Best Homeowners Insurance Agencies in Missouri

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Bradford O'Neil logo
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Bradford O'Neil

3167 Morganford Road, Saint Louis, MO 63116
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Business Description

Bradford O'Neil has been a State Farm insurance agent for more than 20 years. He offers the best homeowners' insurance policies to clients in Missouri to help them prepare for future financial risks in case their properties and personal belongings get damaged by perils like fire, storm, or hail. He also works to find the best packages for auto, renters', life, and health insurance. O'Neil is a member of the National Association of Insurance and Financial Advisors and is fluent in English, Chinese, and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (353)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Brinck Insurance Group logo
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Brinck Insurance Group

1525 E Republic Rd b105, Springfield, MO 65804
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Business Description

Brinck Insurance Group LLC is an independent agency serving individuals and businesses in Missouri. Since 2013, the company has been providing the best insurance products in the state. Its team of agents customizes homeowners' insurance with provisions for property damage when the structure gets hit by a storm, fire, wind, lightning, and hail. Additionally, they offer options to add sinkhole, flood, and sewage backup coverages. Brinck's clients receive personalized attention through one-on-one strategy meetings, six-month policy checkups, policy coverage assessments, and educational seminars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Buchanan County Mutual Insurance Co logo
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Buchanan County Mutual Insurance Co

1004 South Belt Highway, Saint Joseph, MO 64507
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Business Description

For more than a century, Buchanan County Mutual Insurance Co has been helping individuals and families in Missouri safeguard their most valuable assets. It offers homeowners' insurance plans to its clients. These cover damage and losses to property and personal possessions caused by unexpected events, like storm, fire, hail, and theft. The company's agents also strive to find the best auto and agricultural insurance plans that suit its customers' needs. They are available 24/7 to respond to emergencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charles Meyer Insurance logo
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Charles Meyer Insurance

5516 Telegraph Road, St. Louis, MO 63129
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Business Description

Established in 1972, Charles Meyer Insurance is an independently owned and locally operated agency that serves clients in Missouri. It works with various carriers like Progressive, Travelers, Liberty Mutual, and Nationwide to help customers secure the best insurance plans in the state. Its team members craft home insurance policies for home and condo owners, renters, and landlords. Coverage options include dwelling, personal liability, medical payments, personal belongings, and additional living expenses. The company also offers auto, boat, life, motorcycle, and workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Concord Financial Alliance logo
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Concord Financial Alliance

2407 W Ash St, Columbia, MO 65203
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Business Description

Concord Financial Alliance is the best independent insurance agency offering home insurance policies to clients in Missouri. The company partners with various carriers like Progressive, American Modern, Travelers, MetLife, and The Hartford to help customers secure the best protection plans in the state. Its team members assist homeowners in planning for possible damages and losses caused by disasters or random acts. Concord Financial Alliance brings more than 75 years of experience in the industry and also provides renters', umbrella, health, life, and auto coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeVoy-Baker Insurance logo
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DeVoy-Baker Insurance

3715 Beck Road, Saint Joseph, MO 64506
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Business Description

Founded in 1993, DeVoy-Baker Insurance is a company based in Missouri. It provides the best homeowners' insurance policies in the state to protect clients' homes from risks and damaging events like fire, storm, or theft. Its agents also help individuals and families secure auto, life, motorcycle, renters', flood, and pet insurance plans that fit their specific needs. As an independent agency, DeVoy-Baker Insurance is affiliated with numerous carriers, like Progressive, Nationwide, Grinnell Mutual, and Foremost.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.4 / 5 (7)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goetz Agency logo
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Goetz Agency

4586 Telegraph Rd., St. Louis, MO 63129
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Business Description

Goetz Agency serves the insurance needs of families, individuals, and businesses in Missouri. It provides cheap homeowners' insurance plans that cover losses and damages to properties caused by different types of threats, such as storm, fire, and theft. Other coverage options include personal belongings, loss of use, medical payments, and personal liability. Goetz Agency's team members also write auto, boat, motorcycle, life, and RV insurance policies. As an independent firm, it has access to numerous carriers like Progressive, The Hartford, Encompass, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (36)
Google
4.4 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KC Ins Agency LLC logo
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KC Ins Agency LLC

7451 Switzer Road Ste. 116, Shawnee, KS 66203
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Business Description

KC Ins Agency, LLC, serves the insurance needs of individuals, families, and businesses in Missouri. It helps clients secure the best policies for their homes, protecting them from monetary losses in case their properties get damaged due to disasters and unforeseen events like fire, storm, hail, and theft. The company also offers renters', car, life, umbrella, and business insurance products. Ron Harris, the founder of KC Ins Agency, has been in the industry since 1999.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kreismann Bayer logo
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Kreismann Bayer

652 N New Ballas Rd, Saint Louis, MO 63141
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Business Description

Kreismann Bayer is a family-owned agency that caters to individuals, families, and businesses in Missouri. It provides homeowners' insurance policies that include common coverages such as dwelling, other structures, personal property, medical expenses, loss of use, and personal liability. Its team members also help customers obtain the best auto, life, boat, condo, workers' compensation, and restaurant insurance deals that fit their specific needs. Frank Curotto, the president of Kreismann Bayer, obtained the CIC designation in 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liam Porter logo
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Liam Porter

1414 W 47th St, Kansas City, MO 64112
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Business Description

Liam Porter is a State Farm insurance provider who helps people in Missouri protect their most valuable assets. The top agent in the state offers homeowners' insurance that covers damages and losses to property resulting from various risks like fire, storm, and theft. Customers' personal belongings are also included in the coverage. He works to find the best auto, renters', condo, pet, and life insurance policies that match his clients' individual needs. Liam's agency maintains a 24/7 telephone support helpline.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (137)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
O'Connor Insurance logo
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O'Connor Insurance

12101 Olive Blvd., St. Louis, MO 63141
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Business Description

O'Connor Insurance is the best independent agency located in Missouri. It works with multiple carriers like Zurich, MetLife, Nationwide, Hagerty, and Progressive to provide the best insurance solutions to its clients. Its homeowners' insurance policies include common coverages such as dwelling, personal property, other structures, loss of use, personal liability, and medical expenses. The firm also offers condo, auto, motorcycle, life, health, and workers' compensation insurance plans. Owner Karen O�Connor Corrigan has obtained the CIRMS and CIC designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spectrum logo
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Spectrum

6893 Lake Saint Louis Blvd., Lake Saint Louis, MO 63367
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Business Description

Spectrum is an independent agency that serves clients in Missouri. With connections to companies like Travelers, The Hartford, Nationwide, and Progressive, it helps customers find the best protection plans that suit their needs. It offers homeowners' insurance policies that include dwelling, personal property, personal liability, additional living expenses, and medical payment coverage. It also provides boat, condo, auto, life, business, and health insurance plans. Alissa Moore, Spectrum's founder, served on the board of the Women's Council of Realtors' St. Charles County Chapter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (88)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Twin Lakes Insurance Agency logo
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Twin Lakes Insurance Agency

2641 NE McBaine Dr, Lee's Summit, MO 64064
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Business Description

For more than 30 years, Twin Lakes Insurance Agency has been helping clients in Missouri protect their families and most valuable assets. It partners with companies like Nationwide, Acuity, The Hartford, Travelers, and CNA to select the best coverage plans for customers. Its homeowners' insurance policies cover damaged or destroyed properties, personal liability, personal belongings, and medical payments for guests injured in properties. The agency also provides auto, life, business, and health insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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