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2024

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Best Local Car Insurance Agencies in Minnesota

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Minnesota Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3249

Reviewed

1957

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Woodbury
  • Multiple Carriers
  • Motorcycle Insurance
  • Classic Car Insurance
  • Boats

Why choose this provider?

Kriener Insurance helps Minnesota citizens meet their mandated and supplementary auto coverage needs. Its agents guide clients in acquiring liability coverage, uninsured motorist protection, and collision and comprehensive insurance. They also offer a variety of options for people seeking protection plans for classic cars, motorcycles, watercraft, and homes. In addition, the team develops commercial insurance policies. As an independent agency, Kriener carries products from more than 30 companies, including Kemper, Foremost, Nationwide, Progressive, and MetLife.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Minne

Why choose this provider?

Need help contacting a Local Car Insurance Agency in Minne? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
Duluth

Why choose this provider?

Hanlon & Associates is an insurance brokerage that caters to clients in Minnesota and Wisconsin. Since its inception in 2014, the agency has been helping clients secure and cheap coverage for their valuable assets such as automobiles. Its professionals help clients understand their state's insurance requirements and explain their coverage choices. They also write policies for the clients� recreation vehicles, such as ATVs, snowmobiles, and motorcycles. Hanlon & Associates also offers home, commercial, life, jewelry, and event insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (152)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Smart Move Insurance is an agency that provides the best services to individuals, families, and business owners in Minnesota. It offers a broad range of insurance options to secure people's properties and valuable assets, such as automobiles. The car insurance it offers includes coverage for liability, collision, comprehensive, and uninsured or underinsured motorists. Clients may also purchase extra coverage for roadside assistance, towing, and rental car reimbursement. Jessie Mackie, the agency's owner and insurance broker, is licensed in 27 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (229)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Atlas Insurance Brokers - North Rochester is an independent agency that serves clients throughout Minnesota. It helps people find the best coverage options from more than 30 insurance companies. Among its offerings are protection plans for cars, which also cover classic and antique cars, as well as international licenses. Vance Prigge, the company's president, has been working as a full-time agent since 1993. He served as the president of the Minnesota Independent Insurance Agents and Brokers Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Le Center

Why choose this provider?

House of Insurance Agency has been serving the policy needs of the people of Minnesota since 1945. It writes policies to protect client's valuable assets, such as cars, which include coverage for collision incidents, road trouble service, additional expenses, and lease or loan gaps. The firm's professionals also advise clients on what types and amounts of auto coverage best meet their needs. House of Insurance Agency currently provides personal and commercial insurance to more than 2,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Ted W. Smith Insurance Services, Inc., caters to individuals and families throughout Minnesota, Iowa, and Wisconsin. It offers a range of personal protection plans, including car insurance. This covers the driver's liability for property damage or injury to others caused by their vehicles. The agency also helps customize policies for teenage and guest drivers and special situations, like the installation of custom audio equipment and the commercial use of a vehicle. Ted Smith, its president and founder, has been marketing insurance since 1993.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Sandvik Insurance Agency works to minimize risk and preserve financial security for individuals and families in Minnesota. It offers a wide array of insurance products for a cheap price, such as auto insurance. The insurance covers physical damage or bodily injury caused by traffic collisions and liability that may arise. It may also provide coverage for loss of vehicle and damage caused by events other than traffic collisions. Sandvik Insurance Agency is in partnership with over 50 insurance companies, including AAA, Travelers, Progressive, and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (22)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Burnsville

Why choose this provider?

Lakeside Insurance Brokers is a locally owned agency in Minnesota with offices in Burnsville and Chanhassen. For over 25 years, the firm has been guiding clients with their business or personal insurance needs. One of its products is a coverage plan for automobiles. In this policy, the clients are financially protected in the event of injury, death, or property damage resulting from an accident. Damage to the policyholder's own vehicle can also be covered by collision and comprehensive insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (78)
Facebook
4.7 / 5 (43)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Saint Michael

Why choose this provider?

Zachman Insurance Agency is a locally owned firm that caters to clients in Minnesota. It offers a wide variety of insurance products in personal and business lines, including auto policies. Some of the coverage options available with auto policies are liability, comprehensive, collision, and uninsured and underinsured motorist coverage; diminishing deductibles; and accident forgiveness. Policyholders also have access to roadside assistance and 24-hour customer service. Zachman Insurance Agency has been offering risk management solutions since 1980.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Plymouth

Why choose this provider?

Anchor Insurance Agency offers its products and support to individuals and families throughout Minnesota. It helps them acquire a customized auto insurance policy with various types of coverage. Some of these are standard auto, preferred auto, classic car, risk auto, and specialty coverage. Its team also guides clients in choosing the best life, home, and business insurance. Tom Johnson and Shawn Lappen, partners at the agency, have been collectively working in the industry for six decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Duluth

Why choose this provider?

Founded in 1889, Dwight Swanstrom Insurance is licensed to serve clients in Minnesota, Wisconsin, and Arizona. Equipped with over 200 years of combined industry experience, the company's agents help clients in finding car insurance policies that protect their vehicle and financial future in case of disaster. They can also search the agency�s provider network with over 17 companies to find a policy that covers clients� RVs, boats, and motorcycles. Coverage plans for life, homes, and businesses are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
St. Louis Park

Why choose this provider?

Hatzung Insurance is a family-owned agency that has been serving clients in Minnesota since 1950. It offers a wide variety of personal and business insurance products, including the best auto policies. In the event of an accident, the insurance policy protects drivers from financial loss. Coverage options for auto insurance include property, liability, medical, uninsured and underinsured motorists, comprehensive, and collision. Its insurance professionals also help clients choose the right policy from its broad selection of partner carriers, including Travelers, AAA, Auto-Owners Insurance, and Chubb.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Minneapolis

Why choose this provider?

Kim Nybo has been working as an insurance professional for over three decades and is considered the best agent in Minnesota. In 1989, she launched her own State Farm-affiliated agency in the state to help clients cope with unforeseen life events. One of its insurance products is a coverage plan for valuable assets, such as personal vehicles. The car insurance policies it offers include collision, comprehensive, rental, and rideshare coverage. Kim and her team also accommmodates Somali-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (331)
Facebook
5.0 / 5 (16)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Safechoice Insurance Agency serves individuals and business owners in Minnesota. It works with various carriers to offer a wider range of personal and commercial insurance options to its customers. One of its products is auto policy that includes comprehensive coverage, liability coverage, personal injury protection, and roadside assistance to policyholders. In addition, it offers coverage for ATVs, RVs, toys, and motorcycles. Customer support and claim assistance are available 24 hours a day. Safechoice Insurance Agency also accommodates clients from�Wisconsin.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Osceola

Why choose this provider?

Noah Insurance Group - Osceola is a locally operated business serving clients in Minnesota and Wisconsin. It offers a variety of insurance options, including car insurance policies. The agency carries different types of car protection plans, including collision, comprehensive, medical payments, bodily injury liability, property damage liability, and uninsured motorists coverage. Its insurance consultants meet clients to assess their information and recommend the best auto or truck insurance policies for them. Noah Insurance Group has a 36-year track record of success.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (44)
Facebook
4.7 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Prior Lake

Why choose this provider?

Founded in 2013, Oak Tree Insurance is the best agency that caters to clients in Minnesota. Among its insurance products is a policy for personal cars. It compares quotes from over 20 car insurance companies and drafts policies according to clients' coverage needs. Car insurance provides financial protection to policyholders for liability, physical damage to their vehicles, and roadside assistance. The agency's founder, Corey Stich, began in financial services in 2001 as a licensed banker and started offering insurance in 2011.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Plymouth

Why choose this provider?

City Insurance is an agency in Minnesota helping people get the security they need with the best and cheapest policies available. It offers car insurance that pays the medical and legal costs associated with injury, death, or property damage due to an accident involving the policyholder's vehicle title. There are also coverage options for motorcycles, classic cars, motorhomes, boats, jet skis, RVs, and ATVs. City Insurance partners with a number of carriers, including AAA, Safeco Insurance, Kemper, Nationwide, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Minneapolis

Why choose this provider?

John Arens has been providing clients with insurance services for more than 25 years. In Minnesota, his State Farm-affiliated firm offers a variety of insurance options, including car coverage plans. The auto policy covers collision or comprehensive insurance, rideshare protection, and car repair reimbursement. Roadside help is also available 24 hours a day to policyholders. There are also coverage options for rental automobiles and sports cars. In addition, people may opt to bundle their house and auto insurance policies. Services in Spanish are available..

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.