511
  • Multiple Policy Types

Business Description

Lipstone Insurance Group is a company based in Cary that assists clients with homeowners' insurance. The agents offer multiple types of home insurance policies. One of the policies compensates for the rebuild and repair costs of structures that are not attached to homes by a utility line or a fence. These structures include pools, detached garages, sheds, and gazebos. Steven Lipstone, the Lipstone Insurance Group's president, has more than 40 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (106)
Facebook
5.0 / 5 (45)
Yelp
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schramm, Tingen & Associates logo
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Schramm, Tingen & Associates

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3434 Kildaire Farm Road, Cary, NC 27518
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Schramm, Tingen & Associates is an insurance agency operating in Cary. It helps homeowners prepare for unexpected incidents like injuries or natural disasters. It gives them financial coverage to fix the structure, including plumbing, heating systems, and tool sheds. It also reimburses clients who are forced to live elsewhere or lose their house. Furthermore, its agents help clients wanting to add coverage for earthquakes, floods, and mudslides. Previous clients have praised the company for being informative and emotionally supportive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simpson Insurance Agency logo
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Simpson Insurance Agency

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120 New Edition Court, Cary, NC 27511
  • Fire
  • Multiple Policy Types

Business Description

Simpson Insurance Agency is an independent agency of insurance professionals that offers insurance solutions to residents in the Cary metro. It has been around since 1997 and covers client insurance needs from automobile to home protection. The company offers homeowners' insurance policies that protect homes and properties through its services such as value assessment, property inventory, and home safety. Its team of agents has a cumulative 50+ years of experience and has a tie-up with major providers such as Allied Insurance and Erie Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summers Thompson Lowry, Inc. logo
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Summers Thompson Lowry, Inc.

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2113 Cameron Street, Raleigh, NC 27605
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Summers Thompson Lowry Inc. is an independent insurance agency that carries homeowners insurance policies offered by trusted carriers. People can use this agency to purchase insurance that covers their construction costs if their homes experience significant damage or if tool sheds, treehouses, and other structures are destroyed. It also covers personal items and furniture pieces and can financially cover personal liabilities that homeowners face when guests are hurt. Luxury homeowners insurance as well as condo insurance options are available too.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tracey Stidham - State Farm Insurance Agent logo
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Tracey Stidham - State Farm Insurance Agent

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3622 Shannon Road, Durham, NC 27707
  • Fire
  • Multiple Policy Types

Business Description

Tracey Stidham - State Farm Insurance Agent offers various insurance options to homeowners in and around Cary. As a second-generation insurance agent with more than 15 years of experience, she is committed to protecting her clients' financial health in the event of a major disaster, such as natural emergencies, theft, fire, or vandalism. Ms. Stidham doesn't charge for initial evaluations and policy reviews. She is a fellow of the Life Management Institute.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (25)
Facebook
4.5 / 5 (8)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trapp Insurance Group Inc logo
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Trapp Insurance Group Inc

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1135 Kildaire Farm Road, Cary, NC 27511
  • Multiple Policy Types

Business Description

Trapp Insurance Group Inc secures homes and homeowners in Cary and the surrounding communities. It is a homeowners' insurance agency offering provisions for damage on structures, loss of any content within the property, including any personal items that belong to the homeowner. The agency also covers loss of intent, supporting the client and their family while the home is being repaired from damage caused by fires, storms, earthquakes, or theft. Trapp Insurance Group is a service-disabled, veteran-owned, small business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Triangle Insurance & Benefits logo
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Triangle Insurance & Benefits

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614 E Market St, Smithfield, NC 27577
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Triangle Insurance & Benefits serves the Cary metro area and provides homeowners insurance options. Its agents work to help clients purchase policies that cover their needs as thoroughly as possible at prices they can afford. Agents consult clients about the kinds of coverage they need and help them to shop through rates offered by its carriers. Triangle Insurance & Benefits also assists clients when they need to make claims. Health, life, and auto insurance plans are available here.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.