Best Mortgage Brokers in Columbia

Mid America Mortgage Services, Inc., serves clients in and around Columbia. It helps individuals find home loan options that suit their specific needs, including adjustable-rate mortgages, FHA, VA, or USDA loans. It also caters to homeowners looking to refinance their current mortgages to reduce their interest rates, shorten their loan terms, or cash out their equity. The company's president, Ralph D. Gates, served in the US Army Reserve and is a member of the Boone County Farm Bureau.

Mid-Continent Funding, Inc. serves clients throughout Columbia and the surrounding areas. It provides loan products for homeowners looking to refinance their mortgages. It offers fixed-rate and adjustable-rate, conventional, FHA, and VA refinancing loan options. Its team assists clients in selecting loan products that meet their various needs and goals, such as lowering their monthly payments, reducing their interest, or taking cash-outs for additional funds. Its home loan specialists also provide loan programs for home buyers.

Pioneer Mortgage, Inc., is a brokerage that offers loan programs and refinancing solutions to clients looking to purchase new homes, secondary residences, and investment properties in Columbia and nearby areas. The company is operated by Paul Lewandowski, an NMLS-licensed mortgage professional with over 20 years of experience. Paul helps clients navigate their options from conventional to government home loans like VA, USDA, and FHA. Pioneer Mortgage also offers Fannie Mae HomeReady and Freddie Mac Home Possible loans.

Tim Rich is a NEXA Mortgage consultant who offers a portfolio of various loan programs for clients in Columbia. He caters to both first-time and experienced homebuyers, as well as potential refinancers and real estate investors. His selection of financial plans is tailored according to assessments of local marketing conditions and derived from comparisons of choices from more than 110 nationwide lenders. Rich is also a member of organizations like the Brokers Are Better and the Association of Independent Mortgage Experts.

Total Lending Concepts Columbia caters to individuals and families seeking mortgage solutions. Its team provides a wide selection of loan programs to help first-time homebuyers and investors obtain their dream real estate properties, like luxury homes and rental spaces. The company processes USDA, VA, FHA, conventional, reverse mortgage, and jumbo loans. Clients with more than 620 credit scores can acquire refinancing loan options. Total Lending Concepts extends its services to Overland Park, Dallas, and Sulphur Springs.

USA Mortgage is a Columbia-based company. It assists first-time buyers and refinancers determine whether a fixed-rate or adjustable rate, jumbo, or VA mortgage type suits their circumstances. Chenoa fund grants and MHDC loans for FHA and conventional mortgages are also available. Additionally, the agency offers a Community Heroes program designed for nurses, firefighters, teachers, and social workers. As a full-service lender, USA Mortgage stays with its customers from consultation to closing and completes its loan processing and underwriting in-house.

Veterans United is a mortgage firm that serves clients in and around Columbia. It helps qualified veterans, service members, and surviving partners achieve their goals, whether they want to purchase, refinance, or retrofit houses. Its mortgage professionals assist clients in determining their home loan eligibility and advise them about the process. As part of its advocacy, the team collaborates with former senior enlisted military leaders to educate veterans about the importance of VA loans and homeownership. Veterans United has closed more than 500,000 VA loans.

VeteransLoans.com established its independent office in 2014. The team comprises members with more than a decade of experience in the lending and mortgage industry. The company aims to assist veterans in Columbia in finding financial solutions that fit their needs. It offers VA cash-out refinance loans, which can help pay off debt, make home improvements, or cover emergency expenses. The loan type does not require PMI, unlike traditional home loans. IRRRL or VA streamline loans are also available.