Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Saint Paul

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Saint Paul Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5269Reviewed

3166Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1560 7th St W, Saint Paul, MN 55102

Why choose this provider?

Lisa Boone Agency, Inc., of American Family Insurance, serves Saint Paul and the surrounding areas. It provides pet insurance that covers hospitalization and surgery, prescription drugs, emergency and specialty care, breed-specific and genetic conditions, laboratory and diagnostic tests, and cancer treatment. It also offers policies for cars, umbrella coverage, businesses, and homes. Lisa Boone and her team are members of the community who are experienced in handling local insurance needs.

License Verified:

License: 40068369

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (18)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1250 Northland Drive Ste #150, Mendota Heights, MN 55120
  • Policy Bundle Discount

Why choose this provider?

Steinman Agency is a locally owned and operated company that responds to the insurance needs of fur parents in and around Saint Paul. The company offers pet insurance policies that cover lost pet recovery costs and boarding kennel fees. The pet insurance plans also include alternative therapy, prescription medication, and specialist and emergency care expenses for different breeds of cats and dogs that suffer from hereditary disorders, cancer, and chronic conditions. Steinman Agency works with multiple companies, such as Trusted Choice and Safeco Insurance.

License Verified:

License: 20039003

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1789 Lexington Ave N, Unit B, Saint Paul, MN 55113
  • Military Discount

Why choose this provider?

Ty Haschig offers pet insurance plans to residents in Saint Paul and nearby areas. He helps pet owners find the right insurance policy for their pet's specific medical insurance needs. He also offers a variety of other insurance products, including health, life, condo, auto, and homeowners' insurance. Ty is a State Farm insurance agent who decided to open his own agency in the Twin Cities in 2017. His team has more than 15 years of experience in the insurance industry.

License Verified:

License: 40135805

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (196)
Facebook
5.0 / 5 (55)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
236 Larpenteur Ave. W., St. Paul, MN 55113
  • Policy Bundle Discount

Why choose this provider?

Quality Insurance Service provides insurance policies to Saint Paul clients. It offers Figo pet insurance, which entails comprehensive coverage and quick claims payments. Figo’s base plan covers emergency care during accidents, including surgery. It also pays for diagnostics, prescriptions, and treatments, as well as vaccines, exams, and other routine care. This pet policy includes the Pet Cloud mobile app that allows pet owners to manage the life of their fur babies. Auto, business, home, and life insurance packages are also part of the agency’s offerings.

License Verified:

License: 8

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (13)
Google
4.2 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1513 Geneva Ave N, Oakdale, MN 55128
  • Accident Only

Why choose this provider?

Bob Lawrence IV is an insurance professional that leads a team of agents serving Saint Paul and the surrounding areas. Affiliated with State Farm, Lawrence and his team assist pet owners in getting medical insurance policies for their pets. They offer the Trupanion policy, which provides financial coverage for pets in the event of accidents and illnesses. Lawrence has been with State Farm since 2014 and previously served as president of the Grand Avenue Business Association.

License Verified:

License: 40398013

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (124)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1810 Crestview Drive Suite 1A, Hudson, WI 54016
  • Policy Bundle Discount

Why choose this provider?

McDonald Insurance Agency has been serving individuals in the Saint Paul metro and surrounding areas since 1977. Its independent agents aid pet owners in getting the insurance policies they need by evaluating risks and providing an objective analysis of the marketplace. It also offers coverage for people with high net worth, business owners, renters, and homeowners. Some of the insurance carriers it has a partnership with are Safeco Insurance, Lincoln Financial Group, and Integrity Insurance.

License Verified:

License: 40745155

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)
Facebook
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15025 Garrett Avenue #201, Apple Valley, MN 55124
  • Policy Bundle Discount

Why choose this provider?

Mayer Insurance is an independent agency that caters to individuals and families in Saint Paul and its neighboring metros. For over 30 years, the company has been providing comprehensive personal and business insurance coverage. Its options include pet, life, health, and dental insurance, designed to protect the client's family against unfortunate events. Its agents develop pet insurance policies to cover the veterinary expenses of cats and dogs. The company is a Trusted Choice agency and is affiliated with Auto-Owners Insurance.

License Verified:

License: 20453580

Minnesota Department of Commerce

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2014 London Road, Saint Paul, MN 55812
  • Multiple Carriers

Why choose this provider?

Cory Fairchild is an insurance agent who serves clients in Saint Paul and its surrounding areas. He assists pet owners in obtaining policies to help them pay for veterinary medical bills in case of injuries and illnesses. Other personal lines of insurance that he offers include vehicle, health, homeowners', life, and property insurance. He also offers commercial plans to help businesses minimize financial risks. Fairchild was recognized as an Ambassador Travel and Legion of Honor qualifier by State Farm.

License Verified:

License: 20015717

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1959 Sloan Place, Suite 130, Maplewood, MN 55117
  • Policy Bundle Discount

Why choose this provider?

Ekblad, Pardee & Bewell, Inc., serves individuals, families, and businesses of the Saint Paul metro. Its pet insurance reimburses clients for their dog or cat’s unexpected medical bills linked to accidents or illnesses. The agency has a broad selection of insurance plans that cover auto, home, life, health, and business. It also has other specialty coverage plans, including flood, motorcycle, and rental property insurance. The company has been in the insurance industry since 1971.

License Verified:

License: 461

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (14)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8975 33rd Street, N., Lake Elmo, MN 55042

Why choose this provider?

Zignego Agency Insurance has been providing its services to clients in Saint Paul and the surrounding areas for over 40 years. It offers a variety of insurance products such as pet, auto, home, commercial, and life. Its pet insurance reimburses the medical bills of dogs and cats in case of treatments at the veterinarian. The Figo policy also includes a Pet Cloud with a mobile app to help manage their pets' lives. Pet Cloud also provides access to records and family text alerts.

License Verified:

License: 3137

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (43)
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 5th St E #500, St Paul, MN 55101
  • Accident Only

Why choose this provider?

Since 2001, Direct Benefits has been assisting Saint Paul pet owners in finding health insurance plans. Its Pets Best plans cover emergency care, surgeries, medication, and therapies for cats and dogs that suffer from sickness, injuries, or hereditary conditions. A wellness rider option also reimburses checkups and vaccinations. Direct Benefits searches the industry for different insurance plans—even created some of its own—to help clients decide which policies meet their needs. It also offers dental, vision, and ID theft insurance.

License Verified:

License: 40732706

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13562 Highway 65, Ham Lake, MN 55304
  • Policy Bundle Discount

Why choose this provider?

5 Star Insurance Professionals is an independent agency providing access to multiple carriers for business, health, home, life, specialty, and disability insurance to meet clients’ needs. The agency offers pet insurance policies, which provide coverage for policy owners' pets in the event of a veterinary expense. The company’s commanding officer, Cole Peterson, is a member of the Trust Vets, an organization that connects business professionals and entrepreneurs who have served in the U.S. Armed Forces. The agency serves clients in the Saint Paul metro.

License Verified:

License: 40185856

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (19)
Facebook
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
644 W. Broadway Ave, Forest Lake, MN 55025
  • Policy Bundle Discount

Why choose this provider?

Noah Insurance Group is a full-service independent agency that caters to individuals and families in the community of Saint Paul. It aspires to help people protect themselves and their families from the unexpected by offering a range of personal insurance products, including home, pet, auto, motorcycle, and travel. Its pet insurance policy protects owners from paying high veterinary bills in the event of accidents or illnesses. Noah Insurance Group, a member of the Professional Insurance Agents, also provides commercial insurance policies and risk management services.

License Verified:

License: 20258072

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (48)
Google
4.4 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Do all animal hospitals and veterinary clinics in Saint Paul accept pet insurance?

    Yes, all licensed animal hospitals and veterinary clinics in Saint Paul accept pet insurance. Instead of paying them directly, you can use your animal's health coverage to pay their veterinary expenses. It can help you reduce out-of-pocket expenses if your dog or cat gets sick or injured from an accident.

  • Does pet insurance in Saint Paul cover hip dysplasia?

    Pet insurance in Saint Paul may cover hip dysplasia if animals are under six years old at the time of enrollment. If eligible, this type of insurance can help owners pay for their pets' hospitalization, medication, surgery, and diagnostic tests. For hip dysplasia to be covered, it cannot be a pre-existing condition.

  • Are cancer cases covered by pet insurance in Saint Paul?

    Just like other health issues, cancer cases are only covered by pet insurance in Saint Paul if they are not pre-existing conditions. Pet insurance can help fur parents pay for chemotherapies, radiation therapies, X-rays, cancer diagnostics, and laboratory tests. It also covers expenses related to ultrasounds, rehabilitation, and alternative therapies.

  • Aside from pre-existing conditions, what cases are not covered by pet insurance in Saint Paul?

    Aside from pre-existing conditions, pet insurance in Saint Paul does not cover DNA testing or cloning and routine veterinary care like wellness checkups. It also does not cover whelping, breeding, and cosmetic procedures, such as ear cropping, tail docking, and dew claw removal. Additionally, it does not pay for treating illnesses and injuries resulting from cruelty, negligence, and fighting.

  • If you do not want to purchase pet insurance in Saint Paul, what are the other ways you can pay for your animal's veterinary care?

    If you do not want to purchase pet insurance in Saint Paul, you can use a credit card to pay for your animal's veterinary care. However, credit cards charge interest rates. You can also have a savings account and allot money for your pet's veterinary expenses. Additionally, you can use fundraising platforms to collect money you can use for your pet's treatment.