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Best Mortgage Brokers in Brooklyn Park

2023

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Website
7101 Northland Cir, Ste. 215, Brooklyn Park, MN 55428
  • Refinance

Why choose this provider?

New American Funding Brooklyn Park offers mortgage lending services to homeowners and homebuyers in the metro and surrounding areas. It advises clients on various loan programs, including VA, USDA, FHA, conventional, and jumbo loans. Adjustable-rate, 15- and 30-year fixed-rate, and reverse mortgages, as well as buydown loans, are also available. In addition, the firm offers mortgage refinancing. It has online resources like calculators and mobile apps that clients can use to estimate their monthly payments and track their loan applications.

License Verified:

License: 128618

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4530 W 77 Street, Edina, MN 55435
  • Refinance
  • Purchase
  • VA Loans
  • FHA Loans
  • Commercial Lending

Why choose this provider?

Marcus Laskowski is a mortgage broker with Edge Home Finance, serving individuals and families in Brooklyn Park. He provides an array of loan options to meet the specific needs of clients looking to purchase a home or refinance their mortgage, including FHA, VA, USDA, and jumbo loans. Laskowski also offers fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages for clients. Prior to working in the mortgage industry, Laskowski served as a squad leader in the US Army for 12 years.

License Verified:

License: 1562697

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7070 Brooklyn Blvd, Brooklyn Park, MN 55429
  • Refinance

Why choose this provider?

Team USA Mortgage brings over 20 years of experience serving the lending needs of clients throughout Brooklyn Park and the surrounding metros. The firm aims to educate buyers, sellers, homeowners, and industry insiders not just on available loan programs and the often stressful home-buying process, but also on the hidden issues that cause delays and unfavorable results. Likewise, its loan officers assist clients looking to refinance an existing loan. The firm is also licensed in Florida, Kansas, Missouri, Nebraska, Utah, and Wisconsin,

License Verified:

License: 386490

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (35)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7365 Kirkwood Court N, Suite 300, Maple Grove, MN 55369
  • Refinance

Why choose this provider?

Bob Streitz is an advisor at Mortgages Unlimited who offers financial solutions to borrowers in Brooklyn Park. Streitz provides FHA, VA, USDA-Rural, first-time homebuyer, and fixed- and adjustable-rate loans. He also assists clients seeking down payment assistance for second homes and cabin mortgages and those looking to finance investment properties. Additionally, he helps homeowners get lower rates, eliminate mortgage insurance, or get access to cash through refinancing. Streitz has been in the industry for over 20 years and educates clients in one-on-one sessions.

License Verified:

License: 275626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10425 49th Avenue North, Plymouth, MN 55422

Why choose this provider?

MinnTrust Mortgage, LLC, serves first-time buyers and long-time homeowners in Brooklyn Park and neighboring communities. It helps clients finance their homes by providing them with a wide variety of lending options, including conventional, FHA, VA, and USDA loans. Reverse mortgages are also available for seniors aged 62 and above. Additionally, the company offers mortgage refinancing services for people seeking to reduce their interest rates and monthly payments, modify their loan terms, or take cash out of the equity in their properties.

License Verified:

License: 2250058

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (11)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 W Ray Rd Ste 201, Office 209, Brooklyn Park, MN 85226
  • Refinance

Why choose this provider?

Steven Hauge is a senior mortgage loan originator of Nexa Mortgage, a company providing its services to the people of Brooklyn Park. Steven has a variety of mortgage loan programs, including reverse, adjustable rate, and 15- and 30-year fixed mortgages. Additionally, the agent offers a range of options, such as jumbo, FHA, VA, USDA, and 203K loans. Conforming fixed, construction, non-QM, home equity, and doctor loans are additional offers. Steven started his mortgage career in 1993.

License Verified:

License: 873045

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344
  • Reverse Mortgages
  • Refinance

Why choose this provider?

Cambria Mortgage attends to the home purchasing and refinancing needs of Brooklyn Park residents. It offers conventional, fixed- or adjustable-rate, VA, FHA, and USDA mortgages. It also assists people seeking down payment assistance, new construction financing, self-employed, and reverse mortgage options. One of its consultants, Adam Bren, started his mortgage career in 2010 shortly after finishing his college degree. He strives to provide clients with a smooth home-buying experience by staying updated on mortgage industry developments.

License Verified:

License: 322798

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (56)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7655 Washington Ave S, Edina, MN 55439
  • Refinance

Why choose this provider?

My City Mortgage serves individuals, families, and couples in the Brooklyn Park metro. The company offers various loans that suit its clients' specific housing needs, ranging from new construction and land acquisition to second home purchases. It also has a Homes for Heroes program, which helps reduce closing costs for frontline workers. The owner, Shelle Page, has more than 20 years of experience in the mortgage industry. She is also licensed in Florida and Wisconsin.

License Verified:

License: 1978621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11165 Zealand Ave N, Champlin, MN 55316
  • Refinance

Why choose this provider?

Fairway Financial Services, Inc., is a mortgage brokerage that has been catering to locals in Brooklyn Park since 1998. The business offers choices for first-time homebuyers, as well as FHA, VA, USDA, and house loans. It also provides opportunities for refinancing. Former loan officer Todd Blanchard established the company with the goal of treating clients fairly and ensuring that they receive loans that are suitable for them. The team's collective experience in mortgage brokerage spans more than 150 years.

License Verified:

License: 328279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (8)
Google
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3300 County Road 10 Ste 212, Brooklyn Center, MN 55429
  • Refinance
  • New Construction

Why choose this provider?

All American Mortgage Lending, Inc., helps individuals and families in Brooklyn Park achieve their homeownership dreams. It implements niche mortgage programs such as down payment assistance, E-sign/no documentation options, and deferred payment loans. In addition, the company assists homebuyers coming from different credit backgrounds, mortgage borrowers planning to refinance, and clients buying their first homes. It was established by CEO Kayode Ologunde in 2003. Ologunde holds a degree with majors in Finance, Marketing, and Economics.

License Verified:

License: 393095

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1071 NE County Highway 10, Minneapolis, MN 55432
  • Refinance

Why choose this provider?

Berins Mortgage Company has more than 25 years of experience in the mobile home and manufactured housing industries. Its brokers help buyers and current homeowners in and around Brooklyn Park secure a loan program from various lending sources. Some of the mortgage products available are FHA or VA, purchase, refinance, conventional, and debt consolidation loans. The specialists spend time listening to borrowers' needs and support them through the entire procedure, from completing loan requirements to closing.

License Verified:

License: 396136

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.