Best Mortgage Brokers in Saint Paul

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Aaron Vang logo
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License Verified:

License: 330876

Nationwide Multistate Licensing System and Registry

Aaron Vang

3140 Neil Armstrong Boulevard, Eagan, MN 55121
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  • Refinance

Business Description

Aaron Vang is a mortgage advisor that caters to customers in Saint Paul and its surrounding areas. He is also performing as the branch manager of Fairway Independent Mortgage Corporation in Eagan. He works with various clients, including those searching for homes and looking to get approved for a loan to purchase or refinance. Clients commend Aaron for walking them throughout the entire mortgage process. One client relates a story about how he promptly responded to his emails and text messages.

License Verified:

License: 330876

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Aaron Vang

Andy Burton logo
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License Verified:

License: 285599

Nationwide Multistate Licensing System and Registry

Andy Burton

576 Bielenberg Drive, Woodbury, MN 55125
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  • New Construction
  • Refinance

Business Description

Andy Burton leads The Andy Burton Mortgage Team of Waterstone Mortgage, a mortgage firm serving communities in Minnesota and Wisconsin, including Saint Paul. Andy carries mortgage industry experience of over ten years. His team offers purchase loans like standard conventional, FHA, USDA, and VA loans. It also covers refinance loans to help customers reduce their monthly payments, save on interest, or get home equity. Other specialty and portfolio loans are available through its parent company, Waterstone Bank SSB.

License Verified:

License: 285599

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (132)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Andy Burton

Breah Jawor logo
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License Verified:

License: 662161

Nationwide Multistate Licensing System and Registry

Breah Jawor

520 Commons Drive, Woodbury, MN 55125
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  • New Construction
  • Refinance

Business Description

Breah Jawor provides clients in Saint Paul with a wide range of mortgage financing options to help them achieve their homeownership goals. She is the regional manager of Edina Realty Mortgage, a Woodbury company specializing in residential mortgage financing. As an experienced mortgage consultant, Breah provides clients with detailed information about the different mortgage options. She offers fixed-rate and adjustable-rate mortgages, VA home loans, USDA loans, jumbo loans, conventional loans, and conforming fixed-rate investment loans.

License Verified:

License: 662161

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Breah Jawor

Cambria Mortgage, The Joe Metzler Team logo
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License Verified:

License: 274132

Nationwide Multistate Licensing System and Registry

Cambria Mortgage, The Joe Metzler Team

33 Wentworth Avenue East, St Paul, MN 55118
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  • New Construction
  • Refinance
  • Purchase Transactions

Business Description

The Joe Metzler Mortgage Team is a group of loan officers that provides its services in Saint Paul and its surrounding areas. It offers various loan options to its clients, such as VA, FHA, jumbo, and USDA loans. It is led by Joe Metzler, who is a senior loan officer and a mortgage expert that has been in the industry for over 25 years. Metzler has been working at the locally owned company Cambria Mortgage since 2019.

License Verified:

License: 274132

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Cambria Mortgage, The Joe Metzler Team

Chris O'Connell logo
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License Verified:

License: 869563

Nationwide Multistate Licensing System and Registry

Chris O'Connell

5251 Chicago Avenue, Minneapolis, MN 55417
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  • Reverse Mortgages

Business Description

Chris O'Connell is a business owner, real estate investor, and mortgage broker that serves homeowners in Saint Paul and its surrounding communities. He specializes in first-time home buyers and repeat buyers. He provides professional assistance in the complex process of mortgage loan programs and purchase & refinances. He offers thorough guidance for the client's decision-making process in choosing home loan options that include reverse mortgage, FHA loan, jumbo loan, and conventional loan. In addition, Chris gives back to the community through fundraising, volunteering, and social awareness.

License Verified:

License: 869563

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Chris O'Connell

Clifton Krotz logo
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License Verified:

License: 1838840

Nationwide Multistate Licensing System and Registry

Clifton Krotz

635 Bielenberg Drive, Woodbury, MN 55125
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  • New Construction

Business Description

Clifton Krotz is a Loan Depot mortgage broker who serves Saint Paul and its surrounding communities. Clifton is dedicated to providing his services to underserved communities. He aims to provide prospective homebuyers with personalized home loan or mortgage refinancing solutions that match their needs and financial goals. The mortgage options that he helps secure include VA, FHA, USDA, conventional, and jumbo advantage loans. In 2020, his company ranked fourth among lenders with the most originations made to Latinos.

License Verified:

License: 1838840

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Clifton Krotz

Dan Murray logo
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License Verified:

License: 335118

Nationwide Multistate Licensing System and Registry

Dan Murray

2233 Hamline Avenue North, Roseville, MN 55113
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  • Refinance

Business Description

Dan Murray began his career as a loan officer at LendSmart Mortgage LLC in 2000 and is currently its branch manager. He helps homebuyers in Saint Paul and the surrounding communities find the mortgage or refinancing programs that suit their needs. He offers conventional and FHA loans for home purchases as well as 203(k) mortgages for home repairs. Dan also educates his clients about the loan process and gives advice on how to improve their credit scores.

License Verified:

License: 335118

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dan Murray

Edina Realty Mortgage logo
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License Verified:

License: 806419

Nationwide Multistate Licensing System and Registry

Edina Realty Mortgage

2730 Snelling Avenue North, Saint Paul, MN 55113
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  • Refinance

Business Description

Edina Realty Mortgage is a brokerage that serves the Saint Paul area. The company partners with real estate companies to offer home financing options that include FHA loans, VA loans, jumbo financing, conventional conforming, investment property financing, and fixed-rate and adjustable-rate financing. Its team of loan officers also aid borrowers who plan to purchase, renovate, or refinance their homes. Joe Tupy is an Edina Realty Mortgage loan officer who has over 15 years in mortgage, financing, and business ownership.

License Verified:

License: 806419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Edina Realty Mortgage

Gabriel Financial Group logo
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License Verified:

License: 39245

Nationwide Multistate Licensing System and Registry

Gabriel Financial Group

1171 Northland Drive, Mendota Heights, MN 55120
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  • Refinance

Business Description

Gabriel Financial Group is a mortgage company that strives to deliver the appropriate mortgage products for builders, real estate professionals, and individual homebuyers in Saint Paul and nearby areas. It comprises mortgage professionals who help navigate the home loan process and educate clients on the different loan program options, which include reverse mortgages, adjustable rates, conventional loans, and graduated payments. The company's president, Ross Gabriel, is committed to keeping up with the changing market conditions and mortgage programs to be able to give accurate financial advice.

License Verified:

License: 39245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.0 / 5 (11)
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Gabriel Financial Group

Homes Mortgage logo
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License Verified:

License: 298853

Nationwide Multistate Licensing System and Registry

Homes Mortgage

2127 County Road D East, Maplewood, MN 55109
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  • Multi-Family Loans

Business Description

Homes Mortgage is a company of mortgage loan officers serving Saint Paul and the surrounding areas. It helps borrowers find and access home loan programs that cover their needs and goals. The company also offerings refinancing options that allow homeowners to change their loan terms and take out equity. With a network of national home lenders, the company is able to tailor mortgage plans that suit the client's specific needs and budget. Its founder, Chris Ostrom, has over 19 years of experience in the industry.

License Verified:

License: 298853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (10)
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Homes Mortgage

Jay Dacey Mortgage Team Inc logo
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License Verified:

License: 1812066

Nationwide Multistate Licensing System and Registry

Jay Dacey Mortgage Team Inc

2862 Middle St, Maplewood, MN 55117
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  • Refinance

Business Description

Jay Dacey Mortgage Team Inc. is an independent mortgage broker in Saint Paul that counsels clients looking for financing options for their new home purchases. The company partners with different financial institutions in the country, allowing it to offer diverse options for loan programs and mortgage rates. It has helped numerous clients apply for conventional loans, government loans (FHA and USDA), and short-term loans. Additionally, Jay Dacey Mortgage Team also has mortgage refinancing options for reducing mortgage rates and terms.

License Verified:

License: 1812066

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (245)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Jay Dacey Mortgage Team Inc

Josh McCarthy logo
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License Verified:

License: 353918

Nationwide Multistate Licensing System and Registry

Josh McCarthy

635 Bielenberg Drive, Woodbury, MN 55125
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  • New Construction
  • Refinance

Business Description

Josh McCarthy is an area manager at loanDepot that provides mortgage solutions in Saint Paul and its surrounding areas. He has been in the industry for more than 20 years and handles a team called at loanDepot. His team offers assistance to customers who plan to buy a new house or refinance their existing loans. The loan options McCarthy provides include FHA, jumbo, and VA loans. In addition, he also offers fixed-rate, and adjustable-rate mortgages.

License Verified:

License: 353918

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (13)
Facebook
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Josh McCarthy

Les Ferris logo
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License Verified:

License: 853139

Nationwide Multistate Licensing System and Registry

Les Ferris

8400 Normandale Lake Boulevard, Minneapolis, MN 55437
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  • Refinance

Business Description

Les Ferris, the owner of Propel Home Loans, is a home loan architect with more than 20 years of experience in mortgage lending and the real estate industry. Her agency caters to homebuyers in Saint Paul. Its loan programs consist of home purchasing, home refinancing, and home equity. Her team of mortgage strategists is committed to creating custom mortgage loan solutions and managing customers' mortgage debt. Les works with community organizations such as Avenues For Homeless Youth and Lutheran Social Services.

License Verified:

License: 853139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Les Ferris

M&M Mortgage logo
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License Verified:

License: 213677

Nationwide Multistate Licensing System and Registry

M&M Mortgage

1700 Highway 36 Service Road, Roseville, MN 55113
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  • New Construction
  • Refinance

Business Description

M&M Mortgage provides home loans solutions to clients in Saint Paul and the surrounding areas. It assists clients seeking approval for programs including VA, FHA, conventional, jumbo, and FHA 203k loan in fixed-rate and adjustable-rate terms. The locally owned and operated company employs a diverse team that can bring clients the mortgage options that are appropriate for their needs. President Mike Petry and Chief Manager Michael Kopiecki lead the company.

License Verified:

License: 213677

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (450)
Facebook
4.0 / 5 (236)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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M&M Mortgage

Mark Henderson logo
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License Verified:

License: 995470

Nationwide Multistate Licensing System and Registry

Mark Henderson

701 South 4th Street, Minneapolis, MN 55415
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  • Refinance

Business Description

Mark Henderson is a mortgage loan originator for Luminate Home Loans who serves clients in Saint Paul and the surrounding areas. He helps clients find the right loan that fits their financial plan and situation. The loan options include conventional and FHA loans. He also guides the clients throughout the process by maintaining open communication, striving to meet their goals and standards. Moreover, Mark provides clients with several mortgage resources and interactive tools to help them better understand the loan process.

License Verified:

License: 995470

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mark Henderson

Minnesota Residential Mortgage, Inc. logo
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License Verified:

License: 259460

Nationwide Multistate Licensing System and Registry

Minnesota Residential Mortgage, Inc.

215 South 4th Street, Minneapolis, MN 55401
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  • Refinance

Business Description

Minnesota Residential Mortgage, Inc. is a company of mortgage professionals in Minneapolis that services the residents of the Saint Paul metro. The firm specializes in residential financing options such as loan programs and mortgage financing. It is an expert in processing and securing loans such as government loans, conventional loans, and mortgage refinancing (HARP 2.0). It also works on niche loans such as second-mortgage loans, investor loans, 103% purchase loans. The firm and its team of loan officers are NMLS certified.

License Verified:

License: 259460

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Minnesota Residential Mortgage, Inc.

MLP Home Mortgage logo
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License Verified:

License: 1540470

Nationwide Multistate Licensing System and Registry

MLP Home Mortgage

1335 Corporate Center Curve, Eagan, MN 55121
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  • Refinance

Business Description

MLP Home Mortgage is a provider of loan options for families in Saint Paul. It represents a wide range of lenders and offers cash-out programs for owner-occupied and non-owner-occupied homes. Its mortgage programs include home purchase, refinance, home equity, home improvement, FHA, and VA loans for its clients. MLP Home Mortgage also provides reverse mortgages to older clients to help them finance their home improvement projects, pay for medical expenses, or augment their retirement income.

License Verified:

License: 1540470

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MLP Home Mortgage

MLS Mortgage logo
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License Verified:

License: 365483

Nationwide Multistate Licensing System and Registry

MLS Mortgage

3612 Fillmore Street Northeast, Minneapolis, MN 55418
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  • Multi-Family Loans

Business Description

For over 10 years, MLS Mortgage has been serving the home loan needs of Saint Paul and the neighboring areas. It has partnered with various lenders to provide homebuyers and real estate investors with mortgage solutions that meet their requirements and long-term goals. It offers first-time homebuyer programs, which include conventional, FHA, VA, and USDA loans. In addition, it also helps homeowners refinance their current mortgages or acquire renovation or home improvement loans.

License Verified:

License: 365483

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MLS Mortgage

Progressive Lending Solutions logo
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License Verified:

License: 107620

Nationwide Multistate Licensing System and Registry

Progressive Lending Solutions

2277 West Highway 36, Suite 304, St Paul, MN 55113
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  • New Construction
  • Refinance

Business Description

Progressive Lending Solutions is a full-service mortgage company serving the Saint Paul area. Its brokers are knowledgeable in various loan programs, assisting clients in choosing the option according to their financial situation. They cater to clients looking to purchase or refinance their mortgage loans by providing a wide range of programs. Such programs include VA, FHA, and USDA loans, in addition to conventional fixed-rate and adjustable-rate mortgages. Its president, Joe Becker, strives to provide comprehensive mortgage solutions.

License Verified:

License: 107620

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Progressive Lending Solutions

Reduced Fee Mortgage, Inc. logo
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License Verified:

License: 1974130

Nationwide Multistate Licensing System and Registry

Reduced Fee Mortgage, Inc.

19950 Dodd Boulevard, Lakeville, MN 55044
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  • Refinance

Business Description

Reduced Fee Mortgage, Inc. is a mortgage brokerage business that caters to Minneapolis/Saint Paul and its surrounding areas. They are actively licensed and offer financing in Colorado, Florida, Michigan, Minnesota, Washington, and Wisconsin. They offer a wide array of mortgage programs, including Conventional, FHA , USDA , Jumbo and we specialize in VA home loans. This firm is comprised of mortgage professionals averaging more than a decade of industry experience, and who focus on helping clients understand the finer details of each loan option. Reduced Fee Mortgage works hand in hand with customers throughout the entire loan process, to deliver a financing experience that is unparalleled in the industry.

License Verified:

License: 1974130

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Reduced Fee Mortgage, Inc.

Shelby Allen logo
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License Verified:

License: 1141454

Nationwide Multistate Licensing System and Registry

Shelby Allen

563 Bielenberg Drive, Woodbury, MN 55125
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  • Refinance

Business Description

Shelby Allen is a mortgage loan officer that works for Bell Bank Mortgage, which serves homeowners in St. Paul. She grew up with two parents who worked in the mortgage industry, then joined the business in 2013. Shelby offers to examine the income and applicable loan programs of first-time and seasoned homeowners. She can also compare the interest rates of refinancing plans to save money or reduce loan terms. Previous clients have spoken highly of Shelby's efforts to reach out and educate them on the mortgage process.

License Verified:

License: 1141454

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
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Shelby Allen

Spectra Home Mortgage logo
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License Verified:

License: 836603

Nationwide Multistate Licensing System and Registry

Spectra Home Mortgage

750 South Plaza Drive, Mendota Heights, MN 55120
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  • Refinance
  • Reverse Mortgages

Business Description

Spectra Home Mortgage is a broker serving clients from Saint Paul and its surrounding areas. The company guides clients who want to buy or refinance a residential property with the right loan options based on their needs. It offers various options, such as VA, FHA, and reverse mortgage solutions. 10, 15, and 20-year mortgage options are also available. The company has a mortgage calculator and decision-making tools that clients can readily access on the website.

License Verified:

License: 836603

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Spectra Home Mortgage

St. Croix Home Loans logo
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License Verified:

License: 385649

Nationwide Multistate Licensing System and Registry

St. Croix Home Loans

105 New England Place, Stillwater, MN 55082
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  • Multi-Family Loans
  • Residential Mortgages
  • Purchase
  • Refinancing

Business Description

St. Croix Home Loans is a locally owned and full-service mortgage company attending to the needs in Saint Paul through a simplified mortgage finance process. Its team of loan originators specialize in home purchase and refinance loans. These professionals offer reduced interest rates from loan providers. They work with different lenders to present the loan option that suits the client's financial goals. They are experienced in handling loan products, such as conventional, jumbo, FHA, USDA, and reverse mortgages.

License Verified:

License: 385649

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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St. Croix Home Loans

Steven Brand logo
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License Verified:

License: 261849

Nationwide Multistate Licensing System and Registry

Steven Brand

7700 Hudson Road, Woodbury, MN 55125
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  • Refinance
  • New Construction
  • Purchases
  • Multi-Family Loans

Business Description

Steven Brand is a mortgage consultant and VA loan specialist at Hancock Mortgage. He helps Saint Paul clients by offering a wide range of loan options for their home buying and refinancing needs. These mortgage programs include jumbo and super-jumbo loans, conforming loans, adjustable-rate mortgages, fixed-rate mortgages, and 15 to 30-year fixed mortgages. He also offers USDA, VA, and FHA loans. Brand helps clients determine the difference between loan programs and guides them with the home purchase loan process.

License Verified:

License: 261849

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Steven Brand

Ted Bougie logo
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License Verified:

License: 678329

Nationwide Multistate Licensing System and Registry

Ted Bougie

New Brighton, MN 55112
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  • New Construction
  • Refinance

Business Description

Ted Bougie is the founder and senior loan officer of Best Advantage Mortgage. He has been in the mortgage industry for more than 12 years, helping individuals in the process of refinancing their homes in the Saint Paul metro. He provides personalized loan services suited to the clients' financial needs. Bougie and his team work with Verve Realty and Edina Realty in providing homeownership to their clients. Additionally, he has been featured as the Super Mortgage Professional by Mpls. St. Paul Magazine for many years

License Verified:

License: 678329

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)

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Ted Bougie

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License Verified:

License: 452448

Nationwide Multistate Licensing System and Registry

The Allen Team

434 Hale Avenue North, Oakdale, MN 55128
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  • Refinance

Business Description

The Allen Team is a mortgage company that works with homebuyers and individuals looking to refinance their homes with its financing options. The firm's senior loan officer has been addressing the home mortgage needs of Saint Paul residents since 1987. The Allen Team also serves as lending specialists at Bay Equity, a firm that offers FHA, VA, jumbo, and USDA loans, as well as DPA programs and reverse mortgages. Its clients can opt for fixed-rate or adjustable-rate mortgages.

License Verified:

License: 452448

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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The Allen Team

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License Verified:

License: 372991

Nationwide Multistate Licensing System and Registry

Thomas Nguyen

100 Bridgepoint Drive, South Saint Paul, MN 55075
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  • Refinance

Business Description

Thomas Nguyen serves the Saint Paul metro and the rest of Minnesota. He assists new homebuyers and clients seeking to refinance an existing mortgage through conventional and FHA loans. He also offers down payment assistance and reverse mortgages. Moreover, USDA, VA, and jumbo loans are also available. Nguyen is a branch manager at Lend Smart Mortgage, a direct mortgage lender with 27 branches in 25 states. The company is a locally owned lending firm established in 2006.

License Verified:

License: 372991

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (3)

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3.0
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Thomas Nguyen

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Wendy Nelson

2150 Lexington Avenue North, Roseville, MN 55113
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  • Refinance

Business Description

Wendy Nelson specializes in helping first-time homebuyers in Saint Paul with the appropriate mortgage financing options for purchasing and refinancing. Nelson has more than 25 years of experience in the home financing industry. In 2015, she became part of TruStone Home Mortgage and currently serves as the area mortgage sales manager. This mortgage firm offers a variety of loan options, such as conventional fixed-rate mortgages, FHA, VA, and USDA loans, down payment and closing cost assistance, and alternative lending options.

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Wendy Nelson

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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