Best Home Inspection Companies in Saint Joseph

If repairs need to be made, you can verify the work by ordering a re-inspection. This usually isn't necessary if the repairs were done by a licensed contractor and the correct permits for the work were pulled. If the seller handled the repairs, though, a re-inspection can help ensure that the work was performed correctly.

Mortgage lending companies rarely require a home inspection to give you a loan. Some lenders might request an inspection for specific potential problems, though. These can include termites, septic system issues, and lead-based paint. Federal Housing Administration (FHA) loans expect a basic home assessment that's like an inspection, but not as in-depth.

If you're getting a mortgage loan from a bank, a home inspection is not required, and it’s unnecessary to provide the bank with a copy of the results. The bank requires an appraisal, however. This determines the value of the home so the bank doesn't give you a loan for more than it's worth.