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2024

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Best Pet Insurance Companies in Rochester

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rochester Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2115Reviewed

1271Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2001 2nd St SW Ste 155, Rochester, MN 55902
  • Policy Bundle Discount

Why choose this provider?

Kevin Crews offers pet insurance to the locals of the Rochester metro. As a Country Financial agent, he works with Crum & Forster Pet Insurance Group to provide medical coverage for clients' pets. Crews offers policies for dogs and cats of all breeds and age groups that help cover veterinary bills associated with prescription medications, diagnostic procedures and tests, surgeries and hospitalizations, and veterinary exam fees. Crews' policies allow clients to visit any veterinarian and require no exams for enrollment.

License Verified:

License: 40478450

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5795 Minnesota Ave N. Suite 101, Rochester, MN 55082
  • Multi-Pet Discount

Why choose this provider?

Noah Insurance Group is an independent agency that offers products for Rochester individuals and families with pets. Its advisors help owners insure their pets to obtain financial assistance in case of illnesses, accidents, and medical emergencies. They assist customers in every step of the insurance buying process so that they can make informed decisions when it comes to protecting their pets. The agency has been creating customized insurance solutions for the community since 1982. It is a member of the PIA.

License Verified:

License: 40071391

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (48)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3159 Superior Drive NW Suite 200, Rochester, MN 55901
  • Policy Bundle Discount

Why choose this provider?

Horihan Insurance is an independent agency that caters to individuals, families, and business owners in the Rochester community. Its staff members assist clients in developing a risk management plan that will safeguard them financially against unwanted incidents or emergencies. One of its products is pet insurance, which allows owners to minimize the veterinary cost in the event their animal companion is injured or becomes ill. Dedicated to the well-being of animals, Horihan Insurance supports the Operation Santa Paws initiative.

License Verified:

License: 20308205

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
418 W. 3rd Street, Red Wing, MN 55066
  • Policy Bundle Discount

Why choose this provider?

Synergy Insurance Group serves the locals of Rochester and the surrounding areas. The independent, family-owned agency provides pet insurance that comes with three coverage options: accidents only, accidents and illnesses, or accidents, illnesses, and other medical costs. It also offers other personal insurance policies for long-term disability, vacant homes, valuable possessions, off-road vehicles, excess liabilities, and mobile homes. Terence McCloskey, the president, started as an agent with the company in 2004. The agency is licensed to operate in five states.

License Verified:

License: 40591571

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
106 4th St N, Cannon Falls, MN 55009

Why choose this provider?

Vickie Dungan is an insurance agent who has been serving the Rochester metro for more than 15 years. She helps cat and dog owners obtain insurance plans for their pets through Figo, which allows policyholders to visit any licensed veterinarian or specialist in the U.S., Canada, or Puerto Rico. A coverage plan for pets takes care of veterinary expenses incurred in the event of sickness or injury. Common treatments include medical care for foreign object ingestion, hip dysplasia, cancer, and torn ACL. 

License Verified:

License: 40045195

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
910 Main St. Suite 202, Red Wing, MN 55066
  • Policy Bundle Discount

Why choose this provider?

Musty-Barnhart Agency has pet insurance policies available to cater to clients' needs in the Rochester area. It has insurance plans for dogs, cats, birds, and exotic animals that cover veterinary bills in case of accidents, genetic conditions, and cancer. Additionally, the firm offers auto, property, health, and life insurance policies. It represents various carriers such as Hagerty, Illinois Mutual, Humana, Prudential, Progressive, and Travelers. Musty-Barnhart Agency extends its services to Red Wing, Ellsworth, Lutsen, and Lake City.

License Verified:

License: 141

Minnesota Department of Commerce

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What benefits should Rochester residents seek in pet insurance policies?

    Pet owners in Rochester should opt for pet insurance plans that pay the veterinarian immediately and include 24-hour emergency vet lines. Residents may also look at pet insurance programs that give discounts for insuring multiple pets. Another option to explore is a wellness coverage plan, which helps reduce the initial costs of pet ownership.

  • How much do Rochester residents pay for dog and cat health insurance with unlimited annual maximum coverage?

    Pet parents in Rochester pay a premium of $12 to $41 each month for a six-month-old Chihuahua dog. It also costs them $20 to $66 monthly to insure a six-month-old Golden Retriever puppy. A six-month-old domestic shorthair cat can be covered for $9 to $25 per month, while a Maine Coon kitten can be protected for $10 to $28 per month.

  • Which insurance companies offer the most affordable pet health plans in Rochester?

    Pets Best and Figo stand out as the leading pet insurance companies in Rochester in terms of affordability. Pets Best charges a monthly fee of $13 for $5,000 in coverage. The same insurance firm charges a monthly premium of $23 for unlimited coverage. For a $10,000 policy, Figo charges a monthly premium of $30.

  • Can Rochester residents use their pet insurance at any licensed animal hospital or veterinary clinic in Minnesota?

    Yes, because pet insurance reimburses Rochester pet parents rather than directly paying the veterinarian. This method enables pet owners to visit any general, specialized, or emergency veterinarian in Minnesota if their pets become sick or injured while on vacation. Pet health insurance programs can help parents save money on unexpected accidents or sickness.

  • What are the different types of pet health insurance available to Rochester pet parents?

    Accident-only insurance, which covers pet hospital care for mishaps such as falls or vehicle accidents, is available to Rochester pet owners. Carriers also provide accident and illness plans, which cover tests, care, and treatment but do not cover routine services or pre-existing conditions. A wellness package, which includes check-ups, routine care, and immunizations, is also offered.

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