Best Mortgage Refinance Companies in Bloomington

Edina Realty Mortgage is a full-service banker delivering refinancing solutions to homeowners in the Bloomington area. Its mortgage consultants guide borrowers in making major refinancing decisions to secure lower rates, change loan terms, or cash out. By comparing options and providing financial strategies, they help clients who have preliminary approval and are seeking a second opinion. The company was established in 1983 and has a multi-state reach extending to Wisconsin, South Dakota, Michigan, and North Dakota.

Kristi Piatz is a mortgage loan officer serving Bloomington. She has been in the industry since 2002 and works under Summit Mortgage Corporation, helping people refinance or purchase their first or third homes, vacation houses, and investment properties. Her refinancing options help borrowers lower their interest rates and remove PMI from their FHA loans. She also offers cash-out refinance options that allow customers to combine a first and second mortgage, perform home improvements, and pay off tax liens.

For over 25 years, Leslie Vanderwerf has been in the home financing business serving homebuyers and borrowers in Bloomington. She represents Cross County Mortgage, which is licensed in 50 states, as a senior loan officer in presenting purchase and refinancing solutions that fit clients' goals and circumstances. She assists individuals needing reduced interest rates, shortened terms, consolidated debts, and extra cash for college tuition and other emergencies. Vanderwerf offers conventional, VA’s interest rate reduction, FHA 203K, USDA Rural, and streamline refinance loans.

Luminate Home Loans caters to clients in Bloomington and the surrounding areas. It helps individuals and families who want to maximize their monthly savings by getting a refinance loan. This permits homeowners to adjust term length and interest rates, consolidate loans, and cash out equity for home improvement needs. The company's mortgage specialists assist clients in determining their loan eligibility and give advice on whether refinancing is appropriate for their particular circumstances. Luminate Home Loans has been in operation since 1998.

MinnTrust Mortgage, LLC works with Bloomington homeowners to refinance their mortgages. It aims to meet a variety of refinancing objectives, such as switching from an ARM to an FRM, shortening loan terms, and lowering interest rates. Its loan officers also assist customers looking for home equity and reverse mortgage loans. They assess the homeowner's situation and advise them on suitable options, allowing them to choose a new mortgage. In addition, MinnTrust Mortgage provides home and commercial purchase loans, including construction, Jumbo, FHA, and VA loans.

Quintin Jacobson is a loan officer who serves individuals and families in and around Bloomington. He helps homeowners and investors refinance their loans to obtain better terms and interest rates. He also caters to first-time buyers who need assistance in filing loan applications. The professional processes different types of mortgage products, such as fixed-rate and adjustable-rate, jumbo, USDA, FHA, VA, and DPA loans. Jacobson has been in the mortgage services industry for more than 25 years.

The Dream Team serves clients in Bloomington who need to fund home purchases or refinance existing obligations. The team has conventional and FHA-backed options for homebuyers who have decent or suboptimal credit scores. It has refinancing processes that convert pre-existing obligations into less burdensome forms. The crew operates under the Supreme Lending banner and delivers the latter's RefiNow! program aimed at low-income borrowers. The Dream Team has more than 15 years of combined lending sector experience.