Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Cary

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cary Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2449

Reviewed

1476

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1001 Pemberton Hill Rd STE 203, Apex, NC 27502

Expertise.com Rating

Review Sources

Google
4.0 (77)

Why choose this provider?

Since its establishment in 1999, Marlow Campbell Insurance Group has strived to help Cary individuals, families, and businesses navigate through unexpected times. As an independent agency partnered with various insurance providers, it helps clients find plans that suit their needs. It carries fee-for-service and managed care insurance plans that cover medical, surgical, and hospital expenses, as well as prescription drugs and dental fees. Its agents, who have more than a century of experience combined, also furnish protection plans for homeowners, renters, auto, life, disability, and long-term care insurance.

Wilander Drive, Cary, NC 27511
WebsiteLicense: 1000516394

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Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Serving the Cary area, educating seniors on their Medicare options is Schaefer Business Associates' number one priority. A family-owned and operated agency, they have helped seniors save thousands of dollars in healthcare and insurance costs. They represent many carriers that eliminate the hassle of researching solutions by yourself. They don’t "shoehorn" you into a single solution like captive agents working with one company. Their comprehensive approach to understanding your healthcare and the financial situation turns information into wisdom.

  • Life Insurance
  • Health Insurance

200 Cornerstone Drive, Cary, NC 27519

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Review Sources

Google
5.0 (4)

Why choose this provider?

Joyner Insurance Agency is an independent agency that provides its services to clients in Cary and other areas by advising and educating them on insurance programs. It offers a variety of individual and commercial insurance products such as home, auto, life, business, and health. Health insurance options include individual long-term care which covers expenses not catered by Social Security, Medigap, or Medicare. It also includes disability income protection in the case of employers who plan to take time off work.

  • Life Insurance
  • Individual Plans

112 Towerview Court, Cary, NC 27513
WebsiteLicense: 1000266013

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Review Sources

Google
4.0 (13)
Facebook
5.0 (1)

Why choose this provider?

The Mair Agency serves individuals and groups in Cary. The company delivers health insurance coverage that includes emergency services, outpatient services, professional services, and maternity services. Its options for health plans also incorporate mental health services and pediatric vision and dental coverage. The agency focuses on providing clients with Medicare Part A and B, Medicare Advantage, and Medicare prescription drug coverage. Established in 1988, the agency also offers life insurance and coverages for sickness, accident, and critical care.

  • Individual Plans
  • Life Insurance

875 Walnut Street, Cary, NC 27511
WebsiteLicense: 16877150

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Review Sources

Google
5.0 (57)
Facebook
5.0 (2)

Why choose this provider?

Serving clients in Cary and the surrounding cities, Dana Dunn is an independent health Insurance agent specializing in Medicare. She offers a wide range of insurance products, such as Medicare Advantage plans, Medicare Supplements, dental and vision coverage, and short-term medical plans. Moreover, she has ancillary insurance plans covering critical illnesses, accidents, and hospital expenses. Dana started working in the business in 2010. After earning extensive knowledge in the industry, she started her agency in 2019.

  • Individual Plans

7756 McCrimmon Parkway, Cary, NC 27519
WebsiteLicense: 19573832

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

With 25 years of industry experience, Chris Mervin is a State Farm insurance agent serving the community of Cary and the surrounding areas. His team writes personalized insurance packages, including health insurance policies. Clients are presented with a list of insurance products from different carriers. Mervin also provides assistance to those looking for life insurance products or needing homeowners insurance. Some of his other offerings are annuities, banking, and pet insurance.

  • Individual Plans
  • Life Insurance

919 Kildaire Farm Road, Cary, NC 27511

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (11)

Why choose this provider?

Insurance Professionals Inc. offers health insurance packages that include a plethora of coverages. These include vision, medical expense, dental, travel, and disability insurance, which cater to individual, family, and collective markets. Located in Cary, the company extends its insurance specialization by covering other fields, such as auto, home, and life insurance. It also provides financial services and works with businesses for their insurance needs. Insurance Professionals is a Trusted Choice independent insurance agency.

  • Individual Plans
  • Life Insurance

208 New Edition Court, Cary, NC 27511
WebsiteLicense: 1000005639

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Review Sources

Google
4.0 (106)
Facebook
5.0 (48)
Yelp
4.5 (21)

Why choose this provider?

Lipstone Insurance Group is an independent insurance agency serving Cary and surrounding areas. The agency provides health insurance policies customized to fit the needs of its clients. Its network of partners is made up of different insurance companies, which helps its agents in recommending policies to clients. These agents provide detailed comparisons as well as explainers on how each policy could work for the client's benefit. They also give assistance in the claim filing process. President Steven Lipstone has over 40 years of insurance expertise.

  • Individual Plans
  • Life Insurance

206 High House Road, Cary, NC 27513
WebsiteLicense: 6612742

Expertise.com Rating

Review Sources

Google
4.0 (55)

Why choose this provider?

Josh Benton is a State Farm insurance agent, he helps families mitigate risks by providing insurance products that protect and guide them from unexpected circumstances. He caters to individuals, families, and senior citizens in Cary and the surrounding areas. His products include car, life, renters, home, and condo insurance plans. In addition, he also offers health insurance plans which come in various types of coverages such as supplemental health, individual medical, and Medicare Supplement.

  • Individual Plans
  • Life Insurance

114 Towerview Court, Cary, NC 27513
WebsiteLicense: 1000390315

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
1.0 (1)

Why choose this provider?

Medicare Insurance Solutions, Inc., is a health insurance agency located in Cary. With more than 27 years of industry experience, it helps its clients make informed decisions as they approach Medicare eligibility. The company's products include Medicare Parts A and B, Medicare Advantage, Prescription Drug Coverage, and Medicare Supplement insurance. An agent works with each client to discuss their concerns, explain the differences in coverage options, and find the policy that best fits their needs.

  • Life Insurance

150 Iowa Lane, Cary, NC 27511

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (7)

Why choose this provider?

Wooten Agency is an insurance company that helps individuals and families in the Cary area. The family-owned and operated company has been offering healthcare insurance plans and Medicare supplement coverages for over 25 years. Its areas of specialization are the senior market and tax credits. In addition, it provides life insurance programs to ensure the future of its customers. Ed Wooten, the owner, has earned an extensive amount of experience in more than 26 years in the industry.

  • Individual Plans

103 Kilmayne Drive, Cary, NC 27511
WebsiteLicense: 1000007278

Expertise.com Rating

Review Sources

Google
4.3 (12)

Why choose this provider?

Ed Moore & Associates, Inc., has been specializing in group health insurance products since 1971. Its team caters to business owners in Cary who are looking for health plans for their employees. These health plans can extend the coverage to the employees' dependents and beneficiaries. They also offer life, accidental death, and dismemberment insurance plans providing financial protection to the employees and their families if they become medically unavailable to work. Additionally, the team carries insurance plans from Progressive, Travelers, and National General.

  • Individual Plans
  • Group Plans
  • Life Insurance

2000 Regency Parkway, Cary, NC 27518
WebsiteLicense: 19427979

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Ryan Mankin is a local insurance agent specializing in Medicare plans. He is located in Cary and serves customers from all over Raleigh, Apex, and Wake Forest. Mankin is committed to finding health insurance plans that best fit the client's needs. Working with Humana, he is able to offer Medicare Advantage plans and Medigap coverage to provide additional benefits that are not included in standard Medicare plans. He can also help clients obtain dental and vision coverage, as well as prescription drug plans.

  • Individual Plans

5540 Centerview Drive, Raleigh, NC 27606
WebsiteLicense: 1000068954

Expertise.com Rating

Review Sources

Google
4.9 (109)
Facebook
4.3 (11)

Why choose this provider?

Carolina Insurance Professionals handles the insurance needs of individuals, businesses, and families in the Cary area. It compares health insurance plans offered by different insurance companies to help find insurance that suits the client's situation. The agency assists clients with health insurance products such as the Affordable Care Act, Consolidated Omnibus Budget Reconciliation Act, short-term medical insurance, and Medicare Supplement Insurance. Carolina Insurance Professionals has been providing health insurance plans to the residents of North Carolina since 1999.

  • Life Insurance

106 North Salem Street, Apex, NC 27502
WebsiteLicense: 1000002623

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Woomer Insurance & Financial Services is an independent insurance provider based in Apex that extends its services to the people of Cary. It offers a broad range of insurance solutions for individuals, families, and businesses. These include different types of life and health insurance products. Clients have the option to choose individual, family health, disability, and long-term health care insurance. Woomer Insurance & Financial Services’ agents work closely with clients to help them make a sound decision when selecting their insurance plans.

  • Individual Plans
  • Life Insurance

1135 Kildaire Farm Road, Cary, NC 27511
WebsiteLicense: 1000143973

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (5)

Why choose this provider?

Trapp Insurance Group, Inc., is an independent insurance agency servicing clients in Cary. It offers health insurance solutions to individuals and families. It also assists with term and whole life insurance. Moreover, the agency provides a variety of insurance policies for automobiles and homes, including personal property and liability coverage. It also supports businesses by writing commercial auto, general liability, and workers' compensation insurance. Trapp Insurance partners with numerous carriers, like Liberty Mutual and Progressive, in designing policies to meet its clients' needs.

  • Individual Plans
  • Life Insurance

210 Tals Rock Way, Cary, NC 27519
WebsiteLicense: 1000359370

Expertise.com Rating

Review Sources

Google
4.0 (43)
Facebook
5.0 (9)
Yelp
1.0 (1)

Why choose this provider?

Morgan & Allen Insurance Group is an independent agency that assists in securing insurance plans for customers of all ages in Cary and its adjoining areas. Established by industry specialists Jan Morgan and Matt Allen, the agency represents a vast network of health insurance companies that provide coverage for a variety of health concerns. Some of the services being offered include dental and vision, critical illness, long-term and short-term care, and hospital indemnity plans. It also manages plans for Medicare Advantage and Medicare Supplements.

  • Individual Plans
  • Life Insurance

12028 Warwickshire Way, Raleigh, NC 27613
WebsiteLicense: 8504772

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Health Insurance Solutions of NC is an insurance agency that offers individual and family health insurance in Cary. The company assists in Medicare Supplements and Medicare Advantage as well as short-term medical, dental, and vision coverage. Owner and agent Wanda Stephens works with many carriers, allowing her to present different products that clients can choose according to their needs and budget. With a background in education and business, Wanda has been an insurance agent for over 14 years.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Does health insurance in Cary automatically renew?

    The health insurance coverage will undergo automatic renewal for an additional year, commencing on January 1, subsequent to the closure of open enrollment in Cary. No further action is required on your part to facilitate this process. The open enrollment period, which concludes on December 15, is also the allotted time for you to alter your health plan based on current circumstances. If you missed the deadline and were automatically re-enrolled, adjustments may still be made until January 15, with the coverage taking effect on February 1.

  • What alternatives exist if you cannot afford basic health insurance in Cary?

    Individuals who fall between 100% and 400% of the Federal Poverty Level and are ineligible for employment benefits, the Children's Health Insurance Program, Medicaid, or Medicare coverage may enroll in income-based health insurance plans in Cary under the Affordable Care Act. Eligible participants may receive either premium tax credits to lower their monthly payments or cost-share reductions to decrease out-of-pocket healthcare expenditures. The subsidies ensure that the enrollees pay no more than 8.5% of their household income for coverage.

  • How would acquiring critical illness insurance supplement health coverage in Cary?

    Cary residents may supplement their health coverage with critical illness insurance, which may help cover exorbitant treatments for life-threatening illnesses, including cancer, stroke, organ transplant, Alzheimer's disease, and Amyotrophic Lateral Sclerosis. Upon critical illness diagnosis, the policy provides a lump sum benefit that can be utilized at the patient's discretion.

  • Which health plan in Cary should you choose if you seldom need medical care?

    Individuals below 30 who lead a healthy lifestyle and infrequently require medical attention may qualify for low-priced basic medical coverage in Cary through catastrophic health insurance. Catastrophic plans only cover up to three medical visits at a $35 co-pay and some preventative services at no cost; policyholders must pay most of the costs out of pocket until the deductible is satisfied. Once the deductible is completed, the insurer pays 100% of the covered medical bills for the rest of the coverage period.

  • How do you qualify for a health savings account for your Cary health insurance?

    To fulfill the eligibility criteria for a Health Savings Account in Cary, one must satisfy the following conditions:

    • The individual must be enrolled in a qualifying high-deductible health plan.
    • The applicant should avail of no other health coverage.
    • The enrollee should not be eligible for or enrolled in the Medicare program.
    • The individual should not be claimed as dependent on someone else's tax return.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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