Best Mortgage Refinance Companies in Kansas City

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A1 Mortgage - Missouri logo
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License Verified:

License: 268370

Nationwide Multistate Licensing System and Registry

A1 Mortgage - Missouri

200 Northwest Executive Way, Lee's Summit, MO 64063
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

A1 Mortgage is a residential mortgage specialist whose portfolio of services includes processing mortgage refinance loans quickly, sometimes within 10 days. It works with a variety of lenders to get the best loan for its clients, such as jumbo loans for people who need more than the limits set by Fannie Mae and Freddie Mac, USDA loans for clients in rural areas, and VA loans for qualifying military personnel. A1 mortgage is a veteran-owned and operated company.

License Verified:

License: 268370

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (1)

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5.0
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A1 Mortgage - Missouri

Assured Mortgage LLC logo
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License Verified:

License: 223709

Nationwide Multistate Licensing System and Registry

Assured Mortgage LLC

3000 NE. Brooktree Lane Ste 240, Gladstone, MO 64119
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  • Reverse Mortgages

Business Description

Assured Mortgage LLC addresses the needs of clients in Kansas City. The company consists of refinancing advisors, home purchase assistants, and Realtors. Its professionals cater to first-time home buyers and those looking to refinance their loans or consolidate debt. They offer home refinance, purchase, and equity loan options. Its refinance advisors help clients choose the program that fits them best by narrowing down options based on their needs. The company also offers conventional, jumbo, VA, FHA, and reverse mortgage loans.

License Verified:

License: 223709

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)
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Assured Mortgage LLC

Clear Mortgage logo
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Clear Mortgage

325 Southwest Boulevard, Kansas City, MO 64108
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  • New Construction

Business Description

Clear Mortgage is a company that serves individuals in Kansas City and nearby locations. Its team of mortgage experts helps clients consolidate their debts, change the terms of their loans, and borrow against the equity in their homes. It also offers conventional, USDA, FHA, VA, and reverse mortgages. One of its owners, Adriana Bates, is personally involved in the consultation process. She provides advice on homebuyers' financial options by identifying their financial situation and priorities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)
Facebook
5.0 / 5 (62)
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Clear Mortgage

Community Mortgage logo
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Community Mortgage

7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO 64153
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  • New Construction

Business Description

Community Mortgage helps homeowners in Kansas City and other neighboring communities find suitable refinance options. Its agents consider the credit situation of clients and determine which FHA, USDA, or VA products are appropriate for their situations. They also inform them about the available home improvement financing and conventional programs. Team member Brian Kilkenny has been in the mortgage profession for more than 21 years and has filled various positions from loan officer to regional manager.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

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Community Mortgage

Encompass Home Loans logo
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Encompass Home Loans

800 E. 101st Terrace Suite 350, Kansas City, MO 64131
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  • Multi-Family Loans

Business Description

Encompass Home Loans is a mortgage lending and refinancing company that caters to clients in Kansas City. It provides loan options such as a 30 and 15-year fixed mortgage, FHA, VA, and Jumbo loans. The company also offers future homeowners and investors adjustable-rate mortgages that change periodically and has a lower initial rate compared to fixed-rate mortgages. It provides clients with decision-making tools and calculators including ARM qualifier, refinances analysis and payment, and a real-time daily mortgage rate comparator.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
4.3 / 5 (3)
Yelp
5.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Encompass Home Loans

First Mortgage Direct logo
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License Verified:

License: 244476

Nationwide Multistate Licensing System and Registry

First Mortgage Direct

9201 Ward Parkway, Kansas City, MO 64114
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

First Mortgage Direct provides home refinancing solutions for clients in the Kansas City area. It creates a custom refinancing plan for each of its customers, offering solutions based on their loan amount, credit profile, and loan-to-value of the property. First Mortgage Direct's lending division also works with the Federal Housing Authority, the Veterans Administration, and the US Department of Agriculture. Ryan Wiebe, the company's president and CEO, entered the field in 2005 and established First Mortgage Direct in 2009.

License Verified:

License: 244476

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (390)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
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First Mortgage Direct

Integrity First Mortgage LLC. logo
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Integrity First Mortgage LLC.

8080 Ward Parkway, Suite 212, Kansas City, MO 64114
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  • Multi-Family Loans

Business Description

Integrity First Mortgage LLC is a local mortgage refinance company serving Kansas City and the surrounding areas. It counts on its over 25 years of industry experience in providing services to individuals and families. It offers mortgage loan programs available in standard fixed rates. The firm also carries FHA, VA, and USDA loans. Integrity First Mortgage assists clients in tapping their home equity for loans that can be used to pay off debt, purchases, or home improvement costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Integrity First Mortgage LLC.

KC Loan Guy logo
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KC Loan Guy

1300 E 104th St Suite 250, Kansas City, MO 64131
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  • New Construction

Business Description

KC Loan Guy is a mortgage broker that caters to clients throughout Kansas City and its neighboring communities. Its staff briefs clients on the details behind their refinancing options, which remove PMI and reduce loan lengths while providing the means to cash out for debt payments or personal purchases. It provides comprehensive advice on switching from adjustable-rate to fixed-rate mortgages for improved stability regarding monthly payments. The company also works with multiple lenders in providing different choices involving VA, FHA, and conventional loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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KC Loan Guy

Leslie Lowry logo
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License Verified:

License: 445778

Nationwide Multistate Licensing System and Registry

Leslie Lowry

202 NE 91st St., Kansas City, MO 64155
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  • New Construction

Business Description

Leslie Lowry delivers mortgage and refinancing options to property buyers living in Kansas City. The office restructures existing debts to obtain less burdensome interest rates and terms. It also offers various loan products with fixed or adjustable rates. These choices include conventional, FHA, jumbo, and USDA programs. Agent Leslie Lowry is affiliated with Fairway Independent Mortgage, which was founded in 1996 and reaches all 50 states. Among her clients are military service personnel and their surviving spouses.

License Verified:

License: 445778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Leslie Lowry

Lusk Mortgage Group logo
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Lusk Mortgage Group

7420 Wornall, Kansas City, MO 64114
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  • Multi-Family Loans

Business Description

Lusk Mortgage Group serves homeowners in Kansas City looking to refinance their mortgages. It guides clients in navigating options like fixed- or adjustable-rate, jumbo, FHA, and VA loans according to their specific scenario and criteria. The loan originators of the agency work with clients in choosing products that could reduce their interest rates, change the loan terms, or give them cash from their home's equity. Team member Courtney Carter is also licensed to work as a loan officer in Missouri.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (23)
Google
4.7 / 5 (20)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lusk Mortgage Group

Mortgage Enterprises, Inc. logo
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License Verified:

License: 275559

Nationwide Multistate Licensing System and Registry

Mortgage Enterprises, Inc.

10955 Lowell, Ste 510, Overland Park, KS 66202
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  • New Construction

Business Description

Mortgage Enterprises, Inc., is a firm that serves clients in Kansas City. It provides mortgage refinance and loan options, such as VA, IRRRL, USDA, FHA, and jumbo loan products. It offers conventional, adjustable-rate, and owner-occupied non-prime loans. The company is a member of the Mortgage Bankers Association. It has been in the mortgage business since 1999. Terri Yancey, the company president, is a mortgage broker and a former president of the Mortgage Bankers Association. She has been in the home mortgage industry since 1977.

License Verified:

License: 275559

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Enterprises, Inc.

Primary Lender logo
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Primary Lender

1600 Genessee St., Ste 834, Kansas City, MO 64102
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  • Reverse Mortgages

Business Description

Primary Lender guides clients in Kansas City through the home loan process. It offers several mortgage refinancing options for homeowners, including conventional fixed-rate mortgage, home equity, construction, jumbo, and FHA loans. The mortgage lender also offers a variety of business and commercial loans for several property types, including ranches and farms, churches, motels and hotels, hospitals, and office buildings. The types of loans offered include SBA, bond, mezzanine, bridge, forward commitment, and acquisition and development.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Primary Lender

Rochon Mortgage Team logo
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License Verified:

License: 1886245

Nationwide Multistate Licensing System and Registry

Rochon Mortgage Team

3100 W Ray RD STE 201 Office # 209, Kansas City, MO 85226
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Business Description

Rochon Mortgage Team assists Kansas City homebuyers needing to reorganize existing mortgages. Its refinance products are aimed at enabling clients to switch from ARM to fixed-rate arrangements, remove private insurance, consolidate debts, raise funds from equities, cut interest rates, and shorten terms. Loan officer Aaron Rochon reviews current statements, communicates with underwriters, and guides clients in the application to prevent common mistakes. He strives to complete the pre-approval process within 15 days. His team represents NEXA Mortgage, a broker carrying over 160 lenders at raw wholesale rates.

License Verified:

License: 1886245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Rochon Mortgage Team

Steve Myrick logo
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Steve Myrick

8254 N Booth Avenue, Kansas City, MO 64158
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  • New Construction

Business Description

An associate loan originator with Prime Lending, Steve Myrick assists homeowners in Kansas City and other neighboring areas in their search for suitable mortgage refinance solutions. With an aim to deliver personalized service, he strives to understand the goals of clients like lowering interest rates, shortening loan terms, cash-out refinancing, or switching from adjustable- to fixed-rate mortgage. Myrick looks through over 400 options from Prime Lending to present customers with appropriate programs like conventional, FHA, jumbo, or renovation loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Steve Myrick

Summit Lending - Missouri/Kansas logo
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License Verified:

License: 1850081

Nationwide Multistate Licensing System and Registry

Summit Lending - Missouri/Kansas

4967b Northeast Goodview Circle, Lee's Summit, MO 64064
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

The Copeland Mortgage Team has served homeowners in Kansas City, Lee's Summit, and the neighboring communities for more than a decade. Darren Copeland is a mortgage consultant who's services include helping clients refinance their existing mortgages. Homeowners can use the company's online application or call Mr. Copeland directly to begin the prequalification process. The company can assist with various refinancing loans, including conventional fixed and adjustable-rate mortgages, VA, FHA, and USDA.

License Verified:

License: 1850081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.9 / 5 (140)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Summit Lending - Missouri/Kansas

The Rick Herrera Group logo
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License Verified:

License: 1657173

Nationwide Multistate Licensing System and Registry

The Rick Herrera Group

8321 Wornall Road, Kansas City, MO 64114
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Northern Mortgage Services LLC is a mortgage refinance company in Kansas City, working with a variety of lenders to find the best loan for homeowners throughout the metro area. The company arranges refinancing loans for clients with credit scores ranging from 620 to 850. Its products include FHA home loans for clients with weaker credit scores, VA loans for current and previous members of the military, and conventional home loans with fixed or adjustable rates.

License Verified:

License: 1657173

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Rick Herrera Group

Trish Reedy logo
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Trish Reedy

435 Nichols Rd Suite 200, Kansas City, MO 64112
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  • Reverse Mortgages

Business Description

Trish Reedy has been a mortgage broker for Trusted Lending Center for over three years. With over a decade of experience in the industry, Trish and her team serve clients in Kansas City and the surrounding communities. She helps Realtor partners and home buyers with home purchasing and refinancing loans. Other loan options handled include jumbo and super-jumbo loans, FHA, VA and USDA loans, and conforming loans. Trish and her staff also offer support for adjustable-rate and fixed-rate mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Trish Reedy

WB Mortgage Team logo
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WB Mortgage Team

800 E. 101ST Terrace, Suite 150, Kansas City, MO 64131
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  • Reverse Mortgages

Business Description

WB Mortgage Team caters to clients residing in Kansas City and its neighboring communities. Its team of advisors assists clients who want to refinance their homes through a jumbo mortgage, conventional mortgage, or FHA loan. The professionals also help clients gain an understanding of their various loan and mortgage options, allowing them to make well-informed financial decisions for their families. In addition, WB Mortgage Team funds and underwrites its own loans which streamlines any refinancing process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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WB Mortgage Team

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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