Expertise.com

Best Life Insurance Companies in Jackson

Laurels
2023
Laurels

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Farm Bureau Insurance logo
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License Verified:

License: 7700932

Mississippi Insurance Department

Farm Bureau Insurance

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1800 East County Line Road, Ridgeland, MS 39157
  • Life Insurance

Business Description

Serving clients in Jackson, Farm Bureau Insurance markets insurance products through its six state offices and independent contractor agents. Established in 1947, it offers life insurance policies with whole and term life options. It also helps clients with its multi-line regional property and casualty insurance aiming to provide quality service and competitive rates for policyholders. Supported by its conservative leadership’s commitment to solid growth and investment, Farm Bureau Insurance also operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina.

License Verified:

License: 7700932

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
3.0 / 5 (16)
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gulf Guaranty logo
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License Verified:

License: 10005098

Mississippi Insurance Department

Gulf Guaranty

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4785 Interstate 55, Jackson, MS 39206
  • Health Insurance

Business Description

Gulf Guaranty is an independent insurance agency that offers personal and commercial insurance products for clients in Jackson as well as its surrounding areas. It was founded by Jack “Bouncer” Robertson in 1970 and has since assisted the community with its insurance needs. The agency educates individual clients about purchasing life insurance policies that will provide coverage for their families in case of untimely deaths, such as final expense and whole life insurance policies. Additionally, Gulf Guaranty offers group health and collateral protection policies.

License Verified:

License: 10005098

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Preston Derivaux logo
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License Verified:

License: 15016369

Mississippi Insurance Department

Preston Derivaux

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4505 Interstate 55 North, Jackson, MS 39206
  • Life Insurance

Business Description

Preston Derivaux is a second-generation State Farm insurance agent based in Jackson. Included in the products he offers is life insurance, which covers both personal and commercial protection. He can furnish life insurance policies that provide coverage for a lifetime or a certain amount of time. In addition, he provides home and car insurance with the help of his associates, who have more than a hundred years of collective experience. Derivaux has been a State Farm agent since 1985.

License Verified:

License: 15016369

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (402)
Facebook
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pyron Group Insurance logo
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License Verified:

License: 315340

Mississippi Insurance Department

Pyron Group Insurance

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1647 Lakeland Drive, Jackson, MS 39216
  • Life Insurance
  • Long Term Care

Business Description

Pyron Group Insurance offers life insurance solutions to clients in Jackson and the surrounding areas. The company caters to individuals, families, and businesses, providing options, such as term and whole life insurance coverage, in addition to long-term care insurance. It also offers auto, home, business, farm, and marine insurance. Its founder, Doug Pyron, carries over three decades of industry experience, helping clients protect their most valuable assets. Moreover, the company works with various carriers, including Progressive, MetLife, and Safeco Insurance.

License Verified:

License: 315340

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pyron Group Insurance logo
Visit WebsiteWebsite

License Verified:

License: 315340

Mississippi Insurance Department

Pyron Group Insurance

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1647 Lakeland Drive, Jackson, MS 39216
  • Life Insurance

Business Description

Pyron Group Insurance is a company that serves clients located in the Jackson area. It offers a wide range of life insurance policies to protect its clients from unexpected financial difficulties in the future. Its types of life protection products include whole life, term life, and long-term care insurance. The company also provides comprehensive risk protection plans for commercial automobiles, farm structures, and homes. Its founder, Doug Pyron, has been running the business for over three decades.

License Verified:

License: 315340

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (92)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Group Insurance Services logo

License Verified:

License: 201236

Mississippi Insurance Department

South Group Insurance Services

795 Woodlands Parkway, Ridgeland, MS 39157
  • Life Insurance
  • Health Insurance

Business Description

South Group Insurance Services is an independent agency that has been serving life insurance products for more than 115 years. Its Jackson office was established in 2017. The agency identifies, assesses, and manages the risks its customers face in order to supply them with the right life insurance policies. South Group Insurance Services connects clients with regional, national, and international carriers. It also offers homeowners', auto, health, and disability insurance.

License Verified:

License: 201236

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (9)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Bruce Agency Insurance logo

The Bruce Agency Insurance

2727 Old Brandon Road, Pearl, MS 39208
  • Life Insurance
  • Health Insurance

Business Description

The Bruce Agency Insurance is a life insurance company that serves clients from Jackson and nearby areas. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. It also offers various insurance options and coverages for renters, businesses, workers' compensation, vehicles, boats, and RVs. Its team of insurance professionals caters to speakers of Spanish. A wide selection of tax and payroll services, as well as LLC assistance, is also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.