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Best Mortgage Brokers in Plymouth

2024

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Providers

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Website
Plymouth, MN
  • Refinance

Why choose this provider?

Stone River Mortgage caters to the locals of Plymouth and the surrounding communities. It offers mortgage solutions via a simplified platform designed to deliver low rates, frequent updates, and a friendlier user experience. Clients are aided in achieving excellent credit and home equity and assets. It also provides assistance with CPA and CFA referrals should the client need them. Stone River Mortgage is licensed to operate in Minnesota and has been offering mortgage loan services since 1993.

License Verified:

License: 345256

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13700 Reimer Dr N Ste. 100, Maple Grove, MN 55311
  • Refinance

Why choose this provider?

Doug Hunt is a senior loan consultant affiliated with New American Funding. He helps homebuyers in the Plymouth area select a program that suits their needs, whether they are purchasing their first home or recreational property. The mortgage specialist offers conventional, fixed-rate mortgages, which are provided in 10-, 15,- and 20-year terms. He also caters to individuals who need down payment assistance, investors, veterans, and senior citizens. Hunt has more than 25 years of mortgage lending experience.

License Verified:

License: 69171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Zillow
5.0 / 5 (15)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3515 Plymouth Blvd, Plymouth, MN 55447
  • Refinance
  • New Construction

Why choose this provider?

Since 1992, MiMutual Mortgage Plymouth, MN, has been providing homebuyers and mortgagors with personalized lending options and refinancing programs. It offers mortgage options such as jumbo, conventional, and renovation loans. Its mortgage loan officers guide prospective mortgagors through the pre-approval and application process, addressing their concerns regarding mortgage-related topics and advising them on the documents needed throughout. The company's refinancing staff assists current mortgagors in weighing the benefits and costs involved in refinancing their mortgage, such as reduced interest rates.

License Verified:

License: 1539452

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12800 Whitewater Drive, Suite 100, Minnetonka, MN 55343
  • Refinance
  • New Construction

Why choose this provider?

Executive Mortgage Brokers caters to people across Plymouth. It helps them fulfill their goal of homeownership through different loan options, including fixed-rate and adjustable-rate mortgages. It also sets up mortgage programs guaranteed or insured by federal agencies, like FHA and VA. For clients looking to obtain funding for business seed capital or college tuition, the company offers home equity loans. It maintains a blog that educates individuals on a range of topics, from credit scores to vacation home financing.

License Verified:

License: 1614001

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Wayzata Boulevard Suite 300, Minneapolis, MN 55416
  • Refinance
  • New Construction

Why choose this provider?

Bob Strandell is a mortgage banker with Bell Bank Mortgage who serves residents in Plymouth and the surrounding areas. He focuses on various home loan options, including conventional, VA, refinance, and vacation home loans. He also provides customers with new construction loans, rehab loans, and loans for those seeking to downsize their homes. The mortgage process includes applying online and submitting the required information, signing a purchase agreement, providing a pre-approval letter, and signing all documents at the closing. Bob Strandell started his career in the mortgage industry in 1985.

License Verified:

License: 274802

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (25)
Facebook
4.6 / 5 (24)

Website
7365 Kirkwood Ct #300, Maple Grove, MN 55369
  • Refinance
  • New Construction

Why choose this provider?

Mortgage Unlimited is a locally owned company that serves individuals and families in Plymouth and the neighboring cities. Its team specializes in providing various loan programs for clients purchasing their first homes. These loan programs include USDA, FHA, and VA. It also assists clients needing second mortgages for their secondary or vacation homes, including cabins and lake houses. The company has been operating for over 25 years. Mortgage Unlimited also serves Florida, South Dakota, and Wisconsin.

License Verified:

License: 225504

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (92)

Website
319 Barry Ave. S Suite 305, Wayzata, MN 55391
  • New Construction
  • Refinance

Why choose this provider?

NorthPort offers mortgage solutions to Plymouth residents. It caters to individuals who need funds to purchase their first homes or refinance their current mortgages. It offers fixed- and adjustable-rate mortgages with various terms. The company's mortgage experts help borrowers find the right loan program for their needs. They handle the whole process on behalf of clients, from pre-approval to closing, and aim to provide prompt and personalized service by keeping them updated every step of the way.

License Verified:

License: 1868733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (182)
Facebook
4.9 / 5 (48)
Zillow
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7365 Kirkwood Ln N Ste 300, Maple Grove, MN 55369
  • Refinance

Why choose this provider?

The Coleman Team of Mortgages Unlimited Inc. serves individuals, couples, and families throughout Plymouth and the surrounding metros. With 25 years of experience in the business, the team works closely with clients to understand their financial building blocks and create a strategic plan specific to their goals, guiding them through appraisal, underwriting, and closing. The firm [please use sparingly] offers refinancing solutions to clients who want to reduce monthly payments, access their home's equity, or consolidate debt.

License Verified:

License: 225504

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10590 Wayzata Blvd., Minnetonka, MN 55305
  • New Construction

Why choose this provider?

Envision Capital serves the locals of Plymouth. It offers mortgage solutions that match its clients' needs and financial goals. These include various loan programs such as FHA, VA, USDA, conforming, and jumbo. The company, which has branches in Minnetonka and St. Cloud, assists individuals from the application to the closing disclosure. Matt Kremers, the president, has a Bachelor's degree in Finance. He and his team have more than 60 years of combined experience in the industry.

License Verified:

License: 327578

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Zillow
5.0 / 5 (1)

Website
4300 Baker Rd, Minnetonka, MN 55343
  • Refinance
  • New Construction

Why choose this provider?

Andy Treno is a mortgage loan originator who provides services throughout the Plymouth community. Andy specializes in helping homeowners and potential homeowners wishing to manage or resolve their mortgage loan applications to meet their financial needs. He offers different programs, including jumbo loans, which allow clients to obtain up to $2.5 million in one mortgage loan. He also carries USDA, FHA, VA, HARP, and 203k loans. Andy has been working in Edge Home Finance for more than a decade.

License Verified:

License: 222755

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (119)
Google
5.0 / 5 (49)
Zillow
5.0 / 5 (25)

Website
10900 Wayzata Blvd #120, Minnetonka, MN 55305
  • Commercial Loans

Why choose this provider?

Lisa Wells Team is a mortgage broker providing home loan solutions in Plymouth. It links homebuyers and real estate agents to CrossCountry Mortgage, a lender that funds home purchases, construction projects, and delinquent debt obligations. Since 2017, the firm has closed over 5,270 loans. It guides clients through the mortgage process and recommends various programs, including conforming, jumbo, adjustable-rate, 40-year, and government-sponsored loans. Branch manager Lisa Wells holds events focused on educating the public about the housing market and sharing homebuying tips.

License Verified:

License: 460442

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (77)

Website
10425 49th Ave N, Plymouth, MN 55442
  • Commercial Loans

Why choose this provider?

MinnTrust Mortgage, LLC. is a residential and commercial financing company that serves customers in Plymouth. It offers a variety of loan options for home purchases and refinances, including FHA, VA, jumbo, 203K, USDA, and HARP loans with 15-year fixed, 30-year fixed, and adjustable rates. It provides reverse mortgages for seniors aged 62 and older through HECM. MinnTrust Mortgage is operated by Michael Houg, a loan originator with experience in developing personalized programs based on clients' goals.

License Verified:

License: 400282

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (171)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.