Best Mortgage Refinance Companies in Asheville

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Anchor Mortgage, LLC logo
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License Verified:

License: 192247

Nationwide Multistate Licensing System and Registry

Anchor Mortgage, LLC

133 River Landing Drive Ste 100, Daniel Island, SC 29492
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  • New Construction

Business Description

Anchor Mortgage, LLC, accommodates refinancing applications from individuals and families in the Asheville metro. Drawing options from more than 50 different lenders, its staff has a varied selection of comprehensive financial programs that help clients consolidate their debts and fund personal and domestic endeavors. Its refinancing analyses involve the evaluation of each refinancer's credit history and financial capabilities, as well as interest rates in the mortgage market. Since its establishment in 2004, the firm has catered to thousands of applicants in the state.

License Verified:

License: 192247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (56)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Breeze Home Loans logo
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License Verified:

License: 1811541

Nationwide Multistate Licensing System and Registry

Breeze Home Loans

35 Haywood Street, Suite 203, Asheville, NC 28801
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  • New Construction

Business Description

Breeze Home Loans provides a variety of refinancing opportunities for Asheville-based clients. Its programs, which include USDA, FHA, and jumbo mortgages, help individuals and families pay off their outstanding debts and improve their existing loans' interest rates. Its team also recommends tailored refinancing choices that deliver home equity cash-out opportunities for educational fees and home renovations. The firm is led by James Parshay, who derives his expansive knowledge of lending practices and property values from his first-hand experience in the financial and real estate industries.

License Verified:

License: 1811541

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Fairway Asheville Team logo
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License Verified:

License: 113607

Nationwide Multistate Licensing System and Registry

Fairway Asheville Team

149 S Lexington Ave, Asheville, NC 28801
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  • New Construction

Business Description

Fairway Asheville Team provides locals with mortgage programs and guidance at different stages of their lives. It helps homeowners obtain funds for college tuition, retirement, or elderly care by refinancing their outstanding loans. It also assists first-time borrowers, investors, and seniors seeking HECMs or reverse lines of credit. Fairway Asheville Team operates under Fairway Independent Mortgage Corporation. David Kanis, its manager, deals directly with move-up buyers to understand their financial circumstances. He has been working in the industry for more than 25 years.

License Verified:

License: 113607

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)
Yelp
4.5 / 5 (13)
GoPrime Mortgage logo
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License Verified:

License: 1196558

Nationwide Multistate Licensing System and Registry

GoPrime Mortgage

862 Haywood Road, Asheville, NC 28806
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  • New Construction
  • Reverse Mortgages

Business Description

GoPrime Mortgage is an LGBTQ-supporting company that accommodates clients in Asheville. It helps individuals manage their mortgages through refinancing schemes, which entail consultations and financial assessments. Additionally, it offers conventional, jumbo, renovation, FHA, USDA, and VA loans. It also assists with down payments, debt consolidation, affordable homes, and modular home financing. Some of GoPrime Mortgage's agents donate a part of their commissions to Homeward Bound to combat homelessness in Buncombe County. It is also affiliated with the Green Building Alliance.

License Verified:

License: 1196558

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Kim Winters logo
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License Verified:

License: 643805

Nationwide Multistate Licensing System and Registry

Kim Winters

84 Coxe Ave, Ste 1A, Asheville, NC 28801
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  • Reverse Mortgages

Business Description

Kim Winters is a senior loan officer with Movement Mortgage, providing personalized home loan services to residential clients in the Asheville area. She offers mortgage refinancing solutions with custom options based on the unique needs and goals of each customer, like reducing interest rates and monthly payments or taking cash out of equity. Her home loan options include jumbo, super jumbo, conforming, FHA, VA, and USDA with fixed and adjustable rates. Winters has been in the industry for over 20 years.

License Verified:

License: 643805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lucid Lending logo
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License Verified:

License: 1120087

Nationwide Multistate Licensing System and Registry

Lucid Lending

54 Ravenscroft Dr., Asheville, NC 28801
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  • Reverse Mortgages

Business Description

For the last eight years, Lucid Lending has been responding to the mortgage needs of property owners in Asheville and the surrounding areas. The company provides various loan programs, such as VA, USDA, 203k, FHA, and 30- and 15-year fixed mortgages. It helps clients throughout the home refinancing process, including comparing mortgage terms and rates and analyzing home value. It collaborates with several lenders to shop products, like jumbo, conventional, and conforming loans. Lucid Lending is a Freddie Mac and FannieMae direct lender.

License Verified:

License: 1120087

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountain Lifestyles Mortgage logo
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License Verified:

License: 173711

Nationwide Multistate Licensing System and Registry

Mountain Lifestyles Mortgage

1200 Bleachery Blvd, Asheville, NC 28803
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  • New Construction
  • Reverse Mortgages

Business Description

Mountain Lifestyles Mortgage is a locally owned and operated company that provides home loan options to residents in Asheville, Hendersonville, and the surrounding areas. Its loan programs include HARP 2.0, a refinance option for underwater homeowners. The mortgage lender also handles FHA, VA, USDA, and jumbo purchase loans. Its loan officers assist clients seeking fixed-rate, adjustable-rate, hybrid ARMs, interest-only, and balloon mortgages as well. Mountain Lifestyles Mortgage has been in business for nearly 20 years.

License Verified:

License: 173711

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.7 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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