Expertise.com

2024

Last updated:

Best Mortgage Brokers in Olive Branch

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Olive Branch Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

18Reviewed

14Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3263 W Sarazens Cir, Memphis, TN 38125
  • Reverse Mortgages
  • Refinance

Why choose this provider?

BenchMark Mortgage LLC is a brokerage company that caters to the residents of Olive Branch and the surrounding areas. Its experts help homebuyers and real estate investors find the right loan programs that fit their needs. Additionally, it serves senior citizens who are looking for reverse mortgages, as well as existing homeowners who want to have their properties refinanced. The firm maintains clear lines of communication via calls and emails to guide clients through the entire mortgage process.

License Verified:

License: 72677

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
688 West Brookhaven Circle, Memphis, TN 38117
  • Refinance

Why choose this provider?

Crump Mortgage has been serving customers in the Olive Branch community since 1921. The firm provides borrowers with financing solutions tailored to their needs. Its vice president, Rob Crump, is a loan officer with over 31 years of experience. He has worked with thousands of home buyers, navigating them through the process of understanding their loan terms, realizing their objectives, and protecting their economic interests. Crump serves on various Christian ministry boards and non-profits to establish and maintain his community presence.

License Verified:

License: 77047

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6260 Poplar Avenue, Memphis, TN 38119
  • Refinance
  • New Construction

Why choose this provider?

Eagle Mortgage & Funding, Inc., has been offering home financing solutions to residents in and around Olive Branch since 1994. To meet clients' varying needs, it provides a wide range of home loans, from conventional and conforming to jumbo and FHA. It also offers the Rural Housing Service loan program, which caters to low to moderate-income individuals residing in rural locations or small towns. In addition, USDA and VA programs are available. Eagle Mortgage & Funding performs underwriting and closing in-house.

License Verified:

License: 187152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Zillow
4.6 / 5 (10)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6080 Getwell Rd., Suite 204, Southaven, MS 38672
  • Refinance

Why choose this provider?

Desoto Home Mortgage serves customers in Olive Branch and the surrounding areas. Specialists at the company assist clients with property purchases and refinancing by providing a variety of lending options, including conventional, jumbo, USDA, FHA, and VA loans. These programs are designed to meet the specific requirements of the users. Other options available include graduated payment, interest-only, adjustable-rate, and fixed-rate mortgages. Brokers assist clients at every stage of the loan process, from pre-qualification to loan closing.

License Verified:

License: 1931834

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (58)
Zillow
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2645 Appling Rd.,, Memphis, TN 38133
  • Refinance

Why choose this provider?

Jo Garner is an Olive Branch mortgage originator who offers VA, FHA, and conventional loan programs. She has been in the industry for over 25 years, providing financing terms for people looking to buy their first home as well as those going through a divorce, medical challenges, or preparing to send their children to college. In addition, Garner is the founder of Talk Shoppe in Memphis and the host of the iHeart Radio show Real Estate Mortgage Shoppe.

License Verified:

License: 757308

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Website
763 Walnut Knoll Ln Ste 5, Cordova, TN 38018
  • Refinance
  • New Construction

Why choose this provider?

Morgan Fleet is a mortgage broker serving clients in Olive Branch. As a senior loan officer for American Pacific Mortgage Corporation, she assists first-time, move-up, and experienced homebuyers in choosing the right home loan to purchase their new primary residence or secondary property. She works closely with her clients in reviewing their financial situation and educates them through the entire mortgage process to minimize costly mistakes. She also assists homeowners and real estate investors with their refinancing and low-rate financing needs.

License Verified:

License: 947110

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1582 Poplar Ave, Memphis, TN 38104
  • Refinance

Why choose this provider?

Jennifer Ballheimer is a loan originator and regional production manager with Mortgage Financial Services who helps individuals and families in Olive Branch and the surrounding areas. She provides mortgages for different types of clients, including veterans or active members of the military, first-time home buyers, and those looking for low-down-payment loan options. She also offers refinance programs for clients looking to consolidate debt or pay off their loans faster. Jennifer Ballheimer has been working in the mortgage industry for more than two decades.

License Verified:

License: 143750

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (158)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6897 Crumpler Blvd Suite 300, Olive Branch, MS 38654

Why choose this provider?

Apex Mortgage Group, LLC caters to clients in Olive Branch. It specializes in assisting individuals in resolving mortgage and financing-related issues in order to ensure sound decision-making. The broker offers loan comparison consultation to efficiently guide clients on appropriate payment and interest options. Apex Mortgage Group also provides mortgage pre-approval and refinancing. The company strives to provide services to people with disabilities by improving its website with resources that adapt to allow for increased accessibility.

License Verified:

License: 1609195

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (25)

Website
5915 Getwell Road Building C Suites 4-5, Southaven, MS 38672
  • Refinance

Why choose this provider?

Blake Team is a Southaven-based company that deals with clients across Olive Branch. It has experience assisting homebuyers through the process of applying for Fannie Mae HomeStyle loans, helping them in financing property acquisition and renovation. It also provides mortgages backed by the VA and FHA. The company offers other solutions like the jumbo loan, a way for borrowers to purchase properties in upscale neighborhoods. Blake Team runs a website with mortgage calculators to guide clients in their decision-making.

License Verified:

License: 450899

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 Brookfield Road, Suite 225, Memphis, TN 38119
  • Refinance
  • New Construction

Why choose this provider?

Mortgage Investors Group has been serving clients since 1989. The company helps first-time homebuyers acquire properties through loans backed by the USDA, FHA, and VA. It also assists clients looking to apply for down payment assistance programs from the Tennessee Housing Development Agency. For senior homeowners aiming to convert a portion of their equity into cash, the company provides reverse mortgages. Kevin Rhea, one of its team members, is the host of "The Housing Hour," a radio show that talks about housing trends.

License Verified:

License: 125422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.4 / 5 (18)
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.

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