Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Wyoming

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wyoming Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

38Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2305 East Paris Ave SE, Suite 201, Grand Rapids, MI 49546
WebsiteLicense: 9517979

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Review Sources

Facebook
4.1 (14)

Why choose this provider?

Buchanan Insurance has over five decades of experience in providing the insurance needs of clients in the Grand Rapids and Wyoming areas. The agency's auto insurance policy offers property, liability, and collision coverage for both experienced and teenage drivers. Among the providers the agency works with are State Auto and Motorists Mutual Insurance Company. In addition to auto insurance, Buchanan Insurance also has other personal and business insurance options, including home and life insurance.

  • Bundling Option

1565 Burton Street Southwest, Wyoming, MI 49509
WebsiteLicense: 0098383

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Review Sources

Google
4.1 (14)

Why choose this provider?

Based in Wyoming, Precision Insurance Agency is an independent agency that has been providing personal, business, and life insurance since 2003. Its wide range of insurance plans includes car insurance, which it offers through its partner insurers, such as Grange, Hagerty, The Hartford, Main Street America/National Grange Insurance, Safeco Insurance, and State Auto. The company can accommodate a broad spectrum of drivers and driving histories. It also deals with coverages for motorcycles, RVs, and boats.

  • Multiple Carriers

4807 Cascade Road Southeast, Grand Rapids, MI 49546
WebsiteLicense: 976193

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Review Sources

Facebook
5.0 (8)
Yelp
4.0 (4)

Why choose this provider?

Marsha Veenstra is a bilingual State Farm agent guiding Wyoming drivers with the entire auto insurance process. Veenstra and her 5-person team curate personalized policies that protect both car owners and their vehicles with various coverages such as collision, rideshare, comprehensive, and rental. They also assist clients who encounter roadside troubles anytime. Veenstra, who speaks English and Vietnamese, can also cater to individuals living in East Grand Rapids, Lowell, Rockford, Caledonia, and Cascade.

  • Bundling Option

5075 Cascade Road Southeast, Grand Rapids, MI 49546
WebsiteLicense: 8997357

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Review Sources

Facebook
5.0 (21)
Yelp
3.0 (2)

Why choose this provider?

Aspen Insurance Group is a full-service and independently-owned insurance firm that serves Wyoming. Its experienced and professional agents can provide the assistance car owners need to determine suitable auto insurance plans for their vehicles based on their specific requirements and individual risks. Auto insurance policies usually include property, liability, and medical coverage, which are designed to protect the client and their vehicle in the event of an emergency. Aspen Insurance Group also offers life, homeowners, and business insurance.

  • Multiple Carriers

2638 Henry Street, Muskegon, MI 49441
WebsiteLicense: 17929427

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Review Sources

Facebook
5.0 (18)

Why choose this provider?

Brightway Insurance is an independent insurance agency that services Wyoming and other West Michigan areas. Its agents help vehicle owners protect their assets through auto insurance. This type of insurance can include liability coverage, physical damage coverage, and personal injury protection. To be able to give clients a policy that fits their unique situations, Brightway Insurance's agents review their insurance needs and shop from several insurance carriers. Brightway Insurance also writes insurance policies for motorcycles, RVs, and boats.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

6157 28th Street Southeast, Grand Rapids, MI 49546
WebsiteLicense: 16854938

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Review Sources

Facebook
5.0 (6)

Why choose this provider?

Thornapple Insurance Agency is an independently owned and operated company that has been offering personalized auto insurance services in the Wyoming, Comstock Park, Jenison, and Kentwood areas since 1976. Its team of insurance specialists can craft a plan for a single policyholder or a large family with multiple vehicles. They recommend auto insurance that may cover accident-related medical bills and lost wages, as well as accident-related repairs to the insured car. It strives to offer its clients trust and mutually beneficial business relationships based on security and respect.

  • Bundling Option

1743 142nd Avenue, Dorr, MI 49323
WebsiteLicense: NPN #: 18514679

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Review Sources

Facebook
5.0 (11)

Why choose this provider?

Booth Hilaski Grevenstuk Insurance offers auto insurance products to clients in Wyoming and the surrounding communities. The business has been helping policy buyers choose their car insurance plans for over 40 years. Its agents handle various coverages, such as medical payments, bodily injury liability, property damage liability, collision, and loan or lease gap. Customers are also assisted during road trouble and emergency encounters. In 2017, the company was acknowledged by the Michigan Association of Insurance Agents as a total quality agency.

  • Multiple Carriers

508 28th Street Southwest, Grand Rapids, MI 49509
WebsiteLicense: 961081

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Review Sources

Google
4.7 (163)

Why choose this provider?

Stedman Insurance Agency, Inc., is an independent and locally operated agency that offers auto insurance services to clients in Wyoming and the nearby areas. It works with various insurance carriers in providing clients with policies to protect them against legal and medical expenses brought by car accidents. As a part of the community, the company is committed to being the personal advocate of its neighbors, including the local churches and businesses, in times of need.

  • Bundling Option

1600 East Beltline Avenue Northeast, Grand Rapids, MI 49525
WebsiteLicense: 958795

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Review Sources

Google
5.0 (29)
Facebook
5.0 (27)

Why choose this provider?

Linkfield & Cross Insurance Agency has been serving families, individuals, and businesses since 1928. The independent insurance agency caters to the car insurance needs of clients in Wyoming and the surrounding areas. Its insurance professionals are dedicated to providing an auto insurance policy that protects customers against financial damages and losses through liability, property, and medical coverage. The business also offers home, life, and business insurance services. Additionally, its agents have more than 20 years of experience in the field.

  • Multiple Carriers

508 East Fairplains Street, Greenville, MI 48838
WebsiteLicense: 0047098

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Review Sources

Facebook
5.0 (16)

Why choose this provider?

Winter Insurance Agency is a full-service business that offers insurance protection to individuals and businesses in Wyoming. This independent insurance agency has been in the industry since 1974. Its service professionals offer an auto insurance plan that provides financial protection against losses and damages due to car accidents and other unexpected events. The policy covers underinsured and uninsured motorists, bodily injury liability, personal injury protection, and comprehensive and collision coverage options.

  • Multiple Carriers

63 North 3rd Avenue, Fruitport, MI 49415
WebsiteLicense: 7132446

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Review Sources

Google
5.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Pyman Insurance Agency is an insurance provider serving Fruitport and the rest of West Michigan, including Wyoming. In business since the early 1940s, it is a third-generation company tied up with a carefully selected group of established insurance carriers. Its professional and experienced agents can provide vehicle owners with the assistance they need to secure car insurance policies based on their personal needs and preferences. Pyman Insurance Agency also offers protection plans for motorcycles, recreational vehicles, and boats.

  • Multiple Carriers

6661 Alden Nash Avenue Southeast, Alto, MI 49302
WebsiteLicense: 4598759

Expertise.com Rating

Review Sources

Google
4.4 (14)
Facebook
4.1 (9)

Why choose this provider?

J.B. Harrison Insurance provides auto coverage options to communities in Wyoming. It offers policies that secure vehicle owners from damages or losses incurred from collisions and non-collision incidents such as fires, falling objects, theft, vandalism, and glass breakage. It also offers liability protection against bodily injury and property damage, as well as coverage for medical expenses, emergency road service, and uninsured or underinsured motorists. With more than two decades of expertise, J.B. Harrison also offers other lines of insurance, including business, life, and home.

  • Multiple Carriers
  • Bundling Option

2822 West Shore Drive, Holland, MI 49424
WebsiteLicense: 971587

Expertise.com Rating

Review Sources

Facebook
4.9 (84)

Why choose this provider?

BHS Insurance - Holland provides customized auto insurance solutions to individuals, families, and businesses in the Wyoming metro. Its team conducts assessments and works on understanding the ongoing situations of its clients to identify the coverages that best suit their needs. They craft auto insurance policies that can cover medical benefits, liabilities, and other financial obligations. As a local firm, it ensures that each client will be assisted throughout the process by a single contact person only.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it possible to go to jail for driving without car insurance in Wyoming?

    Yes. In Wyoming, driving without insurance is a serious offense that can lead to arrest. It's considered a misdemeanor and could result in up to one year in jail. When a police officer witnesses a crime punishable by more than 92 days in jail, and there is probable cause, they may arrest the suspect without a warrant.

  • Are non-residents in Wyoming required to purchase auto insurance?

    Yes. Non-residents must maintain Michigan No-Fault auto insurance on their vehicle per MCL 500.3102(1) if they purchase and operate a vehicle in Wyoming for more than 30 days in a calendar year. They may apply for this mandatory No-Fault auto insurance policy with auto insurers authorized to operate a business in Michigan for non-residents.

  • What happens to non-residents who are caught driving in Wyoming without No-Fault vehicle insurance?

    Non-Michigan residents driving in Wyoming without meeting No-Fault auto insurance requirements are labeled uninsured drivers. This carries consequences like:

    • Legal Penalties: Potential jail time and fines.
    • Loss of No-Fault Benefits: Risk of being denied medical, wage loss, and pain and suffering compensation after an accident.
    • Personal Medical Costs: Responsibility for their own medical expenses.
    • Limits on Lawsuits: Forfeiture of the right to sue a negligent, at-fault driver for accident injuries.
  • Does vehicle registration require purchasing insurance in Wyoming?

    In Wyoming, it is impossible to register a vehicle without proof of insurance because this is a requirement at the time of registration. The mandatory insurance requirements include bodily injury liability coverage of $25,000 (with a maximum limit of $50,000 per accident) and property damage liability coverage of $20,000. The time period for registering a car is 45 days from the date of purchase.

  • What are the possible reasons for auto insurance denial in Wyoming?

    Individuals in Wyoming may be denied motor insurance if specific criteria are met, such as:

    • They are not obligated by law to maintain insurance because they do not intend to reside or drive in Michigan for 30 days or longer.
    • Their driver's license is currently suspended or revoked.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.