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Best Life Insurance Companies in Billings

2024

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Website
2310 Broadwater Avenue, Billings, MT 59102
  • Life Insurance

Why choose this provider?

Difronzo & Company serves individuals and families throughout the community of Billings. It provides insurance products that include dental, life, vision, group health, medicare, and disability. It also offers creative ideas and options to buyers. Its team of professionals has a combined industry experience of more than 100 years. In addition, the business also represents a wide variety of insurance companies such as Pacific Source, Met Life, BlueCross BlueShield of Montana, United Heritage, and MT Health Co-op.

License Verified:

License: 50863

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
315 South 24th Street West, Billings, MT 59102
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ron Sanchez is a State Farm insurance agent that operates in Billings. He provides life insurance policies for both English-speaking and Spanish-speaking customers. He educates first-time clients about the advantages of life insurance, from living benefits to lump-sum payments. Ron also recommends specific coverages to add, such as final expenses and mortgage protection. Active in the industry since 1999, he is a US Army veteran and a former federal investigator. Additionally, Ron is a member of the Billings Chamber of Commerce.

License Verified:

License: 926336

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1320 28th Street West, Billings, MT 59101
  • Life Insurance
  • Health Insurance

Why choose this provider?

Darnielle Insurance Agency is a second-generation family-owned insurance agency that has been serving the residents of Billings for more than 30 years. It provides various life insurance products across term life, whole life, and universal categories. It also offers health insurance, auto insurance, and property insurance. Owner Deanna Darnielle has served as president of the Montana Association of Female Executives. Darnielle Insurance Agency is a member of the Independent Insurance Agents' Association of Montana.

License Verified:

License: 946882

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
935 Grand Avenue, Billings, MT 59102
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jeff Keil is a State Farm insurance agent serving clients in Billings and the surrounding communities. Since 1986, he has been providing a wide range of insurance products, including life, auto, business, pet, and health insurance. Keil uses his expertise and knowledge in helping clients find the policy that suits their needs. He can also assist people with relocations to Montana. He is a Silver Scroll, Excellence, Bronze Table, and Golden Triangle qualifier at State Farm.

License Verified:

License: 902010

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
644 Grand Avenue, Billings, MT 59101
  • Life Insurance

Why choose this provider?

ISU Insurance Services Streeter Brothers is an independent agency based in Billings. It offers life insurance products that are customized according to clients' needs whether for savings, inheritance purposes, income for dependents, or burial and funeral expenses. The life insurance policies that clients can avail of are term and permanent life insurance. The agency has been serving the community since 1922 and donates a portion of its earnings to different charities and organizations in the community.

License Verified:

License: 100101004

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
404 North 31st Street, Billings, MT 59101
  • Life Insurance

Why choose this provider?

Randall E. Daly, ChCF, a wealth management advisor of Northwestern Mutual, has provided individuals, families, and businesses throughout the Billings metro with their insurance needs. He offers term life insurance policies that include level premium and annually renewable terms. Additionally, he provides four types of permanent life insurance which include whole life insurance, complife insurance, universal life insurance, and variable life insurance. Wealth planning, investment assistance, disability income insurance, and long-term care assistance are also part of his services.

License Verified:

License: 50770

Commissioner of Securities and Insurance, office of the Montana State Auditor

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
225 North 23rd Street, Billings, MT 59101
  • Life Insurance

Why choose this provider?

Cornerstone Financial is an independent insurance agency in Billings that provides insurance solutions and products. The firm is owned and operated by husband-and-wife Mark and Shelley Cain, who formed the company in 2006 after a career in the personal finance industry for over 20 years. They offer life insurance policies, such as term, permanent, and universal life insurance, that provide financial benefits upon death. It also carries policies for long-term care, disability, and estate planning.

License Verified:

License: 669697

Commissioner of Securities and Insurance, office of the Montana State Auditor

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2101 Broadwater Avenue, Billings, MT 59102
  • Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Ronda Smith & Associates is a team of insurance brokers and financial advisors in Billings that provides insurance solutions and products to clients in the metro. It offers life insurance products, such as term life, whole life, universal life, disability, and survivorship insurance. It also deals with financial advisory services. The firm has been operating for more than 15 years and is headed by Ronda Smith, an insurance professional with a background in both personal and business finance.

License Verified:

License: 761391

Commissioner of Securities and Insurance, office of the Montana State Auditor

Website
895 Main Street, Billings, MT 59105
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kari Jones is an insurance agent with State Farm who has been serving clients in Billings since 2008. She provides term, whole, and universal life insurance plans, as well as health coverage. Additionally, she offers options to cover personal articles and properties. She also deals with risk management solutions that cater to commercial clients and small businesses. Moreover, her team assists with financial services related to banking, annuities, and mutual funds. Jones is a school board member for Pioneer School District as well.

License Verified:

License: 100157688

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2147 Overland Avenue, Billings, MT 59102
  • Life Insurance
  • Health Insurance

Why choose this provider?

Allen & Associates Insurance is an independent insurance agency that caters to Billings and the surrounding communities. It helps customers protect their businesses and families' futures by offering life insurance products. In addition, it provides employee benefits programs, which include dental, disability, group health, and vision insurance plans. Dave Allen, the owner, has been working in the insurance industry since 1989. His son, Eric Allen, joined the business in 2016 after working at Minnesota Life Insurance Company.

License Verified:

License: 100150188

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1020 South 24th Street West, Billings, MT 59102
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

An independent insurance agency since 1971, Burns Insurance writes and arranges policies for individuals, families, and agribusiness communities in Billings. Its set of insurance products includes universal and term life insurance in addition to long-term care policies, disability coverage, and group health insurance. The agency has also secured partnerships with QBE Insurance, ARMtech, and Farmers Mutual Hail to craft crop insurance programs for farmers. Its president, Mark Anderson, has also sponsored UW Athletics as part of his community involvement efforts.

License Verified:

License: 657438

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2905 Millennium Circle, Billings, MT 59102
  • Health Insurance
  • Life Insurance

Why choose this provider?

Bidlake Agency is a family-owned independent insurance firm headquartered in Billings. It provides life insurance products based on each client's personal and financial needs. Its life insurance products include whole life, universal life, and term life insurance. The agency's life insurance policies provide income tax-free money to the client's named beneficiaries. The financial aid could be used to pay for tuition, funeral expenses, and estate taxes. Bidlake Agency has served the insurance needs of residents in Montana since 1907.

License Verified:

License: 4719

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
3.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
401 North 31st Street, Billings, MT 59101
  • Life Insurance

Why choose this provider?

New York Life is a life insurance firm that serves clients in the Billings metro. The agency provides several types of life insurance such as universal, whole, and term. Its team of insurance agents, led by Brian J. Craig, ensures that clients are given a tailored approach based on their personal needs. The company has been providing insurance solutions to the community for more than 175 years. The company has customized life insurance calculators that clients can readily access on the website.

License Verified:

License: 100151733

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (4)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Can you decide where to allocate the accumulated cash value from your life insurance in Billings?

    If you have variable universal life insurance in Billings, you have the power to allocate your money to different subaccounts. You can also decide how much money you want to save. The accumulated cash value from this type of insurance can be invested in the stock market, which allows your money to grow over time.

  • When should you consider having term life insurance in Billings?

    You can have term life insurance in Billings if you are still not sure whether you can or cannot have a long-term or permanent policy. Having short-term life insurance can help you stay protected while you are not yet ready to commit to a longer policy. You can also have term life insurance if you are in between jobs and do not have employer-sponsored life insurance.

  • What drives the cost of life insurance in Billings?

    During the process of underwriting life insurance in Billings, carriers base insurance costs on individuals' age and health factors. Generally, if they are younger and healthier, they will pay cheaper insurance costs. However, if they are into risky activities, use tobacco, and have health conditions, they might pay higher premiums.

  • When should Billings individuals invest in life insurance?

    Individuals in Billings must consider investing in life insurance whenever major changes are happening in their lives. They must acquire life insurance if they welcome a new child or grandchild, recently married or divorced, and purchased a new home. They should also invest in insurance if they want to be financially stable during their retirement.

  • What are the common reasons why carriers deny life insurance claims in Billings?

    Carriers in Billings deny life insurance claims because policyholders fail to settle their policy premiums. However, most insurance companies provide a 30-day grace period. Another reason for claims denial is the type of death was not covered by the life insurance policy. For instance, if the cause of death is skydiving or scuba diving, carriers will not grant the claim.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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