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2024

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Best Homeowners Insurance Agencies in Minnesota

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Minnesota Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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14Top Picks

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Providers

featured provider = Featured Provider

Woodbury

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Why choose this provider?

Kriener Insurance guides the residents of Minnesota in procuring homeowners' insurance policies. Its team customizes plans with provisions for dwellings and home additions, like sheds, gazebos, greenhouses, and pavilions. It also arranges coverages for personal property damage, additional living expenses, liability insurance, and umbrella policies. Kriener is an independent broker carrying insurance from more than 30 companies, including Allstate, Hartford, Progressive, Safeco, and Travelers. Its other products are condo, auto, motorcycle, watercraft, and commercial insurance.

  • Commercial Insurance
  • Home Insurance
  • Renter's Insurance
  • Condo Insurance

Minne

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Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Minne? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Duluth

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Why choose this provider?

Benes Insurance ~a Strong Company caters to clients in Minnesota. It offers homeowners' insurance that provides protection from various risks, such as hail, fire, lightning, theft, and explosion. Personal possessions, additional living expenses, and liability to others are also included in the policy. The agency's team members bring more than 40 years of combined experience in the industry. They also furnish auto, life, renters', and restaurant insurance plans. They partners with carriers like Travelers and CNA to find the best options for their customers.

St Paul

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Review Sources

Facebook
4.7 (14)
Google
4.9 (8)

Why choose this provider?

Founded in 1893, WA Group is an employee-owned company that caters to clients in Minnesota. It provides the best homeowners' insurance policies to help individuals protect themselves financially in case their houses and personal belongings get damaged by perils like fire or storm. Auto, motorcycle, life, disability, and long-term care insurance plans are also available. As an independent organization, it works with various carriers like Acuity, American Modern, Travelers, and Dairyland to select the policy that matches its customers' needs and requirements.

Saint Paul

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Review Sources

Google
4.9 (87)
Facebook
4.9 (62)
Yelp
4.0 (7)

Why choose this provider?

Chad Babcock is the leading State Farm insurance agent serving clients in Minnesota. He offers the best homeowners' insurance policies that cover property repairs or replacements due to damage or losses caused by unforeseen events like fire, storm, or theft. His other products include auto, life, health, business, renters', and pet insurance. Chad is a State Farm Chairman's Circle qualifier. He is fluent in English, Spanish, French, German, and Mandarin. He has been in the industry since 1998 and also assists customers with relocations to Ramsey County.

Duluth

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Why choose this provider?

Duluth Insurance Agency caters to clients in Minnesota. As the best insurance agency in the metro, it helps individuals and families prepare for future financial risks involving their houses and personal possessions by providing them with homeowners' policies. Coverage options include trampoline, sewer and drain backup, jewelry and valuable items, and fire and flood. The company also offers health, life, workers' compensation, umbrella, and disability insurance plans. Duluth Insurance Agency's team members bring more than 25 years of experience in the industry.

South St Paul

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Review Sources

Google
4.9 (10)
Facebook
4.2 (6)
Yelp
1.0 (1)

Why choose this provider?

Sherman Insurance is an independent agency founded in 1931 that serves clients in Minnesota. It helps individuals prepare for future financial risks involving their houses by crafting the best homeowners' insurance plans. It also writes policies for condos, townhomes, boats, and trucks. Other products include long-term care, individual health, term life, and whole life insurance. The agency is affiliated with Hope Rooted, a non-profit organization that offers functional medicine access in the form of grants to children suffering from chronic illnesses.

New Hope

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Review Sources

Google
5.0 (32)

Why choose this provider?

State Insurance Agency serves individuals, families, and businesses located in Minnesota. It works with multiple carriers, such as Aetna, Dairyland, and Berkshire Hathaway, to help its clients acquire the best protection plans that fit their specific needs and preferences. Its team of agents crafts home insurance programs for the policyholders' house, personal belongings, liability to others, and additional living expenses in case of a disaster. The related products that they provide include coverages for condos and renters.

Saint Paul

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Review Sources

Google
4.8 (18)

Why choose this provider?

Champion Insurance Services Inc caters to clients in Minnesota. It offers homeowners' insurance policies that cover damages and losses caused by theft, fire, and storm. It also provides insurance plans for condos, apartments, mobile homes, and vacant properties. As an independent agency, Champion Insurance Services works with numerous companies like Progressive, The Hartford, Travelers, and American Modern to find the right coverage that suits its customers' needs. Other products include workers' compensation, general liability, term, whole, and life insurance.

Maple Grove

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Review Sources

Google
5.0 (21)
Facebook
5.0 (11)

Why choose this provider?

Minnesota Lakes Insurance is an independently owned and locally operated agency that offers the best risk management solutions in the state. The number one insurance company works with providers like Progressive, Kemper, Hagerty, The Hartford, and Liberty Mutual to offer clients the right insurance plans that address their specific needs and requirements. It crafts home insurance policies for renters, landlords, home, and condo owners that include property, personal liability, medical payments, and additional living expenses coverage. Auto, motorcycle, personal umbrella, and business insurance products are also available.

Rochester

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Review Sources

Google
4.9 (257)
Facebook
4.9 (56)
Yelp
1.0 (1)

Why choose this provider?

Atlas Insurance Brokers is a company that serves Minnesota. It offers cheap homeowners' insurance policies for condominiums and old and new, seasonal, and high-value homes. Coverage options include damage to house and other structures, personal property, liability, and medical payments. The agency's team members work with numerous carriers like American Modern, Liberty Mutual, and Kemper to select the right policy that suits their customers' needs. Atlas Insurance Brokers is led by Vance Prigge, a former president of the Minnesota Independent Insurance Agents and Brokers Association.

St. Paul

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Review Sources

Yelp
3.5 (3)
Google
5.0 (1)

Why choose this provider?

For more than 40 years, Minnesota's best insurance company Minneapolis St. Paul Agency has been insuring clients in the North Star State. It offers homeowners' insurance plans that cover losses and damage to houses and personal belongings caused by snowstorm, hail, fire, vandalism, and theft. Its team members work with companies like Liberty Mutual, Foremost, Hagerty, The Hartford, and Travelers to help customers find the right auto, life, business, or umbrella coverage that matches their needs. Minneapolis St. Paul Agency is available 24/7 to address clients' emergencies.

Eagan

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Kelliher & Associates, Inc., is a family-run business that has been serving clients in Minnesota since 1960. As an independent agency, it partners with various carriers to help its customers obtain the best homeowners' insurance. This product includes coverage for the dwelling, other structures, personal property, loss of use, and liability. The company also writes life, health, auto, and business insurance plans. Kelliher & Associates is a Professional Insurance Agents of Minnesota affiliate operating under the leadership of its second-generation owner.

Rochester

Expertise.com Rating

Review Sources

Google
5.0 (229)
Facebook
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Fortress Insurance & Financial Services is an agency that caters to clients in Minnesota. The company has access to multiple carriers, including Encompass, Progressive, and The Hartford. This allows its team to create the best homeowners' insurance with property, personal liability, medical payment, and water and sewer backup coverage options. The agency also deals with condo, car, life, and workers' compensation insurance plans. Mark Westerman, an agent with a degree in Accounting, established Fortress in 2011.