Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Bloomington

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bloomington Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1630Reviewed

981Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
33 10th Avenue South, Hopkins, MN 55343
  • Individual Plans
  • Life Insurance

Why choose this provider?

Ideal Insurance Agency, Inc., is a health insurance provider that has been serving the Bloomington area for over 20 years. As an independent agency, it works with multiple carriers to give its clients customized health plans that include medical benefits, prescription drug coverage, and financial services. It also offers a wide range of other personal and commercial lines of insurance. The company's founder is a second-generation agent who took after his father, one of the founding members of Advance Insurance Agency in 1981.

License Verified:

License: 40273615

The Minnesota Department Of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6519 Nicollet Avenue, Minneapolis, MN 55423
  • Life Insurance

Why choose this provider?

Cassie Sanetra is a State Farm insurance agent who caters to the insurance needs of individuals, employees, and small businesses in Bloomington. Serving for more than 14 years, her team offers help in health and life insurance as well as banking services. They also extend assistance in insurance policies for workers' compensation, commercial vehicles, and professional liabilities. Additionally, Cassie donates a portion of her profits to support the community efforts of The Spread Sunshine Gang.

License Verified:

License: 40179721

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1422 West Lake Street, Minneapolis, MN 55408
  • Individual Plans
  • Life Insurance

Why choose this provider?

Steph Swanson is a Bloomington State Farm agent providing health insurance services to clients around the area. She helps in identifying the right insurance policies that fit the clients' medical needs. These include long-term and short-term disabilities, supplemental health, individual medical, and Medicare Supplement health plans. Steph has been a State Farm agent since she graduated from college and has Spanish and Triginya speaking colleagues in the agency. She supports immigrants, LGBTQ, and BIPOC communities.

License Verified:

License: 40692328

The Minnesota Department Of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9448 Lyndale Avenue South, Bloomington, MN 55420
  • Life Insurance

Why choose this provider?

Kevin Bohlig offers State Farm health insurance products to clients in Bloomington and the surrounding areas. He helps plan clients' health insurance by providing different types of policies, such as individual medical, Medicare Supplement, and supplemental health. These products cover clients' medical expenses, including transportation, childcare, private duty nurse, emergency rooms, and outpatient surgeries. Kevin has been working at State Farm for more than 32 years and has received awards such as Presidents Club, Chairman's Circle, and SVP Club.

License Verified:

License: 19377

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (65)
Facebook
1.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8623 Eagle Point Boulevard, Lake Elmo, MN 55042
  • Health Insurance
  • Life Insurance

Why choose this provider?

Sailer Benefit Services, Inc., carries health coverage plans for employees in Bloomington. Running for over 20 years, the agency also guides clients in retirement options, insurance coverage, personal growth and income, and work-life balance. It is associated with the Professional Resource Group, where members consult each other regarding trends in the benefits marketplace. Co-owner Gregory S. Sailer has acted as president of the Minnesota Association of Health Underwriters in the past. He has provided support in the Minnesota Children’s Hospital and Shriners Hospital for Children.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5006 Lyndale Avenue South, Minneapolis, MN 55419
  • Life Insurance

Why choose this provider?

Capital Benefits Group is an independent health insurance agency that has been serving individuals and employers in Bloomington and the Twin Cities area since 1998. It offers specific coverages like dental, disability, critical illness, and vision insurance. It also specializes in providing ancillary benefits, as well as individual and group life insurance plans. The agency sources its products from multiple carriers, including Pivot Health, TruAssure, and Equitable. Clients can easily vet these carriers through the agency's web systems.

License Verified:

License: 15177041

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6500 City West Pkwy Ste 100, Eden Prairie, MN 55344
  • Life Insurance

Why choose this provider?

Horizon Agency, Inc., is a health insurance provider that serves clients in Bloomington and neighboring communities. Established in 1974, the company is an independent agency that sources its insurance products from over 60 carriers. Some of its specialty products include student health insurance and senior living insurance. Its managing partners are Lawrence L. Kitts, a former president of the Minnesota chapter of the National Association of Insurance and Financial Advisors; Dan Scattarella, a three-time agent-of-the-year awardee; and Jake Hoeschler, an outdoor sports insurance specialist.

License Verified:

License: 373533

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
539 Bielenberg Drive, Woodbury, MN 55125
  • Life Insurance
  • Health Insurance

Why choose this provider?

National Insurance Brokers is a full-service agency that provides health insurance plans for clients in Bloomington. It interviews each client to learn their background information, such as family history and hobbies, to recommend suitable policies for both individuals and groups. The company also presents additional coverages for dental, vision, and disability. Furthermore, it offers medicare and supplement plans for co-insurance costs like hospital stays and ambulance charges. National Insurance Brokers' other insurance services include health insurance, medicare insurance, homeowners insurance, and automobile insurance.

License Verified:

License: 20032721

The Minnesota Department Of Commerce Licensing Unit

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there a health insurance program available for Bloomington residents experiencing financial constraints?

    Medical Assistance in Bloomington provides health coverage to low-income residents. Recipients may choose from local health plans, but some receive care on a fee-for-service basis, with practitioners billing the state. It caters to a variety of groups, including families, seniors, and the disabled. While covering various treatments such as doctor consultations and hospitalizations, certain services may require prior authorization. Costs vary; some members may be charged copays or deductibles.

  • Is it mandatory for Bloomington residents to have health insurance as per state and federal laws?

    The Affordable Care Act requires Bloomington residents to have health insurance, but residents are not required to have any type of health insurance. Individuals should declare their insurance status on federal tax returns, but there is no financial penalty for not having coverage. Despite the fact that some states have implemented health insurance mandates, Minnesota has not.

  • How can Bloomington residents manage Obamacare costs, and will smoking be a big factor in determining the premium?

    Bloomington residents can reduce Obamacare costs through tax credits for lower monthly premiums, lower annual out-of-pocket expenses, or eligibility for Medicaid or the Children's Health Insurance Program. Notably, those who use tobacco may face a 50% increase in premiums, with an average of 20%, and subsidies will not cover the tobacco-related surcharge.

  • If a Bloomington worker struggles to afford employer-based health insurance, can they seek coverage through MNsure?

    Yes, Bloomington residents can use MNsure to explore their options even if they have employer-based insurance. The possibility of financial assistance is determined by the cost of their work-based plan and their MNsure eligibility. It is critical to understand that switching to a private plan through MNsure outside of the set enrollment period is not possible unless specific circumstances allow for an exception.

  • Can Bloomington residents receive a tax credit for plans acquired outside MNsure?

    No, only through MNsure can Bloomington residents obtain financial benefits such as federal tax credits or reductions. Plans purchased outside of MNsure do not allow them to take advantage of the benefits provided by the MinnesotaCare or Medical Assistance programs. To maximize their financial assistance opportunities, residents must enroll through MNsure.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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