Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Missouri

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Missouri Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

115781Reviewed

69473Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Missouri

Expertise.com Rating

Review Sources

Google
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Founders Life & Health caters to clients in Missouri who desire health insurance coverage. The team has policies that include dental and vision treatment. Plans with protections that extend to final expenses and critical illnesses are available. The agency also has life insurance products ranging from term life to whole life and universal contracts. Its products come from known names such as Gerber Life, Blue Cross Blue Shield, and United Healthcare. The company works with clients during the claim filing process.

  • Life Insurance
  • Individual Plans

Missouri

Expertise.com Rating

Review Sources

Google
4.9 (63)
Facebook
5.0 (26)
Yelp
4.3 (17)

Why choose this provider?

Trilogy helps families in Missouri find insurance coverages that are suitable to their needs and budget. It offers short-term health insurance policies for individuals and families. Group and catastrophic health insurance plans are also available. It also assists clients in searching for dental and life insurance. The owner, Jona Baldwin, gained industry experience when she dealt with the insurance of patients at an oral surgery practice. Today, she is licensed to offer services in Illinois, Florida, Arizona, and other states.

  • Life Insurance

Missouri

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Retirement Resources is a team of Medicare advisors assisting Missouri clients in getting healthcare plans with the least stress. The firm's staff helps clients understand the plans, handles all the big and small details and guides them as they choose the right advantage or supplemental plan for needs not covered by Medicare Part A or B. Principal Advisor Carl Berger started advising clients about Medicare in 2013. He is a Certified Financial Education Instructor and a Certified Medicare Advisor.

  • Individual Plans

Missouri

Expertise.com Rating

Review Sources

Facebook
5.0 (25)
Google
4.9 (10)

Why choose this provider?

Insurance Group of the Ozarks has been catering to individuals in the state of Missouri for over two decades. It provides a wide array of health insurance products, including dental, hearing, and vision plans, short- to long-term care coverage, and medicare supplemental options. The firm also offers coverage for homes, vehicles, and business properties. Its team of agents has over nine decades of combined industry experience. Founder and CEO Angie Serrano is a licensed life, property, casualty, and health insurance adviser.

  • Medicare Supplement Insurance
  • Individual Plans

Missouri

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

For over 15 years, Senior Solutions of Missouri, Inc., has been helping residents in the metro receive medical and dental care through health insurance. Whether they are new or have already enrolled in Medicare, its agents assist seniors in obtaining the plan that fits their needs by taking time to explain their options. The plans cover the costs of healthcare, including prescription drugs and supplements. The agency represents more than 40 insurance companies and also caters its services to clients in Kansas.

  • Medicare Supplement Insurance

Missouri

Expertise.com Rating

Review Sources

Google
5.0 (86)
Facebook
5.0 (14)

Why choose this provider?

Wise Medicare caters to Missouri residents. The insurance company focuses on assisting its clients in creating their insurance plans with Medicare. Its team helps clients by reviewing current benefits, researching additional benefits, and explaining current coverage options in order to better meet their needs. The company offers plans from carriers such as Aetna, Anthem Blue Cross, ManhattanLife, and UnitedHealthcare. Founder and owner Jeremy Tyler started the business in 2008. He has been in the insurance industry for more than 20 years.

  • Life Insurance
  • Individual Health Insurance

Missouri

Expertise.com Rating

Review Sources

Yelp
4.0 (178)
Google
5.0 (37)
Facebook
5.0 (19)

Why choose this provider?

Jennings Insurance Group is an agency that serves clients in the Missouri metro, providing healthcare insurance services and retirement solutions. Its team helps guide individuals and families in understanding their healthcare packages and benefits within their chosen medical insurance plan. The agency also offers benefit packages for employer groups that cover short-term and long-term disability plans, fully insured medical plans, dental plans, life insurance, and health savings accounts. Its namesake and owner, Becki Jennings, has worked in the insurance industry since 2007.

  • Group Plans
  • Individual Plans

Missouri

Expertise.com Rating

Review Sources

Facebook
4.8 (49)
Google
4.9 (45)
Yelp
5.0 (1)

Why choose this provider?

Insurance Center of Cuba, LLC, serves clients throughout Missouri. Its agents offer various individual health insurance options, including fee-for-service plans and managed care policies like HMO, PPO, and POS. They also tailor group health insurance programs, such as medical, vision, and dental. Insurance Center of Cuba is an independent agency with access to products from Travelers, Safeco, Foremost, Hagerty, and MetLife. The firm is owned by Ashley Copeland, who has been in the field since 2006.

  • Medicare Supplement Insurance
  • Group Plans

Missouri

Expertise.com Rating

Why choose this provider?

Missouri Healthcare Plan offers risk management solutions to clients in the state. With its mission to assist individuals and families with their health insurance needs, the agency works with multiple insurers to provide a variety of comprehensive policies to choose from. It partners with Medicare insurers which offer plans that include prescription drug coverage. Missouri Healthcare Plan has options for dental, hearing, vision, and disability insurance and also offers a health insurance coverage exclusive to children.

  • Medicare Supplement Insurance
  • Individual Plans

Missouri

Expertise.com Rating

Review Sources

Google
4.9 (62)
Facebook
5.0 (24)

Why choose this provider?

Young Insurance caters to individuals and families in and around the Missouri area. The independent broker offers health insurance policies, including Medicare Advantage Plans, which pay for things like caregiver counseling and training, dental and vision, and housekeeping. It also provides Medicare Supplement insurance, which covers coinsurance, copayments, and deductibles. In addition, Young Insurance helps clients shop for auto, general liability, umbrella, and renters' insurance. Commercial insurance products such as BOP, general liability, and workers' compensation are also available.

  • Medicare Supplement Insurance

Missouri

Expertise.com Rating

Review Sources

Facebook
4.0 (9)
Google
3.7 (3)

Why choose this provider?

Burch Insurance provides risk management solutions in Missouri. It furnishes a wide selection of personal protection plans to help individuals and families prevent monetary losses due to unforeseen events. The company offers individual, group, and Medicare health insurance policies. Its team processes life, homeowner, and auto insurance, also catering to entrepreneurs seeking commercial insurance plans to protect their business properties and income from theft and damage. Burch Insurance has been in operation for over 30 years.

  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.