Expertise.com
2024

Last updated:

Best Financial Advisors in St. Charles

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Charles Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

26

Reviewed

20

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

St. Charles, MO
  • Estate Planning
  • Retirement Planning
  • Investment Management
  • Financial Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

St. Charles, MO

Why choose this provider?

Need help contacting a Financial Advisor in St. Charles? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1360 S. 5th Street Suite 398, St. Charles, MO 63301
  • Certified Financial Planner (CFP)
  • Tax Planning
  • Retirement Planning

Why choose this provider?

Oakview Wealth Solutions is an independent fiduciary firm that serves young professionals, business owners, and families in St. Charles. It offers a holistic approach to financial, budget, insurance, retirement, and major life event or purchase planning. It also provides cash and investment management, as well as debt elimination services. Co-founder J. Stanton Burns is a CFP who has been featured in several media outlets, including US News. Oakview Wealth Solutions supports the local community through various organizations, including the Megan Meier Foundation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Website
5933 Hwy 94 Suite 205, Weldon Spring, MO 63304
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

STL Wealth is a financial advisory firm that serves clients in St. Charles. It helps individuals achieve their financial goals through asset preservation, risk analysis, and investment management. The company also creates financial plans that help clients manage their short-term objectives and long-term goals. STL Wealth offers investment and securities services through broker/dealer and FINRA member, Waddell & Reed, Inc. Founder Matthew Rose has been a financial planner since 2009. The company uses message encryption to protect client confidentiality.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3660 West Clay Street, Saint Charles, MO 63301
  • Certified Financial Planner (CFP)

Why choose this provider?

Angell Capital Management has been catering to customers in the St. Charles metro and the surrounding areas since 2000. It offers financial planning services, which involve learning about the clients' current situation, exploring options, and presenting possibilities to help them make informed decisions. It also provides portfolio and wealth management solutions, such as asset allocation, cost consideration and minimization, and global diversification. Scott Angell, the founder, is a member of the Financial Planning Association and the Investments and Wealth Institute.

License Verified:

License: 117110

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1258 Jungermann Road, Saint Peters, MO 63376
  • Estate Planning
  • Retirement Planning
  • Certified Financial Planner (CFP)

Why choose this provider?

Blattel & Associates is an independent financial planning firm that serves individuals and families in St. Charles and neighboring communities. It offers investment management and retirement planning services focused on helping clients achieve their financial goals. Its team educates and guides clients to making informed financial decisions. The family-owned and family-operated company has been in operation since 1977. Its founder, Robert J. Blattel, is a Certified Financial Planner and a member of the Financial Planning Association.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2085 Bluestone Drive, St. Charles, mo 63303
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

AXIUS Financial serves residents of St. Charles and the nearby communities. It offers personalized financial planning services to help people realize their goals, including retirement. It takes various aspects of its clients’ financial life into account to create plans that meet their specific needs, determines how to allocate assets through investments, and advises them on ways to minimize tax liabilities. The firm also provides annual reviews to determine if life situations necessitate changes in their plans. Founder and CEO Jeff Locker holds a Chartered Financial Consultant designation.

License Verified:

License: 3181054

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
571 Jefferson St., St. Charles, MO 63301
  • Certified Financial Planner (CFP)

Why choose this provider?

St. Charles Financial Services, LLC, caters to the needs of individuals and families in the local metro. Since 2008, it has been helping them achieve financial security through a wide array of financial planning services, including retirement planning, investment planning, estate planning, and tax planning. Its team also guides clients to prepare for the education of their children or themselves through college financial planning. The firm's affiliation with Webb Agency allows it to offer business and personal insurance products to clients.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Mid Rivers Mall Drive, Suite 120, St. Peters, MO 63376
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

Krilogy offers financial advice to clients in St. Charles and the surrounding areas. It helps people who are considering selling a business, transferring wealth to the next generation, setting up a charitable giving plan, or investing for retirement. As an RIA firm, it also offers investment management services for pensions, non-profits, and endowments. President and CEO Kent S. Skornia has been leading the company since its inception in 2009. He also chairs Krilogy’s advisory board and participates in its investment committee.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Mid Rivers Mall Drive Suite 358, St. Peters, MO 63376
  • Certified Financial Planner (CFP)

Why choose this provider?

Retirement Plan Advisors assists clients in St. Charles and the surrounding areas. Its consultants help individuals plan their retirement and future financial security. They create retirement solutions that are tailored to the needs of clients. They provide assistance in determining risk tolerance, recommending a portfolio, selecting investing options, and maintaining an active account. Joshua F. Schwartz, the company's president, holds an AIF designation. His affiliations include the National Association of Plan Advisors and the Institutional Investor Institute for Defined Contribution.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13358 Manchester Road Suite 200, Des Peres, MO 63131
  • Retirement Planning
  • Certified Financial Planner (CFP)

Why choose this provider?

Cornerstone Wealth Management LLC offers financial advice to families and individuals in the St. Charles area. Its advisors work with clients to understand their needs and goals, and provide investment options and strategies that can help them attain their financial independence. Around 90 advisors work with the firm across the country. Joe Keifer, the managing partner and co-founder, has been in the financial management field since 1998. He has also worked as a CPA for eight years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How much capital gains tax will you have to pay for your investments in St. Charles?

    The capital gains tax rate ranges from 0%-20%, depending on your total taxable income. For investors with income under $83,350, the tax rate is zero. If your taxable income ranges from $83,350 to $517,200, you need to pay a 15% tax on your capital gains. For taxable income over $517,200, the 20% tax rate applies. Particular investment types like collectibles may be charged a tax rate over 20%. Check with your St. Charles financial advisor to make sure your investments remain tax-efficient.

  • How do you countercheck the credentials of your financial advisor in St. Charles?

    You can countercheck the credentials of your financial advisor by looking them up on the BrokerCheck website, which is an online tool maintained by FINRA. You can use this site to run a background check on your advisor. It will pull up the advisor's professional history, licenses, certifications, complaints, and regulatory actions if any. You can also ask your financial advisor in St. Charles for references.

  • Can your financial advisor help you become an accredited investor in St. Charles?

    Yes, your St. Charles financial advisor can help you build your wealth portfolio to qualify as an accredited investor. Accredited investors have access to more investment avenues, including hedge funds and equity crowdfunding. To be accredited you must have a net worth of over $1 million, and an individual income of over $200,000 ($300,000 if joint income with a spouse). The minimum required income must be for the previous two years and also expected for the succeeding years.

  • Why work with a fiduciary financial advisor in St. Charles?

    St. Charles financial advisors operating under fiduciary duty are legally mandated to act in their client’s best interests. A fiduciary advisor’s financial guidance and recommendations will not be based on other interests, such as how much commissions they can earn, but will be based on your financial goals and personal preferences alone. Fiduciaries are usually federally licensed. They are also not affiliated with third-party financial companies, which prevents conflicts of interest.

  • Can charitable donations help you save on taxes in St. Charles?

    You can claim tax deductions for donations to non-profit, qualified 501(c)(3) charitable entities. These entities include private foundations, public charities, and educational, scientific, and religious organizations. The charity will give you a tax receipt for your donation, which you will need to attach to your tax return. Note that you can also get deductions for non-cash gifts like an art piece. For other tax strategies involving donations and gifts, speak with your local financial advisor in St. Charles.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

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