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Best Mortgage Brokers in Lees Summit

2024

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Providers

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Website
400 SE 3rd St, Lees Summit, MO 64063
  • New Construction

Why choose this provider?

Molly Dean Team serves the mortgage needs of individuals in Lees Summit. The firm specializes in USDA, 203k, FHA, VA, reverse, and conventional loans. In addition, it offers refinancing options to clients, including cash-out refinance and short-term, long-term, and fixed-rate loans. Molly Dean, the mortgage banker, is part of LeaderOne Financial Corporation. She has been in the industry since 2003. Dean and her team have over 50 years of combined experience in the industry and have closed over 2,000 loans.

License Verified:

License: 259721

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (172)
Zillow
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12 1/2 SW 3rd St, Lee's Summit, MO 64063
  • Refinance

Why choose this provider?

AAA Mortgage LLC provides loan solutions to customers in Lees Summit and nearby areas. It offers government loan programs, including FHA, VA, and USDA. It assists borrowers who are purchasing new homes or refinancing their current mortgages. It works with clients in different areas of the mortgage process, including passing pre-qualification, reviewing their current situation, and determining the mortgage loan that fits their needs. AAA Mortgage was founded in 2001. One of its co-founders, Geoff Brown, has been in the industry for two decades.

License Verified:

License: 252569

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
205 SW Jefferson St., Lee's Summit, MO 64063
  • Refinance

Why choose this provider?

Lauren Wittig Team is a brokerage firm that handles loan applications from clients in the greater Lees Summit metro. It offers loan services and around-the-clock support concerning home purchases. Its mortgage products include FHA, VA, USDA, conventional, and first-time home buyer loans. The firm is a member of Lee’s Summit Chamber of Commerce. Originating branch manager, Lauren Wittig, has been in the mortgage industry for over 9 years and strives to help others achieve their dream of homeownership or long-term mortgage planning.

License Verified:

License: 1584426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (62)
Google
4.8 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 SW 2nd St Suite 107, Lees Summit, MO 64063
  • Multi-Family Loans

Why choose this provider?

Joel Little specializes in providing mortgage planning services throughout the Lees Summit community and the surrounding areas. Joel offers to help individuals and families buy homes within their budget, needs, and goals by offering loan programs with adjustable and fixed rates. He also assists homeowners in choosing mortgage refinancing loans to lower their monthly payments, cash out their equity, and consolidate their debts. Joel holds the mortgage consultant and residential mortgage specialist designations. He also serves first-time home buyers.

License Verified:

License: 319713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4967-B NE Goodview Cir, Lee's Summit, MO 64064
  • Refinance
  • New Construction

Why choose this provider?

JillUnderwood.com is a mortgage firm that caters to clients in and around Lees Summit. Its owner and mortgage officer, Jill Underwood, is dedicated to finding the most suitable lending option for borrowers planning to buy their first homes or investment properties. She assesses clients' present financial situations and future plans during the initial phone conversation or in-person meeting to give appropriate financing advice. Underwood has been in the mortgage industry for more than three decades.

License Verified:

License: 454676

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Zillow
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.