Best Mortgage Refinance Companies in Kansas City

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Kansas City Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 253 159 18

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

First State Bank – Lee’s Summit

  • Reverse Mortgages

First State Bank - Lee's Summit is an independent and locally owned community bank serving the Kansas City metro area for over 150 years. Mortgage refinancing is one of its many services for residential customers. Applications can be made online and take 15-20 to complete. The loan officer then works with the client to identify the best solution, which could be an FHA loan, conventional fixed or adjustable loans, or a VA loan for qualifying current and ex-members of the military.

1639 NE Douglas St
Lees Summit, MO 64086

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First Federal Bank of Kansas City

First Federal Bank of Kansas City offers home mortgage refinancing in Kansas City and the neighboring cities as part of its wider range of services. The mutual bank was founded over a century ago and has locations throughout the metro area. Its loan officers can arrange fixed-rate conventional loans of up to 30 years and adjustable conventional loans with rates fixed for one, three, or seven years. The bank communicates fluently in English and Spanish.

6900 Executive Dr
Kansas City, MO 64120

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Adam Grimsman - KC Mortgage Man

Homeowners browsing the lists of mortgage refinance lenders in Kansas City and its neighboring communities could consider Adam Grimsman - KC Mortgage Man. Mr. Grimsman is an experienced mortgage banker operating through USA Mortgage. He can identify the best type of mortgage for his client's unique needs and circumstances. This could be an FHA loan for those without perfect credit scores, jumbo loans for clients who need more than the standard loan limit, and conventional fixed-rate and adjustable-rate loans.

Kansas City, MO


Central Bank Of The Midwest

  • Reverse Mortgages

Central Bank of the Midwest serves communities across the region from over 140 locations. Its wide range of services includes mortgage refinancing. After a comprehensive discussion, the bank's loan officers can recommend suitable loan options, such as VA for qualifying military personnel, FHA for clients with weaker credit scores, and USDA loans for those who live in rural areas. Forbes named the bank as part of Central Bancompany one of the best banks in America 2020.

609 NE State Route 291
Lees Summit, MO 64086


First Mortgage Direct

  • Reverse Mortgages
  • NMLS #: 39166

First Mortgage Direct provides home refinancing solutions for clients in the Kansas City area. It creates a custom refinancing plan for each of its customers, offering solutions based on their loan amount, credit profile, and loan-to-value of the property. First Mortgage Direct's lending division also works with the Federal Housing Authority, the Veterans Administration, and the US Department of Agriculture. Ryan Wiebe, the company's president and CEO, entered the field in 2005 and established First Mortgage Direct in 2009.

9201 Ward Parkway
Kansas City, MO 64114