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Best Life Insurance Companies in Wyoming

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2023
Laurels

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America Group Wealth Management logo
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License Verified:

License: 960674

Michigan Department of Insurance and Financial Services

America Group Wealth Management

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2025 East Beltline Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance

Business Description

America Group Wealth Management is an independent wealth management firm that offers life insurance policies and financial planning to individuals, families, and small businesses in Wyoming and the surrounding areas. The firm also offers long-term care insurance and handles financial planning policies, such as retirement, estate, and profit-sharing plans. Founder Randy Koenes has been in the financial services industry for over 26 years. He earned an MBA in finance and is a Certified Financial Planner.

License Verified:

License: 960674

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Blackwell Insurance Services logo
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License Verified:

License: 3414646

Michigan Department of Insurance and Financial Services

Blackwell Insurance Services

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1700 East Beltline Avenue Northeast, Grand Rapids, MI 49525
  • Life Insurance
  • Health Insurance

Business Description

Blackwell Insurance Services is an agency that provides insurance solutions for individuals, families, and businesses in Wyoming, Grand Rapids, and nearby areas. Wayne Blackwell, the founder of Blackwell Insurance Services, started the agency 20 years ago. Blackwell holds the Chartered Property Casualty Underwriter designation. Blackwell and his team of insurance agents offer different life insurance plans, including term, group, individual guaranteed issue for groups, return of premium, and whole life plans. Other products are business, health, personal, bonding, and annuities.

License Verified:

License: 3414646

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C.J. Nye Insurance Agency Inc logo

License Verified:

License: 959535

Michigan Department of Insurance and Financial Services

C.J. Nye Insurance Agency Inc

127 South Lafayette Street, Greenville, MI 48838
  • Life Insurance

Business Description

C.J. Nye Insurance Agency, Inc. is an independent insurance agency serving the residents of Wyoming. It offers life insurance coverage with term life and universal options for individuals and families. The agency has been providing its services since 1932 which also include auto, ATV / UTV, business, boat & RV, and homeowners insurance. C.J. Nye Insurance Agency assists clients in finding an insurance policy that fits their requirements and carries brands like Frankenmuth Insurance, Progressive, and Foremost Insurance Group.

License Verified:

License: 959535

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cody Ruple logo
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License Verified:

License: 9457380

Michigan Department of Insurance and Financial Services

Cody Ruple

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1235 Fuller Avenue Northeast, Grand Rapids, MI 49505
  • Life Insurance
  • Health Insurance

Business Description

Cody Ruple is a State Farm insurance agent who has been serving Wyoming and the surrounding communities since 2011. He offers term, whole, and universal life insurance coverage options to individuals and their families. Policies are also available for small businesses, which can be utilized for business continuation, key employees, employee benefits, and key employee incentives. Cody also provides auto, health, and property insurance. Moreover, his team specializes in handling mutual funds and annuities.

License Verified:

License: 9457380

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (37)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Dan Charles Agency Inc. logo
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License Verified:

License: 0019702

Michigan Department of Insurance and Financial Services

Dan Charles Agency Inc.

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6983 Division Avenue South, Grand Rapids, MI 49548
  • Life Insurance

Business Description

Dan Charles Agency Inc. is an independent insurance agency that provides services for clients in Wyoming. Established in 1982, this family-owned business has grown from a small agency into a company serving West Michigan and its surrounding areas. Throughout the decades, it has partnered with a select group of insurance carriers, allowing its loan specialists and clients to explore and choose from a wider range of personal, commercial, health, and life insurance products. Its founder Dan Charles, Sr., has over three decades of insurance experience.

License Verified:

License: 0019702

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeVries of Caledonia Insurance Agency logo
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License Verified:

License: 994639

Michigan Department of Insurance and Financial Services

DeVries of Caledonia Insurance Agency

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9359 Cherry Valley Avenue, Caledonia, MI 49316
  • Life Insurance

Business Description

Serving Wyoming, DeVries of Caledonia Insurance Agency is an independent agency providing an array of insurance solutions to clients in the metro. It offers different types of life insurance products like term life insurance and permanent life insurance. The company also has other insurance options like homeowners insurance, renter’s insurance, personal auto insurance, and motorcycle insurance. Other services available include business or commercial insurance. DeVries of Caledonia Insurance Agency has been delivering insurance services since 1928.

License Verified:

License: 994639

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frank Jude Fuss logo

License Verified:

License: 17396237

Michigan Department of Insurance and Financial Services

Frank Jude Fuss

2025 East Beltline Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance
  • Health Insurance

Business Description

Frank Jude Fuss is an independent life insurance agent serving clients in Wyoming and the surrounding areas. He is an agent at My Policy Shop Insurance, catering to individuals and businesses and providing a full spectrum of life insurance coverage, such as term, whole, and universal life. Frank also specializes in health insurance, including dental, vision, long-term care, and Medicare plans. He also provides clients with retirement solutions. Furthermore, he represents various carriers, including Aetna, Cigna, and Priority Health.

License Verified:

License: 17396237

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frank Nerychel logo
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License Verified:

License: 16795371

Michigan Department of Insurance and Financial Services

Frank Nerychel

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120 East Washington Street, Greenville, MI 48838
  • Life Insurance
  • Health Insurance

Business Description

Frank Nerychel is an insurance agent that provides life insurance policies to clients in Wyoming and the surrounding areas. He offers other insurance plans such as business, health, property, automobile, and pet. He also assists in managing other financial obligations with his banking, mutual funds, and annuities solutions. Frank Nerychel has been leading a team through State Farm for over eight years. His team is involved in the community through IM Kids 3rd Meal and The Greenville Chamber of Commerce.

License Verified:

License: 16795371

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FRNeuman Insurance logo

License Verified:

License: 958616

Michigan Department of Insurance and Financial Services

FRNeuman Insurance

2735 Breton Road Southeast, Grand Rapids, MI 49546
  • Life Insurance

Business Description

FRNeuman Insurance is a full-service life insurance agency serving clients from Wyoming. The firm provides a variety of life insurance options such as term, whole, and universal. Insurance packages for homeowners and vehicles are also available. Founded by Frank R. Neuman, the company has been providing its services to the community since 1943. The company is presently led by his daughter and son-in-law, Julie Cornetet and Ron Cornetet. Ron has been in the industry since 1959, while Julie has been with FRNeuman Insurance since 1976.

License Verified:

License: 958616

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hylant logo
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Hylant

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85 Campau Avenue Northwest, Grand Rapids, MI 49503
  • Life Insurance
  • Health Insurance

Business Description

Hylant is a family-owned insurance firm that has been in business for more than 85 years. It caters to clients located in Wyoming and the surrounding areas. The experts in the firm aim to develop personalized life insurance plans that will fit each client's needs and requirements. They also guide and protect the customers in making decisions related to insurance and risk management. In addition, it handles other services, such as risk specialty, employee benefits, health, and wellness benefits insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Insurance Advantage logo
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License Verified:

License: 3414608

Michigan Department of Insurance and Financial Services

Insurance Advantage

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5234 Plainfield Avenue, Grand Rapids, MI 49525
  • Life Insurance

Business Description

Insurance Advantage, a family-owned agency founded 25 years ago, has been giving extensive insurance solutions in Wyoming and surrounding areas in Grand Rapids, where it is located. The firm is offering interested clients insurance coverage like life insurance, automobile insurance, homeowners' insurance, pet insurance, and business insurance. Insurance Advantage works in partnership with insurance carriers like The Hanover Insurance Group, Foremost Insurance Group, The Cincinnati Insurance Companies, Priority Health, and Wolverine Mutual Insurance Company.

License Verified:

License: 3414608

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (118)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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N&C Insurance Agency, LLC logo
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License Verified:

License: 17787055

Michigan Department of Insurance and Financial Services

N&C Insurance Agency, LLC

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4215 Division Avenue South, Grand Rapids, MI 49548
  • Life Insurance

Business Description

N&C Insurance Agency, LLC, is a life insurance services provider that serves Wyoming. It is run by AAA insurance agent Thu Nguyen, who operates out of Grand Rapids. She helps clients by analyzing their life insurance needs and finding a policy that will provide for their families in the event of their death. Different types of coverages are available, such as term, whole, and universal life insurance. The other insurance products she offers include auto, homeowners', and umbrella insurance.

License Verified:

License: 17787055

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ottawa Insurance Agency logo

License Verified:

License: 2894548

Michigan Department of Insurance and Financial Services

Ottawa Insurance Agency

26 North Church Street, Zeeland, MI 49464
  • Life Insurance

Business Description

Ottawa Insurance Agency is a Zeeland-based company that provides services to businesses and individuals in the Wyoming metro. It assists clients in ensuring the financial security of their families by providing life insurance plans. These insurance plans include whole, term, universal, long-term care, and disability income coverages. Additionally, the local insurance agents from the company offer homeowners', auto, farm, and business insurance. Ottawa Insurance Agency works with different insurance carriers to create personalized coverages suited to the clients' specific needs.

License Verified:

License: 2894548

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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PCE Insurance Agency logo
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License Verified:

License: 13569237

Michigan Department of Insurance and Financial Services

PCE Insurance Agency

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2890 Wilson Avenue Southwest, Wyoming, MI 49418
  • Life Insurance

Business Description

PCE Insurance Agency, LLC is a life insurance firm that serves clients in Wyoming and nearby areas. The agency provides a variety of life insurance options including whole, term, and universal. Aside from life insurance, it also offers plans for business owners, homes, and health. PCE Insurance Agency has been providing insurance solutions to the company since 2009. To give back to the community, the firm consistently supports local organizations like the Grandville Walker Foundation.

License Verified:

License: 13569237

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rant Insurance Group logo

License Verified:

License: 18541708

Michigan Department of Insurance and Financial Services

Rant Insurance Group

720 3 Mile Road Northwest, Grand Rapids, MI 49544
  • Life Insurance
  • Health Insurance

Business Description

Rant Insurance Group has been delivering customized solutions since 1905. It consists of agents who are equipped with industry-standard technology to address the insurable needs in Wyoming. These agents provide individuals and families with financial security through life insurance policies. It also attends to other personal needs by offering coverage options, such as health, home, auto, recreational vehicle, and personal umbrella insurance. Moreover, this full-line independent agency partners with companies, such as American Modern Insurance Group and Nationwide Independent.

License Verified:

License: 18541708

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Insurance Service logo
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License Verified:

License: 959842

Michigan Department of Insurance and Financial Services

United Insurance Service

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PO Box 367, Wayland, MI 49348
  • Life Insurance

Business Description

United Insurance Service is a family-owned and operated insurance agency that serves clients in Wyoming. It offers various types of life insurance policies, including term life insurance and universal life insurance that cover funeral expenses, bills, and lost income. It also offers other types of insurance products, such as car insurance, condominium insurance, and umbrella insurance. The agency represents several insurance carriers, including Hagerty, Safeco Insurance, and Progressive. It has been serving individuals, families, and businesses for more than 60 years.

License Verified:

License: 959842

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Warsen Insurance logo
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License Verified:

License: 959350

Michigan Department of Insurance and Financial Services

Warsen Insurance

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South Division Avenue, Grand Rapids, MI 49503
  • Life Insurance

Business Description

Warsen Insurance is a family-owned independent agency that provides life insurance policies to clients in and around Wyoming. It also offers other personal insurance products, including homeowners', auto, long-term care, disability, and motorcycle insurance. The company also covers commercial insurance options such as general liability, workers' compensation, and property. Warsen Insurance has been serving clients since 1949. It is an independent agency that represents various insurance carriers, including Michigan Insurance Company and Progressive.

License Verified:

License: 959350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Michigan Insurance Inc logo
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License Verified:

License: 0007828

Michigan Department of Insurance and Financial Services

West Michigan Insurance Inc

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1345 Monroe Avenue Northwest, Grand Rapids, MI 49505
  • Life Insurance
  • Term Life Insurance

Business Description

West Michigan Insurance, Inc., is an independent agency that serves Wyoming and other neighboring metros. It handles multiple insurance products and works with several partner carriers. The agency helps its clients acquire the right term and whole life insurance that suits their coverage needs and financial goals. It also conducts a comprehensive analysis to determine the right amount of coverage that will protect its clients' dependents. In addition, it handles homeowners', condo, renters', and specialty dwelling insurance.

License Verified:

License: 0007828

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (111)
Facebook
4.0 / 5 (21)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.