Best Mortgage Refinance Companies in Bloomington

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Edina Realty Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Edina Realty Mortgage

6800 France Ave S Ste 655, Edina, MN 55435
Visit WebsiteWebsite
  • New Construction

Business Description

Edina Realty Mortgage is a full-service banker delivering refinancing solutions to homeowners in the Bloomington area. Its mortgage consultants guide borrowers in making major refinancing decisions to secure lower rates, change loan terms, or cash out. By comparing options and providing financial strategies, they help clients who have preliminary approval and are seeking a second opinion. The company was established in 1983 and has a multi-state reach extending to Wisconsin, South Dakota, Michigan, and North Dakota.

License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kristi Piatz logo
Visit WebsiteWebsite

License Verified:

License: 452537

Nationwide Multistate Licensing System and Registry

Kristi Piatz

13963 W Preserve Blvd, Suite 200, Burnsville, MN 55337
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

Kristi Piatz is a mortgage loan officer serving Bloomington. She has been in the industry since 2002 and works under Summit Mortgage Corporation, helping people refinance or purchase their first or third homes, vacation houses, and investment properties. Her refinancing options help borrowers lower their interest rates and remove PMI from their FHA loans. She also offers cash-out refinance options that allow customers to combine a first and second mortgage, perform home improvements, and pay off tax liens.

License Verified:

License: 452537

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leslie Vanderwerf logo
Visit WebsiteWebsite

License Verified:

License: 335509

Nationwide Multistate Licensing System and Registry

Leslie Vanderwerf

7760 France Ave. S, Suite 1010, Bloomington, MN 55435
Visit WebsiteWebsite
  • New Construction

Business Description

For over 25 years, Leslie Vanderwerf has been in the home financing business serving homebuyers and borrowers in Bloomington. She represents Cross County Mortgage, which is licensed in 50 states, as a senior loan officer in presenting purchase and refinancing solutions that fit clients' goals and circumstances. She assists individuals needing reduced interest rates, shortened terms, consolidated debts, and extra cash for college tuition and other emergencies. Vanderwerf offers conventional, VA’s interest rate reduction, FHA 203K, USDA Rural, and streamline refinance loans.

License Verified:

License: 335509

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (703)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Luminate Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 150953

Nationwide Multistate Licensing System and Registry

Luminate Home Loans

2523 S. Wayzata Blvd. Ste 200, Minneapolis, MN 55405
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Luminate Home Loans caters to clients in Bloomington and the surrounding areas. It helps individuals and families who want to maximize their monthly savings by getting a refinance loan. This permits homeowners to adjust term length and interest rates, consolidate loans, and cash out equity for home improvement needs. The company's mortgage specialists assist clients in determining their loan eligibility and give advice on whether refinancing is appropriate for their particular circumstances. Luminate Home Loans has been in operation since 1998.

License Verified:

License: 150953

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (225)
Facebook
4.5 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MinnTrust Mortgage, LLC logo
Visit WebsiteWebsite

License Verified:

License: 1481553

Nationwide Multistate Licensing System and Registry

MinnTrust Mortgage, LLC

8120 Penn Ave S, Bloomington, MN 55431
Visit WebsiteWebsite
  • New Construction

Business Description

MinnTrust Mortgage, LLC works with Bloomington homeowners to refinance their mortgages. It aims to meet a variety of refinancing objectives, such as switching from an ARM to an FRM, shortening loan terms, and lowering interest rates. Its loan officers also assist customers looking for home equity and reverse mortgage loans. They assess the homeowner's situation and advise them on suitable options, allowing them to choose a new mortgage. In addition, MinnTrust Mortgage provides home and commercial purchase loans, including construction, Jumbo, FHA, and VA loans.

License Verified:

License: 1481553

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quintin Jacobson logo
Visit WebsiteWebsite

License Verified:

License: 452471

Nationwide Multistate Licensing System and Registry

Quintin Jacobson

434 Hale Avenue Suite 100, Oakdale, MN 55128
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Quintin Jacobson is a loan officer who serves individuals and families in and around Bloomington. He helps homeowners and investors refinance their loans to obtain better terms and interest rates. He also caters to first-time buyers who need assistance in filing loan applications. The professional processes different types of mortgage products, such as fixed-rate and adjustable-rate, jumbo, USDA, FHA, VA, and DPA loans. Jacobson has been in the mortgage services industry for more than 25 years.

License Verified:

License: 452471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.8 / 5 (312)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS