Best Mortgage Brokers in Waterford

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Clarkston Mortgage logo
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License Verified:

License: 2064190

Nationwide Multistate Licensing System and Registry

Clarkston Mortgage

5905 S Main St., Clarkston, MI 48346
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  • Refinance

Business Description

Clarkston Mortgage is a veteran-owned business that offers home financing solutions to clients in and around Waterford. Its brokers and loan officers guide people who want to purchase, sell, build, or refinance a house. They assist clients with the application process for programs, such as FHA, VA, 30- and 15-year fixed rate, and adjustable-rate mortgages. They help borrowers compare various mortgage options to choose the one that best meets their needs and goals. Online application forms, decision-making tools, and calculators are also provided.

License Verified:

License: 2064190

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
iQUOTE Mortgage logo
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License Verified:

License: 1313010

Nationwide Multistate Licensing System and Registry

iQUOTE Mortgage

2170 Cass Lake Rd Ste. F, Keego Harbor, MI 48320
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  • Refinance
  • New Construction

Business Description

iQUOTE Mortgage serves first-time home buyers, existing homeowners, and self-employed individuals in Waterford and the neighboring locations. The company focuses on various mortgage loan programs, including home purchase and refinancing loans, such as fixed-rate mortgages, reverse mortgages, FHA loans, and hybrid adjustable-rate mortgages. Its team of mortgage loan officers and consultants has experience assisting customers looking to buy or refinance single-family homes, townhouses, condos, and multifamily properties. The loan process typically involves applying for a loan and verifying information, such as income checks and asset evaluations.

License Verified:

License: 1313010

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Jenny Miller logo
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License Verified:

License: 162139

Nationwide Multistate Licensing System and Registry

Jenny Miller

7151 N. Main Street, Clarkston, MI 48346
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  • Refinance

Business Description

Jenny Miller is a senior loan officer who strives to meet the homeownership needs of individuals and families in Waterford. She and her team at Ross Mortgage Corporation handle transactions starting from application and underwriting to closing. They guide homebuyers in choosing from various options, such as the FHA Back-to-Work program, fixed-rate mortgages, and state and local housing loans. Ross Mortgage is a banking company established in 1949 and is an approved lender for programs provided through MSHDA.

License Verified:

License: 162139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (224)
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Michigan Mortgage Solutions logo
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License Verified:

License: 136972

Nationwide Multistate Licensing System and Registry

Michigan Mortgage Solutions

35 West Huron Street #301, Pontiac, MI 48342
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  • Refinance

Business Description

Michigan Mortgage Solutions handles loan applications and finance-related inquiries from Waterford-based clients. It has a portfolio of comprehensive programs that cover rural developments, conventional home purchases, and debt settlements. Its team includes Jason Nolan, a senior loan officer who has been serving prospective property buyers, sellers, and refinancers in the mortgage industry since 1994. He uses his extensive years of experience to provide personalized loaning options based on gathered data related to trend changes and conditions in the local market.

License Verified:

License: 136972

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (206)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Modern Mortgage logo
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License Verified:

License: 2006245

Nationwide Multistate Licensing System and Registry

Modern Mortgage

930 Seyburn Avenue, Waterford, MI 48327
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  • Refinance

Business Description

Modern Mortgage caters to clients in Waterford and its surrounding communities. It provides an array of lending options for people who wish to purchase single-family or multi-family dwellings, condominiums, manufactured homes, and townhouses. These include FHA, VA, jumbo, USDA, fixed-rate, and adjustable-rate mortgages. The company also offers various commercial loans such as new construction, single rental, fix-to-rent, and fix-and-flip. Its team members guide customers through every step of the loan process, from pre-qualification to closing.

License Verified:

License: 2006245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (38)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
National Mortgage Funding logo
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License Verified:

License: 1939208

Nationwide Multistate Licensing System and Registry

National Mortgage Funding

3310 W. Big Beaver Suite 105, Troy, MI 48084
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  • Refinance

Business Description

National Mortgage Funding brokers transactions for residential property buyers in Waterford. The company helps clients ready to purchase their first homes or additional properties and guides them throughout the loan application process. By offering online calculators and an extensive industry experience, its team assists clients in choosing from different options, including FHA, USDA, and jumbo loans. President Steven Frost is a Michigan native who started as a mortgage banker in 2005. In 2019, he was able to close $100 million in referral loans.

License Verified:

License: 1939208

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sarmad Boji logo
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License Verified:

License: 2279055

Nationwide Multistate Licensing System and Registry

Sarmad Boji

1353 Grinnell Ave., Waterford, MI 48328
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  • Refinance
  • New Construction

Business Description

Sarmad Boji is a Direct Mortgage Solutions agent who serves families and individuals in and around Waterford. He helps first-time homebuyers achieve their dream investment spaces through his mortgage assistance. He processes FHA loans to enable clients to reduce monthly payments and get the necessary funds to purchase a home. The loan officer also processes VA mortgage loans. Boji caters to customers seeking refinancing solutions and guides them to create strategies to reduce interest rates and consolidate debts.

License Verified:

License: 2279055

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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