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Best Homeowners Insurance Agencies in Wyoming

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Booth Hilaski Grevenstuk Insurance logo
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Booth Hilaski Grevenstuk Insurance

1743 142nd Avenue, Dorr, MI 49323
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  • Personal Property Insurance

Business Description

Booth Hilaski Grevenstuk Insurance is active in the Wyoming metro area and sells homeowners insurance policies to cover repair or replacement costs. Its policies can cover the costs of repairing and replacing dwellings, covering personal liability if guests are hurt on the grounds, and making medical payments for said guests. Booth Hilaski Grevenstuk Insurance advises clients on their available coverage options and helps them to select policy options that provide adequate protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Compass Insurance Agency logo
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Compass Insurance Agency

280 Ann Street Northwest, Grand Rapids, MI 49504
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  • Personal Property Insurance

Business Description

Compass Insurance Agency is an independent agency that consults clients and provides them with services for homeowners insurance needs. Its agents assess properties and give clients realistic estimates of insurance costs and available coverage options. This agency is affiliated with over 20 insurance carriers and offers clients a wide range of options to protect their properties. Available policies can cover the replacement costs of physical structures, pay for any damaged personal items, and cover any legal liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dan Charles Agency logo
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Dan Charles Agency

6983 Division Avenue South, Grand Rapids, MI 49548
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  • Renter's Insurance
  • Fire

Business Description

Dan Charles Agency serves the Wyoming metro area and offers homeowners insurance products. It advises clients on their insurance options and helps them to shop for policies that can completely cover their financial liabilities. Policies are available to cover living expenses associated with sudden displacement or homelessness, pay for liabilities related to guest injuries, and protect clients in case they become victims of identity theft. Dan Charles Agency also sells life and health insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Smith - State Farm Insurance Agent logo
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David Smith - State Farm Insurance Agent

7125 Kraft Avenue Southeast, Caledonia, MI 49316
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  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Business Description

David Smith, State Farm Insurance Agent, provides homeowners insurance services to clients in the Wyoming metro area. Mr. Smith and his team help clients by answering questions they have about insurance policies and offering them a variety of policy options to protect vulnerable aspects of their properties. David Smith, State Farm Insurance Agent, also sells policies for condo insurance as well as renters insurance. Small business insurance services are available as well.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeLago & Associates logo
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DeLago & Associates

1160 36th Street Southwest, Wyoming, MI 49509
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

DeLago & Associates is an independent insurance agency serving clients located in Wyoming. It provides homeowners with peace of mind and financial security by offering insurance policies to protect their homes against accidents or disasters. Policies can protect against liabilities, property damage, and personal belonging damage or loss. Homeowners' insurance may also include medical expenses and temporary living expenses. DeLago & Associates gives clients the power to choose their policies from many insurance carriers, including The Hanover Insurance Group, The Main Street America Group, Safeco Insurance, American Modern, and Bristol West Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hylant logo
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Hylant

85 Campau Avenue Northwest, Grand Rapids, MI 49503
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Hylant is a homeowners insurance company near Wyoming that helps clients to look for and purchase homeowners insurance policies. It offers a complete assortment of services, including assessment services to provides clients with quotes from trusted carriers. It offers complete services for homeowners insurance to help clients select and purchase policies that cover the replacement costs of dwellings and personal property. Hylant also assists people with coverage for personal liability as well as any medical or living expenses related to displacement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
McClanahan Insurance Agency - Meemic Insurance Agent logo
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McClanahan Insurance Agency - Meemic Insurance Agent

2663 44th Street Southwest, Wyoming, MI 49519
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

McClanahan Insurance Agency - Meemic Insurance Agent is an insurance agency in Wyoming that specializes in home and auto insurance solutions. The firm provides clients options for protecting their homes via insurance plans that cover dwellings, liability, personal properties, as well as scheduled personal properties. Its comprehensive plans also cover replacement costs for lost or damaged personal properties, work-from-home equipment, and perishable (refrigerated) goods, as well as educator liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Precision Insurance Agency logo
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Precision Insurance Agency

1565 Burton Street Southwest, Wyoming, MI 49509
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  • Multiple Policy Types

Business Description

Precision Insurance Agency is a Wyoming-based firm that offers commercial and personal insurance products. This company maintains partnerships with several insurance providers to help homeowners choose appropriate insurance plans from multiple insurance quotes. Its insurance professionals seek to understand clients' needs and assist in selecting applicable coverage options. This coverage includes named perils, liability exposures, physical losses, and additional living expenses for a temporary loss of use. Homeowners also receive guidance on replacement and actual cash values in damaged property compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stedman Insurance Agency Inc. logo
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Stedman Insurance Agency Inc.

508 28th Street Southwest, Grand Rapids, MI 49509
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  • Multiple Policy Types

Business Description

Stedman Insurance Agency Inc. is an independently-owned local agency servicing Wyoming and nearby communities. It offers homeowners' insurance that guarantees the repair and replacement of a property and its owner's belongings. The policy serves all individuals living in a house, apartment, or condominium. Stedman Insurance Agency partners with different insurance carriers to find the best coverages depending on the client's needs. It prides itself on having strong ties with the community. The agency also offers auto, recreation, life and health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (133)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thornapple Insurance Agency logo
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Thornapple Insurance Agency

6157 28th Street Southeast, Grand Rapids, MI 49546
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Thornapple Insurance Agency provides information and guidance to clients interested in purchasing homeowners insurance. This agency offers complete coverage for property and liabilities and assesses each client's circumstances to advise them on their best options. It also provides an assortment of price offers from affiliated insurance carriers. It's experienced at insuring single-family homes, apartments, condominiums, and townhouses. Thornapple Insurance Agency offers landlords insurance and renters insurance products too. Car insurance is available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Insurance Service logo
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United Insurance Service

9830 100th Street Southeast, Alto, MI 49302
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

United Insurance Service is active in the Wyoming metro area and assists clients with a multitude of needs. It helps people to purchase homeowners insurance policies and guides them through the process while explaining policy options. Clients can insure personal property along with high-value items such as collectibles and artworks. United Insurance Service also communicates with clients when they need to file claims and acts as a liaison for policy questions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Warsen Insurance logo
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Warsen Insurance

6700 Division Avenue South, Grand Rapids, MI 49548
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  • Multiple Policy Types

Business Description

Warsen Insurance is an independent insurance agency that serves homeowners in Wyoming and other areas near Grand Rapids. Its main insurance products include homeowners insurance, which provides comprehensive protection for the policyholder's home and all of its contents. Warsen Insurance is a fourth-generation family-owned business that has been in operation since 1949. Some of its partner insurance providers include Grand River Insurance, Citizen Property Insurance Corporation, Progressive, and the Michigan Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (40)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs