Expertise.com

Best Life Insurance Companies in O'Fallon

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
206 West Terra Lane, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Life Insurance
  • Health Insurance
  • Long Term Care

Alternatives Insurance is an independent insurance agency that has served individuals and businesses in the O'Fallon metro since 1992. It offers two types of life insurance, term insurance and permanent insurance policy. It also provides home insurance, auto insurance, renters insurance, and business and commercial insurance. It partners with several national and regional carriers such as AAA, Safeco, Chubb, Progressive, EMC, and West Bend. The agency's website also has online forms which can be completed for certain types of policy changes anytime.

206 West Terra Lane, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 978-7260

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5344 Highway N, St. Charles, MO 63304
St. Charles, MO 63304
  • Life Insurance

Atchison Insurance Agency is a full-service brokerage that serves the risk management needs of individuals and businesses in O'Fallon, Cottleville, Weldon Springs, and the surrounding areas. With access to insurance plans from a number of carriers, including The Hartford, Foremost Insurance Group, MetLife, Progressive, and Bristol West, the independent company is able to provide multiple lines of protection such as life, umbrella, home, renters', and auto insurance. Atchison Insurance Agency has been providing risk management solutions for nearly 40 years.

5344 Highway N, St. Charles, MO 63304
St. Charles, MO 63304

Website(636) 441-2440

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11880 Gravois Road, St. Louis, MO 63127
St. Louis, MO 63127
  • Life Insurance

Bene'-Kelly Insurance Agency is an independent firm offering life and health insurance plans for clients in O'Fallon. The agency has been serving customers for more than six decades, representing several insurance companies to bring clients various options. Its life insurance specialists help individuals find a policy that caters to their unique needs. They also assist clients in updating their policies to adapt to different life changes. Bene'-Kelly Insurance Agency is affiliated with Trusted Choice and a member of the Consolidated Insurance Associates.

11880 Gravois Road, St. Louis, MO 63127
St. Louis, MO 63127

Website(314) 849-2888

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

232 Vance Road, Valley Park, MO 63088
Valley Park, MO 63088
  • Life Insurance
  • Health Insurance

Brian Procter assists clients in O’Fallon and its surrounding communities by providing various insurance products and consultancy services. He offers life insurance policies and health coverages for individuals and families. He also helps in securing retirement insurance programs. Other products include coverages for care facilities, prescription drugs, dental, and hospital expenses. Brian is a representative at American Republic Insurance Services, an insurance firm established in 1929. It specializes in insurance solutions for retirees and has access to products from multiple carriers.

232 Vance Road, Valley Park, MO 63088
Valley Park, MO 63088

Website(314) 599-8329

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1022 Peruque Crossing Court, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Life Insurance
  • Health Insurance

Located in O'Fallon, Denny & Associates, Inc., is an insurance agency that has been in the business since 1982. It helps customers protect their families by offering term and permanent life insurance plans. Moreover, it provides dental, disability, individual health, long-term care, and vision insurance policies. Kelly Rector, the firm's president, has been working in the insurance industry for over 25 years. Besides being an insurance broker, she is an employee benefits consultant who is a member of the National Association of Health Underwriters.

1022 Peruque Crossing Court, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(866) 858-0920

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

510 Huber Park Court, Weldon Spring, MO 63304
Weldon Spring, MO 63304
  • Life Insurance

DeWitt Insurance is an independent insurance agency serving O'Fallon and the surrounding communities. The business was established by Charlie DeWitt in 1925, providing various insurance coverage, such as home, renters, auto, and business insurance. It also specializes in life insurance policies, such as term and whole life. Moreover, the company's professionals assist clients with claims, policy service, renewal reviews, and ID card requests. They carry various designations, including Certified Insurance Counselors and Accredited Customer Service Representatives.

510 Huber Park Court, Weldon Spring, MO 63304
Weldon Spring, MO 63304

Website(636) 240-7400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

277 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3494 Jeffco Boulevard, Arnold, MO 63010
Arnold, MO 63010
  • Life Insurance
  • Term Life Insurance

Established in 2004, Fortune is an independent insurance agency that serves the residents and businesses of O'Fallon. The agency maintains partnerships with more than 30 insurers to help its clients obtain suitable term life, auto, pet, or homeowners' insurance policies. Fortune also offers mortgage, banking, SBA lending, and investment services. Daniel Jones, its founder and CEO, began his career at KPMG and practiced as a CPA for two decades. He also established DLJ Properties, Inc., a leasing company focused on retail and office properties.

3494 Jeffco Boulevard, Arnold, MO 63010
Arnold, MO 63010

Website(636) 464-9009

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

995 Cool Springs Industrial Drive, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Life Insurance
  • Health Insurance

GlobalGreen Insurance Agency is a local and independently owned business that serves clients in O'Fallon. It offers term and whole life insurance policies that provide financial security to the beneficiaries in the event of the policyholder's untimely death. The agency also assists its clients in obtaining insurance products for automobiles, homes, and businesses. Joe Azar and Tim Kirt are the founders of GlobalGreen. Joe is a second-generation insurance agent who has more than 15 years of industry experience. Tim, meanwhile, also specializes in cost control.

995 Cool Springs Industrial Drive, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 379-8740

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

18118 Chesterfield Airport Road, Chesterfield, MO 63005
Chesterfield, MO 63005
  • Life Insurance

Insurance Brokers Group is an independent insurance agency that offers personal, business, and life insurance coverage to clients in O'Fallon. It offers several types of life insurance policies, including whole life, term life, and universal life insurance. It also formed partnerships with several insurance carriers, including Nationwide, Progressive, and Liberty Mutual. Agency owner and manager John Espenschied acquired his knowledge on the insurance industry from Allstate Insurance where he started his insurance career as an agency owner in 2000.

18118 Chesterfield Airport Road, Chesterfield, MO 63005
Chesterfield, MO 63005

Website(800) 459-6060

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

34 North Gore Avenue, Webster Groves, MO 63119
Webster Groves, MO 63119
  • Life Insurance
  • Health Insurance

James Carlton is a life insurance agent associated with StateFarm that serves O'Fallon and the nearby locations. Some of the products he offers are term life insurance, whole life insurance, and universal life insurance policies. He also offers other insurance products like auto, home, property, health, and pet insurance. James is a five-time Chairman's Circle qualifier for his work as an insurance agent. He is also actively involved in the community as he is a past president of the Rotary Club of Webster Groves and serves on the board of directors at NAIFA.

34 North Gore Avenue, Webster Groves, MO 63119
Webster Groves, MO 63119

Website(314) 961-4800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8429 Olive Boulevard, St. Louis, MO 63132
St. Louis, MO 63132
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Ken Kaid is a State Farm insurance agent who offers insurance services for clients in O'Fallon and St. Louis areas and is a member of the National Association of Insurance & Financial Advisors. Kaid and his team manage everyday risks, recover from an unexpected tragedy, and meet financial goals of clients. They provide life insurance policies that safeguard the policyholder and loved ones from death or disability. Their insurance plans help cover essential expenses, including children's tuition and mortgage fees.

8429 Olive Boulevard, St. Louis, MO 63132
St. Louis, MO 63132

Website(314) 997-3339

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3920 Old Highway 94 South, Saint Charles, MO 63303
Saint Charles, MO 63303
Instagram
  • Life Insurance
  • Health Insurance
  • Group Plans

For 31 years, Lang Insurance has been serving the insurance needs of individuals, families, and businesses in O'Fallon and the surrounding communities. It is a locally owned independent firm that evaluates its clients' situation and offers a life insurance policy that fits their needs. Additionally, it provides commercial insurance plans. Steven J. Lang established the business in 1990 in the basement of his home. It moved to its present location in 1991 and has grown to more than 20 employees.

3920 Old Highway 94 South, Saint Charles, MO 63303
Saint Charles, MO 63303

InstagramWebsite(636) 229-7000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

113 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1405 Jungermann Road, St. Peters, MO 63376
St. Peters, MO 63376
  • Life Insurance

Based in O'Fallon, Mathenia Insurance Group is an independent agency that offers life, health, home & renters, and business and commercial coverage options. It also offers personal and commercial auto insurance, general liability, and workers' compensation coverage plans. With 30 years of collective experience, its agents can advise clients on insurance policies that have competitive premiums, maximum benefits, and convenient claims processing procedures. The firm is affiliated with a number of insurance carriers that offer reliable insurance products with customized plans for each specific client.

1405 Jungermann Road, St. Peters, MO 63376
St. Peters, MO 63376

Website(636) 922-5250

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

89 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8917 Veterans Memorial Parkway, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Life Insurance

Midwest Agency is an independent insurance agency that serves individuals, families, and businesses in O'Fallon. In collaboration with several insurance carriers, such as Dairyland, Nationwide, and Travelers, it offers life insurance policies that include term, whole, universal, and variable life insurance. The agency also covers insurance products for cars, homes, condominiums, and boats. Midwest Agency can detect personal insurance coverage gaps, that if not resolved, might decimate a percentage of savings in the event of an uncovered claim.

8917 Veterans Memorial Parkway, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(866) 686-1713

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

767 Gravois Road, Fenton, MO 63026
Fenton, MO 63026
  • Life Insurance
  • Health Insurance

Siebert Agency Ltd. is an independent insurance company that serves O'Fallon and the surrounding areas. Its team helps clients in different areas, including individual life insurance which may be used for inheritance, taxes, and charitable contributions. The agents have access to policy options from a number of providers such as Safeco, MetLife, and Progressive. Moreover, they offer home, auto, and pet insurance. Siebert Agency is owned by Bill Siebert, a risk management specialist with over 30 years of experience.

767 Gravois Road, Fenton, MO 63026
Fenton, MO 63026

Website(636) 343-1000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1717 Hidden Creek Court, St. Louis, MO 63131
St. Louis, MO 63131
  • Life Insurance

The Bar Plan is an insurance company serving clients in O'Fallon. As a Bar-related insurance company, its services include group term life insurance and accidental death and dismemberment insurance for lawyers who want to build a better practice. Other products include malpractice insurance, lawyers' business owner's insurance, workers' compensation, and court bonds. Serving lawyers since 1986, The Bar Plan is the only lawyers' professional liability company endorsed by both The Missouri Bar and the Tennessee Bar Association.

1717 Hidden Creek Court, St. Louis, MO 63131
St. Louis, MO 63131

Website(314) 965-3333

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

423 Woodlawn Avenue, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Life Insurance

Watchdog Insurance Group is an independent agency that serves individuals, families, and businesses in the O'Fallon area and the rest of the state. It offers life insurance, as well as umbrella insurance. Moreover, it handles other personal insurance products, such as homeowners', renters', auto, and boat insurance. It deals with commercial and commercial trucking insurance as well. Watchdog Insurance Group works with multiple insurance providers, including Tower Hill Insurance, Allstate, Ellington Insurance, and Foremost Insurance Group.

423 Woodlawn Avenue, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 317-5656

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Life Insurance Companies near you