Best Mortgage Brokers in O'Fallon

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ANF Mortgage logo
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License Verified:

License: 1882746

Nationwide Multistate Licensing System and Registry

ANF Mortgage

58 Crossroads Plaza, O'Fallon, MO 63368
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  • Refinance

Business Description

ANF Mortgage serves local borrowers in O'Fallon. It offers a wide selection of home loan programs, including USDA, VA, FHA, and jumbo. It also assists individuals who want to refinance their current mortgage. The company's experts aim to deliver outstanding customer service by sharing their real estate and mortgage knowledge with clients and educating them about their available options. The manager and owner of ANF Mortgage, Mary Flynn, has been in the industry for more than 21 years.

License Verified:

License: 1882746

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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ANF Mortgage

Magnolia Mortgage logo
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License Verified:

License: 1864279

Nationwide Multistate Licensing System and Registry

Magnolia Mortgage

5377 Hwy N, Suite #218, Cottleville, MO 63304
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  • Non-Traditional Documentation home loans
  • Home Loans
  • Refinance
  • Alternative Income Documentation Loans

Business Description

Magnolia Mortgage is a local, family-owned firm that assists clients in O'Fallon and nearby areas. It offers lending solutions to customers who wish to purchase their primary residences. It also serves homeowners who want to fund their current loans via a refinancing mortgage, which enables them to access their home equity or change the terms of their loans. The agency helps clients compare mortgage interest rates and terms and select the deal that best fits their needs and budgets.

License Verified:

License: 1864279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (102)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Magnolia Mortgage

USA Mortgage - O’ Fallon Wade logo
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License Verified:

License: 1112344

Nationwide Multistate Licensing System and Registry

USA Mortgage - O’ Fallon Wade

4142 Keaton Crossing Blvd. Suite 106, O' Fallon, MO 63368
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  • Refinance

Business Description

USA Mortgage - O’ Fallon Wade provides home financing solutions to clients in the metro. It works to find the most appropriate loan options for first-time home buyers who want to buy their dream houses and borrowers seeking better terms. Its purchasing and refinancing programs include FHA, VA, USDA, conventional, renovation, and reverse mortgages. There are also construction and investment property loan programs available. USA Mortgage provides digital loan processing and mobile closing services as part of its commitment to streamlining the borrowing procedure.

License Verified:

License: 1112344

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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USA Mortgage - O’ Fallon Wade

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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