Expertise.com

2024

Last updated:

Best Mortgage Brokers in Warren

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Warren Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

37Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1804 East Troy Street, Ferndale, MI 48220
  • Purchase and Refinance
  • New Construction
  • Reverse Mortgages

Why choose this provider?

New Horizons Home Finance, LLC, is a full-service mortgage broker that serves clients in Warren and surrounding areas. It offers a range of solutions, including fixed and adjustable rate mortgages as well as FHA and VA loans. Jumbo, self-employed, and balloon. This independent brokerage works with multiple lenders to give clients a variety of products that suits their needs. New Horizons Home Finance aims to make the mortgage application process easy with their team with more than 100 years of combined mortgage experience and a 10-minute easy online application.

License Verified:

License: 1760026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19934 Harper Avenue, Harper Woods, MI 48225
  • Refinance

Why choose this provider?

The Mortgage Exchange is a mortgage lending business that caters to the loan needs of seasoned investors and first-time homebuyers in Warren and nearby areas. The company's team of mortgage professionals assists clients in the loan process, from pre-qualification to mortgage closing. They provide different types of loan options, such as USDA, VA, FHA, and jumbo loan programs. In addition, home refinancing is also available. The Mortgage Exchange has an average loan approval period of 10 days.

License Verified:

License: 1727832

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8641 Hall Road, Utica, MI 48317
  • Refinance

Why choose this provider?

Based in Utica, Younited Mortgage provides an extensive range of mortgage solutions for clients throughout Warren and the neighboring communities. This mortgage brokerage assists clients in purchasing, selling, building, and refinancing their homes. Furthermore, its team provides various financing options, including 30-year fixed mortgage loans, 15-year fixed mortgage loans, jumbo loans, and 203K loans. It also offers FHA, VA, and USDA loans. The Younited Mortgage team is comprised of loan officers and mortgage brokers with extensive industry experience.

License Verified:

License: 1880125

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Website
42475 Garfield Road, Clinton Township, MI 48038
  • New Construction
  • Refinance

Why choose this provider?

BrightSide Lending is a mortgage firm near Warren that provides home funding and mortgage rate options in the metro. It is headed by Jeff Kaltz, a licensed loan officer with years of experience securing loans for home purchases, refinancing, and construction. Some of the company's programs include reverse mortgages, 203K loans, government loans, fixed-rate mortgages, and adjustable-rate mortgages. BrightSide Lending also assists clients in the pre-qualifying phase of the loan application process, taking care of the necessary approval letters and background checks.

License Verified:

License: 1946102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
322 West Lincoln Avenue, Royal Oak, MI 48067
  • New Construction
  • Refinance

Why choose this provider?

Michigan-based HomeSure Lending is a mortgage brokerage company serving Warren and nearby areas. It offers guidance and helps homebuyers with home financing, loan services, and the lease process. It provides complete and comprehensive loan programs, such as conventional, jumbo, HARP refinances, VA, and USDA loans to qualified buyers. The company has a simple mortgage plan wherein the clients can create their ideal loans assisted by its loan experts. Matt Demorest founded the company in 2014.

License Verified:

License: 1161358

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (21)
Google
4.0 / 5 (13)

Website
36830 Ryan Road, Sterling Heights, MI 48310
  • Refinance

Why choose this provider?

Community First Home Mortgage is a mortgage broker that provides services to the Warren metro. The company is led by Ramzi Faraj, who has helped over 2,000 families to achieve their dream homes in his two decades of experience. He is joined by Mark Jarbo, who has been in the industry for nine years after a long run in the retail business. Community First Home Mortgage provides advice to its clients on a variety of loan options, such as FHA, conventional, and USDA, as well as refinancing schemes.

License Verified:

License: 2185619

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Website
38219 Mound Road, Sterling Heights, MI 48310
  • Refinance
  • Purchase Transactions

Why choose this provider?

Located in Sterling Heights, In-House Mortgage offers several home and real estate purchase and refinance mortgage solutions to clients in Warren and the surrounding communities. Its team handles conforming, jumbo, super jumbo, USDA, FHA, and VA mortgages. It also provides rehabilitation, bank statement, and first-time homebuyer loan programs. In addition, the company handles fixed-rate and adjustable-rate mortgage options, with terms ranging from eight to 30 years. In-House Mortgage's CEO, Aaron Smith, has been in the mortgage business for 13 years.

License Verified:

License: 1830134

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 West Huron Street, Pontiac, MI 48342
  • New Construction
  • Refinance

Why choose this provider?

Michigan Mortgage Solutions is a mortgage company that caters to clients in Warren. It offers a wide range of home loan options, such as FHA, USDA, and VA. Additionally, it provides Good Neighbor Next Door and Home Possible programs. The team at Michigan Mortgage Solutions has over 30 years of combined experience in the mortgage industry. Most of their businesses come from referrals, as they put their skills to work in helping clients find the right mortgage financing that is suited to their situations.

License Verified:

License: 136972

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (183)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12315 East 14 Mile Road, Sterling Heights, MI 48312
  • Refinance

Why choose this provider?

Security Mortgage Corporation is a mortgage company serving clients in Warren. The company caters to clients purchasing their homes or refinancing their mortgage loans by providing various loan programs, including jumbo, USDA, FHA, and VA loans, in addition to adjustable-rate and fixed-rate mortgages. The professionals in the company assist clients through the process, from completing the application checklist to finalizing the loan. Moreover, the company's website has a wide selection of calculators and tools, including mortgage, refinance, and principal calculators.

License Verified:

License: 135633

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2170 East Big Beaver Road, Troy, MI 48083
  • Refinance
  • Purchase Transactions

Why choose this provider?

AmeriCU Mortgage is a company that serves clients in Warren. It has been providing mortgage solutions since 1993. It provides a variety of services to accommodate borrowers, such as the provision of conventional loans, FHA loans, VA loans, USDA loans, or FHA 203(l) loans. It aims to assist first-time property buyers, seasoned home buyers, or clients looking for refinancing options. To give back to the community, AmeriCU Mortgage supports various charitable and non-profit organizations, like Armenia Fund and Big Family of Michigan.

License Verified:

License: 3028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (235)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
45693 Hayes Road, Warren, MI 48315
  • Refinance

Why choose this provider?

Elementary Lending is a company that provides personalized mortgage solutions in the Warren area and its surrounding communities. The company offers different mortgage options, such as adjustable as well as 15- and 30-year fixed mortgages. Moreover, it provides various loan options, which include jumbo, VA, FHA, 203K, and HARP loans. One of its clients said that Elementary Lending was very attentive, was able to answer all of their questions, and made the mortgage process simple.

License Verified:

License: 1321438

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44028 Mound Road, Sterling Heights, MI 48314
  • Refinance

Why choose this provider?

Established in 1992, R-B Financial/Mortgages, Inc., is a family-run brokerage serving clients in Warren and its surrounding communities. It offers refinancing and home purchase products, such as USDA, FHA, VA, super jumbo, conforming, and jumbo loans. The firm also provides adjustable- and fixed-rate mortgages with five- to 30-year terms. In addition, R-B Financial/Mortgages is licensed in Florida. Owners Jonathon Hohner and Steve Kaiser are both loan originators with more than two decades of combined industry experience.

License Verified:

License: 130650

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31485 Groesbeck Highway, Fraser, MI 48026
  • New Construction
  • Refinance

Why choose this provider?

MiMutual Mortgage is a full-service mortgage firm that offers comprehensive mortgage solutions to clients in Warren and its nearby areas. Established in 1992, it offers personalized mortgage lending options to meet the needs of its clients who are looking to purchase, remodel, or refinance their homes. Some of its loan options include conventional, VA, FHA, USDA, and jumbo loans. The firm also offers assistance with renovation loans as well as reverse mortgage. Clients may also get a jumpstart on their application through the firm's website.

License Verified:

License: 12901

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 East Big Beaver Road, Troy, MI 48083
  • Refinance

Why choose this provider?

C4D Mortgage is a brokerage serving the Warren metro area and nearby communities. The firm assists aspiring homeowners in securing a mortgage plan that can satisfy their home purchasing goals. Its brokers shop for a variety of home loans in the market, including conventional, adjustable-rate, FHA, VA, and USDA loans. The team also helps clients with mortgage refinancing. The company's other products include debt consolidation and home equity loans. In addition, it is a certified Equal Housing Lender, helping clients of all social classes.

License Verified:

License: 151261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (417)
Facebook
5.0 / 5 (362)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
45679 Village Boulevard, Shelby Township, MI 48315
  • Refinance

Why choose this provider?

Jenniffer Bott is a Mortgage 1 loan officer who serves clients in Warren. She has been working in the business industry since 1990 and has experience in various loan programs. She and her team assist clients with their refinancing and mortgage needs by offering conventional, FHA, VA, and jumbo loans. Previous clients have commended Jenniffer for being diligent and helpful in providing her services. She has also been cited for being patient and knowledgeable in mortgages.

License Verified:

License: 1720026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30150 Telegraph Road, Bingham Farms, MI 48025
  • New Construction
  • Refinance

Why choose this provider?

1st Securities Mortgage is a family-owned business providing mortgage solutions in Warren for almost two decades. The brokerage compares available rates and programs from a total of 20 banks to score plans fit for its clients. Its loan officers offer multiple loan options, including conventional, FHA, home equity, new construction, VA, and refinance. Additionally, the company can finance clients to acquire adequate housing through USDA or rural development loans. Cousins Keith Mackey and Scott Isner work together to provide transparent and straightforward mortgage services.

License Verified:

License: 116848

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 East Big Beaver Road, Troy, MI 48083
  • Refinance

Why choose this provider?

The Gold Star Mortgage Financial Group is a brokerage firm that helps the residents of Warren and the surrounding areas get loan products to finance their home goals. It offers a number of programs, including conventional, jumbo, FHA/VA, and USDA rural development loans. It also has condo financing, down payment assistance, and programs for DACA residents. Additionally, senior citizens can also consult with the company if they wish to get a reverse mortgage to liquidate some of their home's equity.

License Verified:

License: 3446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1336 South Main Street, Royal Oak, MI 48067
  • Refinance
  • Purchase Transactions

Why choose this provider?

Fortress Home Mortgage Inc. is a firm that has been providing personalized mortgage services in Warren and its surrounding areas for over 15 years. It is owned by John Sarkisian, who has been originating mortgages for more than two decades. Regardless of their credit standing, John assists his clients in their loan applications and provides updates throughout the underwriting process. Fortress Home Mortgage offers FHA loans for first-time homebuyers, USDA, refinancing, and VA mortgages.

License Verified:

License: 135922

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.