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Best Health Insurance Agencies in Saint Paul

2024

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Website
Saint Paul, MN
  • Umbrella Insurance
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kriener Insurance is an independent agency that caters to personal and commercial clients in and around Saint Paul. It provides health insurance from a number of companies, such as MetLife, Progressive, and The Hartford. It takes into account the frequency of doctor visits and previous medical bills to create a policy that fits each individual's personal needs. Kriener Insurance also provides risk management options for boats, classic cars, homes, and businesses. It serves clients from Minnesota as well.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Saint Paul, MN

Why choose this provider?

Need help contacting a Health Insurance Agency in Saint Paul? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
6701 Upper Afton Road, Saint Paul, MN 55125
  • Life Insurance
  • Individual Plans

Why choose this provider?

Established in 1932, LeClair Group is a third-generation family-owned insurance agency that serves clients in Saint Paul. It is licensed in all 50 states and works with over 40 insurance carriers such as Aetna, Allianz, Ameritas, Cigna, MetLife, and Prudential. The company offers life, cancer, dental, vision, accident, and major medical insurance. It also provides health savings account options, disability, travel, hospital indemnity, and Medicare insurance plans. The staff at LeClair Group has also been commended by previous customers for being helpful and professional.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Selby Ave, Saint Paul, MN 55102
  • Individual Plans
  • Group Plans

Why choose this provider?

Health Planned Consulting Services LLC provides individual and group insurance solutions to clients in Saint Paul. The company assists clients in choosing insurance products for different kinds of needs that range from individual and group medical solutions to Medicare and long-term care. Led by founder Steve Halvorsen, its team of professionals assesses individual needs, designs insurance policies, and evaluates different options. Halvorsen is a veteran in the health insurance industry, having worked at large carriers and a TPA for over 30 years.

License Verified:

License: 43617

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
90 Dale Street South, Saint Paul, MN 55102
  • Individual Plans
  • Life Insurance

Why choose this provider?

McGovern Agency is an insurance firm that offers comprehensive health insurance plans for individuals in Saint Paul and its nearby areas. Its health insurance covers different medical concerns, such as lab tests, prescription drugs, hospitalization, mental health, and emergency services. The agency also has a wide range of other insurance products which include life, business, homeowner's, car, and umbrella. McGovern Agency sources its insurance plans from over 20 top companies, which include Kemper, Progressive, Travelers, Nationwide, and Foremost.

License Verified:

License: 40648545

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11240 Stillwater Blvd. North, Lake Elmo, MN 55042
  • Individual Plans
  • Life Insurance

Why choose this provider?

Pathway Insurance Group is an independent agency serving Saint Paul and the surrounding communities. It specializes in providing health insurance services, including doctor and hospital insurance, critical illness, accident coverage, and temporary health insurance. The company also offers life insurance and customized policies for high-net-worth individuals and business owners. Additionally, the company has other coverages that include high-value homeowners policies, employment practices liability, and domestic staff workers' compensation. Pathway Insurance Group gives back to the community and those in need through the Pathway Family Foundation.

License Verified:

License: 40371806

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
236 Larpenteur Avenue West, Saint Paul, MN 55113
  • Life Insurance

Why choose this provider?

Quality Insurance Service is partnered with multiple carriers to provide proper life coverage to individuals and families in Saint Paul. Formed in 1946, the service provider arranges term and permanent life insurance programs based on its clients' unique circumstances. The insurance carrier takes care of the beneficiaries' temporary or lifelong financial needs in the event of policyholders' passing. Life insurance can cover education fees, income replacement, business funds, and mortgage payments. Quality Insurance Service's primary goal is to build lasting relationships with its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (13)
Google
4.2 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33 Wentworth Avenue East, West Saint Paul, MN 55118
  • Individual Plans

Why choose this provider?

Health Insurance Advisors, LLC, is an independent insurance brokerage in Saint Paul. It specializes in health insurance services to help clients take care of their financial and medical needs. It offers a short-term insurance policy for individuals transitioning between jobs or who have missed the deadline for insurance applications. It also has travel insurance for people who are usually out of town or abroad. These cover interpreters, medications, and air ambulance expenses. Health Insurance Advisors owner Jordan Gascoigne served as a nurse for 11 years.

License Verified:

License: 40725817

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 Minnehaha Avenue East, Saint Paul, MN 55119
  • Individual Plans
  • Life Insurance

Why choose this provider?

East Metro Insurance, LLC is an independent agency that serves in Saint Paul. The agency is a member of the Insurance Producers Network. They offer insurance plans, including personal insurance plans that include life and long-term care insurance. Commercial plans are also offered. Their team offers properties and insurance products to the residents in the community. Being an independent company, East Metro Insurance is not tied to any other company. It works with many insurance providers instead.

License Verified:

License: 40079429

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1437 Marshall Avenue, Saint Paul, MN 55104
  • Individual Plans
  • Life Insurance

Why choose this provider?

Hughes Insurance Agency is an independent full-service insurance company that serves individuals, families, and businesses in and around the Saint Paul metro. The family-owned company has provided health insurance solutions to its clients since 1990, under its former name Mid-Way Insurance. It is now owned by the former owner's son, Todd Hughes, whose team also offers a variety of insurance-related services through the company's partnerships with several insurance carriers, such as Bristol West, Encompass, and Western National.

License Verified:

License: 40068820

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
575 University Avenue West, Saint Paul, MN 55103
  • Life Insurance
  • Business Insurance

Why choose this provider?

Unidale Insurance Agency is an insurance agency that offers commercial lines insurance services and home health care options to clients in Saint Paul. Its commercial lines options include contractor insurance, workers' compensation, general liability, and bonds. It also offers home health care options for the elderly, the terminally & chronically ill, and patients with physical & mental disabilities. As an independent agency, Unidale Insurance represents multiple insurance carriers and has employed a computer system that automatically compares insurance plans for the clients.

License Verified:

License: 4486

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2175 Saint Clair Avenue, Saint Paul, MN 55105
  • Life Insurance

Why choose this provider?

Chris Budzius is a State Farm insurance agent who offers insurance services to individuals, families, and businesses in Saint Paul, Mendota Heights, and Minneapolis areas. Budzius has been providing health insurance solutions for the past 27 years. He assists clients in getting an individual medical insurance plan to cover various life events, such as losing health insurance coverage, having a baby, or marriage. In addition, he also helps with other insurance needs for pets, homeowners, autos, and businesses.

License Verified:

License: 20261734

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Bridgepoint Way, South Saint Paul, MN 55075
  • Individual Plans
  • Life Insurance

Why choose this provider?

Operating in Saint Paul, Sherman Insurance addresses the business and personal insurance needs of its clients in the area and nearby communities. Since its establishment in 1931, the independent insurance agency has been representing multiple health insurance providers so its clients can choose the coverage and protection that meets their financial situation and goals. Moreover, Sherman Insurance is a member of the Rotary Club of South St. Paul and is involved with Hope Rooted, an organization that grants children with chronic illnesses access to medicine.

License Verified:

License: 580

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What if your health insurance plan denies coverage of a prescription drug in Saint Paul?

    If the prescription drug is the best for you and no alternatives are covered by your plan, your Saint Paul physician can request authorization for its coverage from your health plan. The health plan can then choose to grant coverage or deny it. If the request has been denied, you can file an internal appeal with the health plan provider or an external appeal with the Minnesota Department of Human Services.

  • Are there any programs to help you afford health insurance in Saint Paul?

    Yes. Low-income residents of Saint Paul can get health coverage through the Medical Assistance program. You can be eligible for it even if you have employer coverage. If you have no access to any health insurance plan, you can get coverage through the MinnesotaCare program. Premium subsidies are available for health plans purchased through the Minnesota Marketplace if you qualify. Minnesotans under Medicare also have access to Medicare Savings Programs, which can help lower out-of-pocket costs.

  • What can you do if there is a gap in your health insurance coverage in Saint Paul?

    You can consider buying a short-term/temporary health insurance plan. Short-term health plans in Saint Paul can provide coverage for up to 185 days or six months. This can bridge your coverage gap while you are in between jobs or waiting for your new coverage to kick in. Note that this type of plan is not meant to provide comprehensive coverage. It will not cover all essential health benefits and preexisting conditions.

  • Will your health insurance coverage continue if you get pregnant while on the Medical Assistance program in Saint Paul?

    Yes. You will be covered during pregnancy and your baby will also be covered up to their first birthday. MA healthcare coverage will include OB-GYN, doctor, and hospital services, as well as prescription medications, medical equipment, and transportation. If you work with a certified doula in Saint Paul and require lactation classes or post-partum depression counseling, these costs may also be covered.

  • Can you buy health insurance for your family in Saint Paul outside the MNsure Marketplace?

    Yes, you are not limited to the Marketplace when buying health insurance in Saint Paul. You can source your health plan through a reputable insurance agency or broker. However, getting insurance on MNsure offers benefits such as tax credits and low-cost plans. You are also protected from discrimination and insurance denials due to preexisting conditions.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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