Expertise.com

2024

Last updated:

Best Life Insurance Companies in Jackson

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jackson Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7705Reviewed

4625Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1647 Lakeland Drive, Jackson, MS 39216
  • Life Insurance
  • Long Term Care

Why choose this provider?

Pyron Group Insurance offers life insurance solutions to clients in Jackson and the surrounding areas. The company caters to individuals, families, and businesses, providing options, such as term and whole life insurance coverage, in addition to long-term care insurance. It also offers auto, home, business, farm, and marine insurance. Its founder, Doug Pyron, carries over three decades of industry experience, helping clients protect their most valuable assets. Moreover, the company works with various carriers, including Progressive, MetLife, and Safeco Insurance.

License Verified:

License: 315340

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2727 Old Brandon Road, Pearl, MS 39208
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Bruce Agency Insurance is a life insurance company that serves clients from Jackson and nearby areas. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. It also offers various insurance options and coverages for renters, businesses, workers' compensation, vehicles, boats, and RVs. Its team of insurance professionals caters to speakers of Spanish. A wide selection of tax and payroll services, as well as LLC assistance, is also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4785 Interstate 55, Jackson, MS 39206
  • Health Insurance

Why choose this provider?

Gulf Guaranty is an independent insurance agency that offers personal and commercial insurance products for clients in Jackson as well as its surrounding areas. It was founded by Jack “Bouncer” Robertson in 1970 and has since assisted the community with its insurance needs. The agency educates individual clients about purchasing life insurance policies that will provide coverage for their families in case of untimely deaths, such as final expense and whole life insurance policies. Additionally, Gulf Guaranty offers group health and collateral protection policies.

License Verified:

License: 10005098

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
795 Woodlands Parkway, Ridgeland, MS 39157
  • Life Insurance
  • Health Insurance

Why choose this provider?

South Group Insurance Services is an independent agency that has been serving life insurance products for more than 115 years. Its Jackson office was established in 2017. The agency identifies, assesses, and manages the risks its customers face in order to supply them with the right life insurance policies. South Group Insurance Services connects clients with regional, national, and international carriers. It also offers homeowners', auto, health, and disability insurance.

License Verified:

License: 201236

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4505 Interstate 55 North, Jackson, MS 39206
  • Life Insurance

Why choose this provider?

Preston Derivaux is a second-generation State Farm insurance agent based in Jackson. Included in the products he offers is life insurance, which covers both personal and commercial protection. He can furnish life insurance policies that provide coverage for a lifetime or a certain amount of time. In addition, he provides home and car insurance with the help of his associates, who have more than a hundred years of collective experience. Derivaux has been a State Farm agent since 1985.

License Verified:

License: 15016369

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (402)
Facebook
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 East County Line Road, Ridgeland, MS 39157
  • Life Insurance

Why choose this provider?

Serving clients in Jackson, Farm Bureau Insurance markets insurance products through its six state offices and independent contractor agents. Established in 1947, it offers life insurance policies with whole and term life options. It also helps clients with its multi-line regional property and casualty insurance aiming to provide quality service and competitive rates for policyholders. Supported by its conservative leadership’s commitment to solid growth and investment, Farm Bureau Insurance also operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina.

License Verified:

License: 7700932

Mississippi Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.3
Facebook
3.0 / 5 (16)
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Would you need additional coverage in Jackson if you automatically have life insurance as part of the employee benefits package?

    This type of life insurance typically provides limited coverage ranging from $10,000 to 20,000. It may not be sufficient, particularly if you have a young family. If your employer provides premium coverage that is enforceable even if you change jobs, you may have adequate coverage as long as you continue to pay premiums. Consider automatic insurance from your Jackson employee benefits package as a supplement to premium coverage.

  • Are all life insurance in Jackson protected by law if the insurer goes out of business?

    The protection is only valid in Jackson up to certain dollar limits per person, which are $300,000 for death benefits and $100,000 for cash-value benefits. This means that regardless of how many different types of life insurance policies you purchase from the defunct insurance company, you will only be paid up to these limits. The Mississippi Life & Health Insurance Guaranty Association provides the coverage.

  • Can you still purchase life insurance in Jackson if you have recently been diagnosed with multiple sclerosis?

    Yes, it is possible; however, you may have to pay higher premiums for less coverage. Multiple sclerosis progresses on a spectrum; in some cases, it worsens slowly over time, while in others, it worsens quickly. As a result, even if you have recently received a diagnosis, you can still find coverage in Jackson because insurers will consider your risk and statistical data. However, the sooner you obtain life insurance, the more options you will have.

  • Can you combine term-life insurance with cash-value insurance in Jackson?

    Yes, depending on your financial objectives, you can combine term life insurance and cash-value insurance in Jackson. Term life insurance provides the most coverage per dollar value and can provide adequate protection during critical periods of your life. However, once the term expires, you are no longer eligible for benefits. If you no longer require additional coverage, you may elect not to renew your term life insurance. If you choose to renew, your premiums will be higher than before.

  • What kinds of riders should you consider when buying life insurance in Jackson?

    When purchasing life insurance in Jackson, an accelerated death rider can provide coverage if you are diagnosed with a terminal illness. There is also a rider for premium waiver that allows you to stop paying premiums if you become disabled. Some riders to consider are those for accidental death, long-term care, and disability, which can take effect once these events occur.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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