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Best Homeowners Insurance Agencies in Springfield

2024

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Providers

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Website
5336 South Campbell Avenue, Springfield, MO 65810
  • Personal Property Insurance
  • Fire
  • Renter's Insurance

Why choose this provider?

Tagge Insurance is a full-service insurance company that has been serving the Springfield metro area since 1990. The firm assists individuals and families in choosing the right homeowners insurance coverage that best suits their needs. This includes dwelling coverage, detached structures, personal belongings, liability, and endorsements. Its independent and licensed agents also handle all types of personal insurance policies, including car, recreational vehicle, life and health, personal umbrella, and small business coverages. The company is a member of the Missouri Association of Insurance Agents and the Couri Associates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4650 S National Ave Ste A2, Springfield, MO 65810
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Bill White Insurance Agency offers coverage for property damages to homeowners in Springfield. A family business founded in 1964, it assists clients in determining what policy fits the needs of their home, helping them understand factors such as the scope of their coverage. The company's home insurance covers hazards such as fire, theft, and vandalism and secures the cost of damages to property, select personal belongings, additional living expenses, and liability. It also offers policies for clients residing in rented apartments or condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2953 East Chestnut Expressway, Springfield, MO 65802
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Bob Hammons is a Springfield-based State Farm insurance agent that has been providing homeowners' insurance to his community since 1981. The homeowners' insurance covers damages to property and personal belongings due to unexpected incidents. Through State Farm, Hammons presents clients with quotes and assists them with their application. He also offers auto, business, health, life, pet, personal articles, and renters' insurance. Hammons aims to help people manage their risks and bounce back from the disasters they encounter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1525 E Republic Rd b105, Springfield, MO 65804
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Why choose this provider?

Brinck Insurance Group, LLC, is a full-service insurance company that serves the Springfield metro area and nearby localities. Its licensed agents provide professional assistance to private residence owners in choosing the right homeowners' insurance policy. They handle several types of homeowners' coverage, including property, personal assets, homeowners' liability, law and ordinance, and home sharing. Other services include all types of personal, business, and industry-specific insurance policies. The company also operates in Missouri, Oklahoma, Arizona, and Iowa.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 S Brentwood Blvd Ste G, Springfield, MO 65804
  • Multiple Policy Types

Why choose this provider?

Millennium Brokers is an insurance agency providing services to residents of Springfield and surrounding areas. It offers tailor-made homeowners' insurance plans to locals seeking insurance protection for their residential properties. It has a team of experienced insurance agents adept at constructing policies and coverage options to ensure that all property protection needs of clients are taken care of. Clients may request policy quotes through the agency website by submitting their basic information and a general description of their dwelling. The agency guarantees to provide customized options within 24-hours.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (204)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
709 W Sunshine St, Springfield, MO 65807
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake

Why choose this provider?

Insurors of America is an independent insurance agency established in 1974. It caters to clients seeking home insurance plans in Springfield and the surrounding areas. It offers exhaustive homeowners' insurance policies, covering the dwelling and other structures, personal property, loss of use, additional expenses, and personal liability. Clients may avail themselves of supplementary coverages on top of the standard policy for other disasters, such as flooding, earthquakes, power failure, and water damages. It also provides other insurance products, including RV, auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (34)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2248 S Campbell Ave, Springfield, MO 65807
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake

Why choose this provider?

Auto Insurance Express is an insurance company that has been serving residents and businesses in Springfield for more than 20 years. The firm's licensed agents assist individuals and families in evaluating their needs and choosing the right homeowners insurance coverage. This includes dwelling coverage, personal property, and liability protection. They also help renters obtain financial security for personal belongings against disasters. Other offerings include auto, motorcycle, boat and RV, life and health, as well as business and commercial policies. The company also serves clients in Arkansas and Southwest Missouri.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (55)
Google
4.7 / 5 (31)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
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Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the standard coverages for homeowners' insurance in Springfield?

    The standard coverages available for a homeowners' insurance policy in Springfield include dwelling, personal liability, and personal property coverage. This policy also covers structures not attached to your property, such as the repair cost for your detached garage that has been damaged after a tree fell on it during a storm.

  • Is identity fraud covered in a Springfield homeowners' insurance policy?

    Yes, you have the option to customize your homeowners' insurance policy in Springfield to include coverage for identity fraud. If you become a victim of identity fraud or theft, this policy will assist in making up some of your out-of-pocket expenses. This customization demonstrates how adaptable a homeowners insurance coverage is to your specific requirements.

  • Does the homeowners' insurance policy in Springfield provide coverage for flood damage?

    No, property repair costs due to flood damage are not included in a homeowners' insurance policy in the Springfield community, and you have to purchase this coverage separately. This is because Springfield has a moderate risk of flooding and can likely impact the day-to-day life of residents within the community.

  • In Springfield, what does actual cash value in homeowners' insurance mean?

    A homeowners' insurance policy in Springfield with actual cash value means the policy can pay for both the cost of the building itself and the worth of your possessions prior to depreciation. As a result, you will only be compensated for the value of your possessions as they are today rather than their original purchase price.

  • Do you have to purchase separate insurance for earthquakes or it is included in a homeowners' insurance policy in Springfield?

    You should acquire supplementary earthquake coverage, as the homeowners' insurance policy in Springfield does not encompass protection against damages caused by earthquakes. Missouri is one of the states with the third-largest market for earthquake insurance. If you purchase this additional coverage, you will receive compensation for water and fire damage caused by ruptured gas and water lines caused by an earthquake.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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