Best Car Accident Lawyers in Columbia

FAQs

• What is the non-emergency contact number for the local police station in Columbia, Missouri?

  The non-emergency contact number for the Columbia Police Department is 573.442.6131.

• Where can I get a copy of police reports for incidents related to my case in Columbia, Missouri?

  You can obtain a copy of a traffic crash report in Columbia from the Missouri State Highway Patrol's website and submit a request 10 days after the accident. You can also mail a request to: Missouri State Highway Patrol Patrol Records Division P.O. Box 568, Jefferson City, Missouri 65102 Attention: Traffic Crash Reports

• What are the causes of car accidents in Columbia?

  The majority of car-related accident cases in Columbia involve driver fatigue, distracted and drunk driving, and disregarding the speed limit, which reduces the reaction time for drivers and increases the risk of a car accident. Aggressive driving behaviors also contribute to automobile accidents in the city, which included tailgating, ignoring traffic signals, and frequent weaving and changing lanes.

• What are the most common types of injuries in car accidents in Columbia?

  The most common types of injuries caused by car accidents in Columbia include whiplash, head trauma, and spinal cord injuries that can result in paraplegia or paralysis. In addition to causing severe pain and suffering, treating these injuries can be expensive, putting an additional burden on those involved in car accidents.

• What are the types of compensation car accident victims in Columbia can get from negligent drivers?

  People harmed in accidents involving cars in Columbia may receive compensatory and exemplary damages. Compensatory damages cover economic and non-economic losses, such as current and future medical expenses, property damage or vehicle replacement, and disfigurement or disability. Judges and juries may award exemplary or punitive damages to victims to punish defendants who have shown a willful disregard for the safety of others.

• What is the average car accident settlement in Columbia?

  The average settlement in Columbia for a minor car accident is between $3,000 and $15,000. The main factor considered in determining the settlement amount is the type of vehicle involved and the amount of damage caused by the accident. If injuries are sustained, a major car accident settlement can range from $15,000 to more than $1 million. Medical expenses and lost wages are also factors that can influence the settlement amount.

• What is the statute of limitations for car accident cases in Missouri?

  The Missouri statute of limitations for car accidents is five years, providing victims adequate time to receive medical treatment and recover from the accident. The timeframe also allows personal injury attorneys sufficient time to conduct legal research and determine their clients’ statute of limitations. Failure to file damage claims in the required timeframe may result in case dismissal.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.