Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Macomb

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Macomb Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

35Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

42946 Garfield Road, Clinton Township, MI 48038
WebsiteLicense: 960328

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Macomb Insurance Mart, Inc., is a team of agents that offers a number of products, including auto insurance. They create policies that may include medical, property, and liability coverage. The insurance professionals also furnish protection plans for owners of motorcycles, mobile homes, recreational vehicles, and watercraft. Safeco Insurance, Progressive, and Foremost Insurance Group are among the providers they access coverage options from. Macomb Insurance Mart has been offering risk management solutions for more than 35 years.

  • Multiple Carriers
  • Home & Auto Insurance

50798 Romeo Plank Road, Macomb, MI 48044
WebsiteLicense: 16019763

Expertise.com Rating

Review Sources

Google
4.3 (19)

Why choose this provider?

For the past decade, the Ron Steffens Agency has been catering to the insurance needs of individuals, families, and businesses in Macomb. The company helps car owners and motorists prepare for any accident, damage, or potential risk that may involve their vehicles through an auto insurance policy. Its agents work with multiple providers to offer basic coverage options and additional protection. The company upholds integrity, respect, and honesty when providing its services.

  • Multiple Carriers

45200 Card Road, Macomb, MI 48044
WebsiteLicense: 0006298

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Mitzel Agency Inc. has been operating since 1923. The Macomb-based agency employs agents who have expert knowledge and background to recommend the coverage that best fits the client's needs. They provide personal auto insurance solutions. They also cover motorcycle, watercraft, and commercial auto insurance. Their specialty is in surety bonds. Other insurance products include condo, flood, homeowners, and renters insurance. Mitzel Agency also offers commercial insurance products, such as business interruption, general liability, workers’ compensation, and umbrella coverage.

  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance

16392 26 Mile Road, Macomb, MI 48042
WebsiteLicense: 16269318

Expertise.com Rating

Review Sources

Google
5.0 (73)
Facebook
5.0 (34)
Yelp
5.0 (2)

Why choose this provider?

Aaron Seitz is a Macomb-based car insurance agent for State Farm that has been in the industry since 2012. He and his team are Ambassador Club Qualifiers, President's Club Qualifiers, and Million Dollar Round Table Qualifiers for State Farm. They are committed to upholding honesty, integrity, and compassion in helping clients throughout the insurance process, from acquiring one up to filing a claim. He also offers homeowners', renters', life, and business insurance policies.

  • Bundling Option

2066 Hall Road, Clinton Township, MI 48038
WebsiteLicense: 0429719

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Inspire Insurance is a car insurance agency serving clients in Macomb. The agency's attentive service helps vehicle owners and drivers attain personalized coverage. Inspire Insurance's agents educate their clients on the key coverage details such as liability, bodily injury, personal injury protection, limited property damage liability, collision, comprehensive, and uninsured/underinsured motor vehicle coverage. Additional coverage offered includes emergency road service coverage and car rentals. The agency also offers services for home insurance, life insurance, business insurance, and health insurance.

  • Motorcyle & ATV

51098 Romeo Plank Road, Macomb, MI 48042
WebsiteLicense: 14660912

Expertise.com Rating

Review Sources

Google
4.9 (78)
Facebook
5.0 (5)

Why choose this provider?

Justin Ables is an insurance agent that provides auto insurance policies to drivers in Macomb. Representing State Farm, he offers insurance products that have collision, comprehensive, rental, and rideshare coverage. In addition, he can create policies that cover rental cars, teen drivers, commercial autos, sports cars, and classic and antique cars. Asides from being an agent, Ables spends his time giving back to his community and to the metro Detroit area.

  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the property damage liability limit for a Macomb driver who has 25/50/100 car insurance coverage?

    The liability limit for a Macomb motorist with this type of car insurance coverage is $100,000. The numbers 25/50/100 typically refer to the liability limits for bodily injury liability and property damage liability coverage. These liability limits determine the maximum amount the insurance provider will pay out in the event of an accident where the insured driver is at fault.

  • What is the implication of Michigan’s new no-fault law for the car insurance policies of Macomb drivers?

    Michigan's new no-fault law allows Macomb drivers to make choices regarding their PIP medical coverage, ranging from unlimited coverage to none at all. Motorists who choose to forgo coverage can do so on the basis that they are covered by Medicare. The federal health insurance program will handle healthcare expenses associated with accidents.

  • What happens if Macomb residents do not ensure their cars?

    Residents of Macomb who own and operate a vehicle without basic no-fault insurance coverage may face legal action. Under Michigan law, they may be held accountable for any injuries or damages arising from an accident. Furthermore, they may be charged with a misdemeanor, leading to fines ranging from $200 to $500 or imprisonment for a maximum of one year. The courts can also impose a 30-day suspension on their driver's licenses.

  • How can someone know if a Macomb driver has car insurance coverage?

    Determining whether Macomb drivers possess car insurance can be accomplished by examining their car registrations and vehicle identification numbers. Motorists who are insured typically display an endorsement on their driver's licenses indicating their car insurance coverage. People can also check online databases to see whether a vehicle is insured.

  • What is the average cost of car insurance for drivers in Macomb?

    The typical monthly expense for minimum liability insurance in Macomb is $148. This amount adds up to an annual insurance cost of $1,770. Similarly, the yearly premium for comprehensive coverage stands at $1,770, which translates to approximately $148 each month. Note that the actual car insurance cost is determined by various factors, including location, claims history, and driving record.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.