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Best Life Insurance Companies in Wyoming

2024

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Providers

Last updated:

Website
South Division Avenue, Grand Rapids, MI 49503
  • Life Insurance

Why choose this provider?

Warsen Insurance is a family-owned independent agency that provides life insurance policies to clients in and around Wyoming. It also offers other personal insurance products, including homeowners', auto, long-term care, disability, and motorcycle insurance. The company also covers commercial insurance options such as general liability, workers' compensation, and property. Warsen Insurance has been serving clients since 1949. It is an independent agency that represents various insurance carriers, including Michigan Insurance Company and Progressive.

License Verified:

License: 959350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2890 Wilson Avenue Southwest, Wyoming, MI 49418
  • Life Insurance

Why choose this provider?

PCE Insurance Agency, LLC is a life insurance firm that serves clients in Wyoming and nearby areas. The agency provides a variety of life insurance options including whole, term, and universal. Aside from life insurance, it also offers plans for business owners, homes, and health. PCE Insurance Agency has been providing insurance solutions to the company since 2009. To give back to the community, the firm consistently supports local organizations like the Grandville Walker Foundation.

License Verified:

License: 13569237

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4215 Division Avenue South, Grand Rapids, MI 49548
  • Life Insurance

Why choose this provider?

N&C Insurance Agency, LLC, is a life insurance services provider that serves Wyoming. It is run by AAA insurance agent Thu Nguyen, who operates out of Grand Rapids. She helps clients by analyzing their life insurance needs and finding a policy that will provide for their families in the event of their death. Different types of coverages are available, such as term, whole, and universal life insurance. The other insurance products she offers include auto, homeowners', and umbrella insurance.

License Verified:

License: 17787055

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5234 Plainfield Avenue, Grand Rapids, MI 49525
  • Life Insurance

Why choose this provider?

Insurance Advantage, a family-owned agency founded 25 years ago, has been giving extensive insurance solutions in Wyoming and surrounding areas in Grand Rapids, where it is located. The firm is offering interested clients insurance coverage like life insurance, automobile insurance, homeowners' insurance, pet insurance, and business insurance. Insurance Advantage works in partnership with insurance carriers like The Hanover Insurance Group, Foremost Insurance Group, The Cincinnati Insurance Companies, Priority Health, and Wolverine Mutual Insurance Company.

License Verified:

License: 3414608

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (118)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
26 North Church Street, Zeeland, MI 49464
  • Life Insurance

Why choose this provider?

Ottawa Insurance Agency is a Zeeland-based company that provides services to businesses and individuals in the Wyoming metro. It assists clients in ensuring the financial security of their families by providing life insurance plans. These insurance plans include whole, term, universal, long-term care, and disability income coverages. Additionally, the local insurance agents from the company offer homeowners', auto, farm, and business insurance. Ottawa Insurance Agency works with different insurance carriers to create personalized coverages suited to the clients' specific needs.

License Verified:

License: 2894548

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1345 Monroe Avenue Northwest, Grand Rapids, MI 49505
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

West Michigan Insurance, Inc., is an independent agency that serves Wyoming and other neighboring metros. It handles multiple insurance products and works with several partner carriers. The agency helps its clients acquire the right term and whole life insurance that suits their coverage needs and financial goals. It also conducts a comprehensive analysis to determine the right amount of coverage that will protect its clients' dependents. In addition, it handles homeowners', condo, renters', and specialty dwelling insurance.

License Verified:

License: 0007828

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (111)
Facebook
4.0 / 5 (21)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 East Beltline Avenue Northeast, Grand Rapids, MI 49525
  • Life Insurance
  • Health Insurance

Why choose this provider?

Blackwell Insurance Services is an agency that provides insurance solutions for individuals, families, and businesses in Wyoming, Grand Rapids, and nearby areas. Wayne Blackwell, the founder of Blackwell Insurance Services, started the agency 20 years ago. Blackwell holds the Chartered Property Casualty Underwriter designation. Blackwell and his team of insurance agents offer different life insurance plans, including term, group, individual guaranteed issue for groups, return of premium, and whole life plans. Other products are business, health, personal, bonding, and annuities.

License Verified:

License: 3414646

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 3 Mile Road Northwest, Grand Rapids, MI 49544
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rant Insurance Group has been delivering customized solutions since 1905. It consists of agents who are equipped with industry-standard technology to address the insurable needs in Wyoming. These agents provide individuals and families with financial security through life insurance policies. It also attends to other personal needs by offering coverage options, such as health, home, auto, recreational vehicle, and personal umbrella insurance. Moreover, this full-line independent agency partners with companies, such as American Modern Insurance Group and Nationwide Independent.

License Verified:

License: 18541708

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 East Washington Street, Greenville, MI 48838
  • Life Insurance
  • Health Insurance

Why choose this provider?

Frank Nerychel is an insurance agent that provides life insurance policies to clients in Wyoming and the surrounding areas. He offers other insurance plans such as business, health, property, automobile, and pet. He also assists in managing other financial obligations with his banking, mutual funds, and annuities solutions. Frank Nerychel has been leading a team through State Farm for over eight years. His team is involved in the community through IM Kids 3rd Meal and The Greenville Chamber of Commerce.

License Verified:

License: 16795371

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6983 Division Avenue South, Grand Rapids, MI 49548
  • Life Insurance

Why choose this provider?

Dan Charles Agency Inc. is an independent insurance agency that provides services for clients in Wyoming. Established in 1982, this family-owned business has grown from a small agency into a company serving West Michigan and its surrounding areas. Throughout the decades, it has partnered with a select group of insurance carriers, allowing its loan specialists and clients to explore and choose from a wider range of personal, commercial, health, and life insurance products. Its founder Dan Charles, Sr., has over three decades of insurance experience.

License Verified:

License: 0019702

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
85 Campau Avenue Northwest, Grand Rapids, MI 49503
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hylant is a family-owned insurance firm that has been in business for more than 85 years. It caters to clients located in Wyoming and the surrounding areas. The experts in the firm aim to develop personalized life insurance plans that will fit each client's needs and requirements. They also guide and protect the customers in making decisions related to insurance and risk management. In addition, it handles other services, such as risk specialty, employee benefits, health, and wellness benefits insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
127 South Lafayette Street, Greenville, MI 48838
  • Life Insurance

Why choose this provider?

C.J. Nye Insurance Agency, Inc. is an independent insurance agency serving the residents of Wyoming. It offers life insurance coverage with term life and universal options for individuals and families. The agency has been providing its services since 1932 which also include auto, ATV / UTV, business, boat & RV, and homeowners insurance. C.J. Nye Insurance Agency assists clients in finding an insurance policy that fits their requirements and carries brands like Frankenmuth Insurance, Progressive, and Foremost Insurance Group.

License Verified:

License: 959535

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2025 East Beltline Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance

Why choose this provider?

America Group Wealth Management is an independent wealth management firm that offers life insurance policies and financial planning to individuals, families, and small businesses in Wyoming and the surrounding areas. The firm also offers long-term care insurance and handles financial planning policies, such as retirement, estate, and profit-sharing plans. Founder Randy Koenes has been in the financial services industry for over 26 years. He earned an MBA in finance and is a Certified Financial Planner.

License Verified:

License: 960674

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9359 Cherry Valley Avenue, Caledonia, MI 49316
  • Life Insurance

Why choose this provider?

Serving Wyoming, DeVries of Caledonia Insurance Agency is an independent agency providing an array of insurance solutions to clients in the metro. It offers different types of life insurance products like term life insurance and permanent life insurance. The company also has other insurance options like homeowners insurance, renter’s insurance, personal auto insurance, and motorcycle insurance. Other services available include business or commercial insurance. DeVries of Caledonia Insurance Agency has been delivering insurance services since 1928.

License Verified:

License: 994639

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 367, Wayland, MI 49348
  • Life Insurance

Why choose this provider?

United Insurance Service is a family-owned and operated insurance agency that serves clients in Wyoming. It offers various types of life insurance policies, including term life insurance and universal life insurance that cover funeral expenses, bills, and lost income. It also offers other types of insurance products, such as car insurance, condominium insurance, and umbrella insurance. The agency represents several insurance carriers, including Hagerty, Safeco Insurance, and Progressive. It has been serving individuals, families, and businesses for more than 60 years.

License Verified:

License: 959842

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1235 Fuller Avenue Northeast, Grand Rapids, MI 49505
  • Life Insurance
  • Health Insurance

Why choose this provider?

Cody Ruple is a State Farm insurance agent who has been serving Wyoming and the surrounding communities since 2011. He offers term, whole, and universal life insurance coverage options to individuals and their families. Policies are also available for small businesses, which can be utilized for business continuation, key employees, employee benefits, and key employee incentives. Cody also provides auto, health, and property insurance. Moreover, his team specializes in handling mutual funds and annuities.

License Verified:

License: 9457380

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (37)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2735 Breton Road Southeast, Grand Rapids, MI 49546
  • Life Insurance

Why choose this provider?

FRNeuman Insurance is a full-service life insurance agency serving clients from Wyoming. The firm provides a variety of life insurance options such as term, whole, and universal. Insurance packages for homeowners and vehicles are also available. Founded by Frank R. Neuman, the company has been providing its services to the community since 1943. The company is presently led by his daughter and son-in-law, Julie Cornetet and Ron Cornetet. Ron has been in the industry since 1959, while Julie has been with FRNeuman Insurance since 1976.

License Verified:

License: 958616

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2025 East Beltline Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance
  • Health Insurance

Why choose this provider?

Frank Jude Fuss is an independent life insurance agent serving clients in Wyoming and the surrounding areas. He is an agent at My Policy Shop Insurance, catering to individuals and businesses and providing a full spectrum of life insurance coverage, such as term, whole, and universal life. Frank also specializes in health insurance, including dental, vision, long-term care, and Medicare plans. He also provides clients with retirement solutions. Furthermore, he represents various carriers, including Aetna, Cigna, and Priority Health.

License Verified:

License: 17396237

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What regulations regarding life insurance are there in Wyoming?

    Wyoming life insurance policies are governed by Act 218 of the Michigan Insurance Code. According to this code, policyholders should be given a 10-day free look period and a one-month grace period for any payments made after the first year. Furthermore, guarantees of up to $100,000 for lost cash surrender value and $300,000 for lost death benefits should be provided. Interest should begin to accumulate 60 days after proof of death.

  • What do you mean when you say that Wyoming life insurance policyholders have a free look period?

    A free look period allows Wyoming life insurance policyholders to return the coverage and receive a full refund of all premiums if they decide they no longer want it for any reason. This usually only lasts about 10 days. If the insured dies during that time, the death benefit will still be paid out. After that, premiums are non-refundable.

  • How are life insurance premiums determined in Wyoming?

    Some Wyoming life insurance products use the underwriting process, which evaluates the risks that the insured faces. The premiums may be affected by the type of life insurance policy chosen, such as term, whole life, or universal life. The amount of insurance coverage you want, as well as your age, gender, and risk category, can all affect the cost of insurance. Finally, those with hazardous occupations or hobbies, as well as those with a medical history, may face higher premiums.

  • Is there a way to locate a deceased family member's life insurance policy in Wyoming?

    Yes, there is. The Department of Insurance and Financial Services established the Life Insurance and Annuity Search Service to assist people in locating a deceased family member's life insurance policy in Wyoming and the rest of Michigan. DIFS will send requests to all Michigan-licensed life insurance and annuity companies at the beginning of each month. In turn, these businesses will be responsible for auditing their own records.

  • What factors should you consider when getting a life insurance in Wyoming?

    A variety of factors must be considered when determining how much life insurance coverage you need in Wyoming. Debt, funeral expenses, and other potential financial obligations should all be considered. Consider your income and the impact it would have on your family if you were to lose it. Lastly, you should carefully consider the type of policy you want.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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