Expertise.com

Best Renter's Insurance Companies in Livonia

2024

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Website
32626 7 Mile Road, Livonia, MI 48152
  • Multiple Policy Types

Why choose this provider?

Carla McCormick is a Livonia State Farm Agent who offers renters' insurance policies to clients in Livonia and nearby areas. She aims to provide clients with renters' insurance policies to cover their personal properties both inside and away from their apartment or house that they are renting, such as bicycles, computers, clothing, electronics, and furniture. She offers renters' insurance that typically covers burglar losses, fire, smoke damage, vandalism, or vehicle damage. Carla also provides other insurance coverages such as personal articles and business insurance.

License Verified:

License: 17170482

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
38145 Plymouth Road, Livonia, MI 48150
  • Multiple Carriers

Why choose this provider?

Arlington Agency, Inc. has been providing auto, home, business insurance to residents and businesses in Livonia since 1971. The brokerage offers renters' insurance, which can cover possessions against losses such as fire, vandalism, theft, and water damage from plumbing—thus helping ensure that gaps in a landlord's insurance are addressed. By representing several major insurance companies, the brokerage can provide clients with a wider selection of insurance policies responsive to their needs.

License Verified:

License: 959518

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
42000 6 Mile Road, Suite 140, Northville, MI 48168
  • Home and Auto Insurance

Why choose this provider?

Todd Krygier is a State Farm insurance agent who caters to clients in Livonia. He provides renters' insurance solutions and educates individuals on coverage options that may include personal property and liability coverage. Krygier deals with other personal insurance product needs, including auto, health, and life plans. He also helps small business owners mitigate financial risk through commercial auto insurance. The agent has over 15 years of experience in the industry. He is the former head coach for the U.S. Hockey League team Muskegon Lumberjacks.

License Verified:

License: 7146926

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (6)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39555 Orchard Hill Pl #130, Novi, MI 48375
  • Home and Auto Insurance

Why choose this provider?

NuStar is an independent insurance agency that offers renters' insurance to clients in Livonia. The company provides renters' insurance plans to protect clients and their families from injuries and property damage claims. Clients can also select medical payment coverage for injuries incurred by visitors, regardless of fault. It also offers a wide range of personal and business insurance products, including auto, boat, motorcycle, condo, flood, and umbrella insurance. Additional services provided by NuStar include payments, claims, and policy changes.

License Verified:

License: 0005072

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • In which situations should you avoid filing a renter's insurance claim in Livonia?

    Avoid filing a claim more than once every five years. One way to do this is to file a claim only for losses that will really cost you a lot. This is because your insurance premiums could go up if you have many claims. In some situations, your insurer may drop you. Some of the good reasons to make a claim are when your rental home in Livonia is damaged by fire, someone sues you, or your dog bites someone.

  • Should a renter in Livonia add their landlord as an additional interest to their insurance policy?

    It depends on the landlord's requirements. There are some landlords that would require a renter to list them as an additional interest in the policy. This enables landlords to check the policy's coverage limits and be informed if the policy is canceled. Note that this arrangement does not permit the landlord in Livonia to change anything on the policy.

  • Why does the location of a rental home in Livonia affect the insurance premiums?

    The reason for this is that insurers pay claims for theft, fire, and windstorms, all of which can be tied to the home's location. However, the rental home's location is just one of the several factors being considered in determining insurance rates. Generally, Livonia has a lower average crime rate compared to the nationwide average. Some of the safer neighborhoods in the metro are Coventry Gardens, Rotary Park, and Helman Park.

  • Can shopping for insurance work for a renter in Livonia?

    Yes. Taking the time to look around for the best rate and coverage can help a renter find the insurance that works for them. Many different companies offer various rates in each area of Michigan. Sometimes, renters can find what they are looking for from the insurance company they have heard little about in Livonia. They can even find a licensed insurance agency or agent outside of their area and ask for a quote.

  • In Livonia, doesn't the landlord's insurance cover the renter's belongings?

    No. Landlords in Livonia carry property insurance, which usually protects the physical structure rather than its contents. The insurance does not have coverage for the tenant's personal belongings, such as appliances, household items, and clothes. Renter's insurance is designed to give coverage to tenants when unexpected things like fire, theft, and windstorms happen.

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