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Best Homeowners Insurance Agencies in Westland

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2023
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Canton Insurance Pros logo
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Canton Insurance Pros

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5724 N Canton Center Rd #102A, Canton, MI 48187
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Canton Insurance Pros delivers personal and business insurance solutions to clients in Westland and the rest of the region. Its agents advise clients who are looking to ensure their new house or to upgrade or change their existing homeowners' insurance policy. Each insurance policy is customized to suit the policyholder's specific needs, priorities, and budget. The client can choose from more than 12 insurance carriers that the independent insurance agency represents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (2)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Choice Insurance Agency logo
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Choice Insurance Agency

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201 North Wayne Road, Westland, MI 48185
  • Personal Property Insurance
  • Fire

Business Description

Choice Insurance Agency is a Westland-based service with many years of experience helping homeowners get the coverage they need for their properties with premiums within their budgets. The agency typically offers coverage for structural damage, loss of personal items, and liability. It can also offer additional coverage for valuable personal items, such as jewelry and art. The claims service at Choice Insurance Agency is accessible 24-hours a day, seven days a week.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeffery Balazs - Farm Bureau Insurance Agent logo
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Jeffery Balazs - Farm Bureau Insurance Agent

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5918 North Lilley Road, Canton, MI 48187
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Jeffery Balazs is a Farm Bureau insurance agent near Westland. Farm Bureau has been serving clients in the surrounding areas since 1949, including homeowners in need of coverage for their primary and secondary properties and outhouses. Mr. Balazs can tailor home insurance products to meet the client's coverage requirements, explain the policy so they know what they're getting, and discuss additional coverage that the client may not have considered, such as the replacement of valuable items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (16)
Facebook
4.5 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Karcher Agency logo
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Karcher Agency

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23498 Michigan Avenue, Dearborn, MI 48124
  • Multiple Policy Types
  • Renter's Insurance

Business Description

Karcher Agency is an independent insurance agency in Westland. With more than 75 years of industry experience, this firm is experienced at designing insurance plans for families and individuals seeking to protect their homes and finances. Its professionals can compare rates and coverage from reputable insurance carriers, ensuring that each insurance plan addresses each home's potential risks. The company also offers a dwelling fire policy for landlords and vacant home policies for unoccupied residential properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
4.0 / 5 (72)
Google
2.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kennedy Nemier Insurance Agency, Inc. logo
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Kennedy Nemier Insurance Agency, Inc.

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218 South Main Street, Plymouth, MI 48170
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Kennedy Nemier Insurance Agency, Inc., serves clients in Westland. The company covers homeowners from unexpected damages to their house caused by bad weather or accidents. Its agents examine each house and any features, like security cameras or smoke alarms, to find a plan that matches the client's needs. This includes covering repair fees and paying cash value for stolen belongings. The company works with national insurance carriers like Safeco Insurance, Progressive, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Loyalty Insurance logo
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Loyalty Insurance

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41575 Joy Road, Canton, MI 48187
  • Multiple Policy Types

Business Description

Loyalty Insurance is an independent agency that has been serving individuals, families, and businesses around the Westland area since 1992. The company's agents offer homeowners' insurance that covers falling objects, fire, liability, lightning, smoke damage, and windstorms, as well as theft and vandalism. They also offer protection for clients' art, cameras, fur, jewelry, musical instruments, and other valuable items. Aside from homeowners' insurance, the agency deals with auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (120)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metro Agency, Inc. logo
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Metro Agency, Inc.

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32646 Five Mile Rd, Livonia, MI 48154
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Metro Agency, Inc., is a company near Westland that helps protect homes from financial risks. Founded in 1959, this firm offers insurance solutions for homeowners, renters, and condominium owners. Its home insurance plans provide financial compensation in case of covered losses, whether due to legal liabilities, natural disasters, or random acts. Its insurance professionals seek to understand their clients' needs and assist in creating custom homeowners' insurance policies. Metro Agency also provides separate flood insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Professional Insurance Associates logo

Professional Insurance Associates

3028 South Wayne Road, Wayne, MI 48184
  • Multiple Policy Types

Business Description

Professional Insurance Associates offers a wide variety of insurance policies to businesses and families throughout Westland and nearby communities. The professionals from this business provide homeowners' insurance solutions for newly built homes, modern condominium townhouses, or even a home that is still in construction. They can also insure rental homes, tenants, and the contents. Combining multiple policies with the company can help reduce the chances of overlaps of the client's insurance protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tucker Insurance Agency logo
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Tucker Insurance Agency

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48225 Michigan Avenue, Canton, MI 48188
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Tucker Insurance Agency is an independent agency founded more than 12 years ago to serve clients in the Westland metro area. The family-owned and operated company routinely assists homeowners looking for coverage for their main, second, and investment properties. The agency can find a choice of policies offered by leading carriers and discuss their pros and cons with clients. Additionally, the agents can help clients with life, disability, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (55)
Facebook
5.0 / 5 (24)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Warrendale Insurance Agency logo

Warrendale Insurance Agency

29195 Plymouth Road, Livonia, MI 48150
  • Multiple Policy Types

Business Description

Warrendale Insurance Agency is an independent insurance agency that serves clients located in Westland. It helps clients find suitable coverage in their homeowners' insurance policies, which can protect against disasters, accidents, and liabilities. Depending on the policy's inclusions, it may cover damage to the property, damage or loss of personal belongings, liabilities including medical coverage, and temporary living expenses. Warrendale Insurance Agency also has other insurance lines, including rental dwelling, vacation home, second home, and high-value home policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.