Expertise.com
2024

Last updated:

Best Pet Insurance Companies in Lansing

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lansing Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2154

Reviewed

1297

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
615 W. Broad Street, Chesaning, MI 48616
  • Policy Bundle Discount

Why choose this provider?

Sovis Insurance Agency has provided risk management solutions to clients in Lansing and the surrounding areas since 1945. It offers a variety of personal insurance, including pet coverage, which financially shields dog or cat owners from expensive veterinary treatment or surgery expenses. The agency writes policies under Figo, which offers clients the Pet Cloud app for managing pet insurance plans. Its representatives help clients navigate the complexity of insurance and customize their coverage according to their needs.

License Verified:

License: 958789

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (25)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
108 West Main Street, DeWitt, MI 48820
  • Prescription Food & Supplements
  • Policy Bundle Discount

Why choose this provider?

Since 1926, Reed Insurance Agency has been serving residents in Lansing and throughout Michigan. It provides policies to reimburse pet owners for their cats or dogs’ veterinary bills in case of illness or injury. Through its Pet Cloud with mobile app, customers get to access their pets’ health records and receive appointment reminders. The agents also offer individualized options for clients’ business and personal insurance needs. Before joining the agency, owner Andy Joslyn worked in the auto insurance industry.

License Verified:

License: 962133

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (90)
Facebook
5.0 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1300 W State St Ste C, Belding, MI 48809
  • Multi-Pet Discount

Why choose this provider?

Melton-McFadden Insurance Agency caters to people residing in Lansing and its surrounding areas. It works with Figo to help clients secure pet insurance policies that would protect their finances in case their animal companions get sick or suffer an injury. It also provides auto, business, flood, life, condo, and health insurance products. The company has access to various carriers, including Progressive, Liberty Mutual, Humana, Foremost Insurance Group, and Priority Health. Its president, A. Scott Melton, holds the CIC designation.

License Verified:

License: 961924

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1451 East Lansing Dr., Suite 215, East Lansing, MI 48823
  • Multi-Pet Discount

Why choose this provider?

RMTC Agency, Inc., is an independent insurance firm that has been serving the Lansing community and the surrounding area since 1953. It handles the insurance needs of pet owners through its partnership with Figo Pet Insurance, crafting policies with coverage for sickness- and injury-related treatments. RMTC also tailors life, home, auto, and business protection plans based on its clients' needs and preferences. It represents a selection of carriers, such as Fremont Insurance, J.M. Wilson, and Progressive.

License Verified:

License: 0014951

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
303 S. Waverly Suite 4, Lansing, MI 48917
  • Multi-Pet Discount

Why choose this provider?

Steve Stagg operates a State Farm insurance agency that serves people in Lansing. He offers pet insurance policies from Trupanion, which provide financial protection to owners from veterinary expenses in the event that their animal companions get sick or injured. Stagg creates customized insurance plans for renters, homeowners, and business owners to protect their families and properties. To help beneficiaries pay mortgages, maintain a current standard of living, and pay for college, he offers life insurance plans. He holds a Chartered Financial Consultant designation.

License Verified:

License: 0112283

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (38)

Website
4451 Okemos Rd, Okemos, MI 48864
  • Policy Bundle Discount

Why choose this provider?

Arnouts Insurance Agency Inc. is an independently owned and locally operated company that serves individuals, families, and businesses in Lansing and the rest of Michigan. Partnered with Figo Pet Insurance, it provides insurance policies for owners of dogs, cats, guinea pigs, hamsters, parrots, and cockatiels. These policies cover emergency care and surgery costs, prosthetics and orthopedics, and prescriptions. It also offers optional veterinary exam fees and wellness coverage. Arnouts Insurance Agency has been in operation for more than two decades.

License Verified:

License: 16192919

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (146)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
234 S Main Street, Eaton Rapids, MI 48827

Why choose this provider?

Steve Bartshe is an insurance professional who has been working at State Farm since 2004. He helps Lansing clients provide protection for their furry family members by offering pet insurance policies. These pay for diagnostic tests, hospital stays, holistic therapies, and surgeries. Some of the illnesses and injuries the insurance covers are cancer, heart disease, and broken bones. Bartshe also helps clients shop for auto, homeowners', health, and renters' insurance products. He has received various State Farm awards, including the President's and Chairman's Club.

License Verified:

License: 8107731

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (821)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
125 S. Main Street, Eaton Rapids, MI 48827
  • Accident Only

Why choose this provider?

Ackley-Peters-Haubert Insurance provides coverage options for pet owners in Lansing and the surrounding areas. Its Figo policy gives pet owners access to any veterinarian in the US, Puerto Rico, and Canada. It offers a variety of personal insurance products, including motorcycle, condo, jewelry, flood, and renters' insurance. The independent agency represents various companies like Progressive, Foremost, Auto-Owners, and Hastings Mutual. It was originally known as Carl Ackley Insurance Service and has been in business since 1946.

License Verified:

License: 959993

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (21)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4295 Okemos Rd. Suite 160, Okemos, MI 48864

Why choose this provider?

Peninsula Insurance Services is an independent agency catering to the Lansing community. It has partnered with Safeco to help clients find a pet insurance program for their cats and dogs. These pet insurance products provide coverage for alternative therapies, emergency vet visits, physical examinations, and surgeries. Clients can also get an assessment to ensure that the business, vehicle, or life insurance policy that they purchase matches their coverage needs. The agency works with different carriers, such as Progressive, Hagerty, and Encompass.

License Verified:

License: 16157233

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (391)
Facebook
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2900 West Road, Suite 203, East Lansing, MI 48823
  • Policy Bundle Discount

Why choose this provider?

Vero Insurance delivers pet assurance contracts to clients living in Lansing. The team aims to help pet owners protect their finances and pets in case of illnesses and accidents requiring veterinary intervention for furry companions. The company also has personal insurance plans covering rental properties and mobile homes against damage or harm due to natural disasters like earthquakes or floods. The agency has customers across 25 states and is staffed by 12 experienced advisors who counsel customers on the finer points of indemnity contracts.

License Verified:

License: 0495731

Michigan Department of Insurance and Financial Services

Website
615 North Capitol Avenue, Lansing, MI 48933
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Mourer Foster is a full-service specialty risk insurance agency that serves pet owners in Lansing. Its professionals provide pet health insurance plans that allow customers to visit vets, specialists, and ER throughout the country and in Canada and Puerto Rico. They also assess customers' unique needs, provide custom quotes, and assist in changing policies or filing claims. Mourer Foster is an independent agency that was established in 1933 and writes insurance products in 50 states.

License Verified:

License: 16940437

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (32)
Facebook
4.3 / 5 (8)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
200 West Exchange Street, Owosso, MI 48867
  • Policy Bundle Discount

Why choose this provider?

CLH Insurance Agency caters to pet owners in Lansing whose cats and dogs need indemnity coverage. The agency's products provide a safety net for unexpected or inevitable veterinary care bills. Related amenities extend to lost pet detection services using GPS and cloud-based technologies. The team also has property assurance policies for real estate assets and personal vehicles. CLH Insurance Agency is an independent office that has been active since 1903. Its clientele includes commercial establishments.

License Verified:

License: 958316

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (29)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Can pet insurance holders in Lansing choose their own veterinarian for their animals?

    Yes. However, note that when you take your pet to a veterinary clinic, you need to pay for the services in full at the time of treatment. Unlike human health insurance, your pet insurance company will not pay your veterinarian directly. After you receive a bill from your veterinarian in Lansing, it is your responsibility to submit it to your pet insurance company for reimbursement of covered expenses.

  • Is there a waiting time for pet insurance policies in Lansing?

    Yes. The pet insurance waiting period in Lansing refers to the time between the policy's effective date and when the coverage takes effect, allowing you to file claims. There are two waiting periods: one for illnesses and the other for accidents, around 14 days and 3 days, respectively. Periods may vary from carrier to carrier. Some may have specific waiting periods for certain procedures, such as hip dysplasia and cranial cruciate ligament surgery, which can range from six to 12 months.

  • What is the average cost of pet insurance in Lansing?

    Pet insurance for a five-year-old Golden Retriever in Lansing will cost between $30 and $59 per month. Accordingly, the cost will be considerably lower if your pet is smaller or younger. For instance, if you have a Maine Coon kitten that is six months old, the cost may be between $15 and $21 monthly. The pet insurance costs depend heavily on factors, including where you live, how old your pet is relative to its estimated life expectancy, and what breed you have.

  • When one's dog in Lansing attacks another dog, will pet insurance cover the expenses?

    If your dog was assaulted by another animal, the costs associated with medication and treatment will be covered by pet insurance. If, however, your dog attacks another animal and causes more property damage, you should check with your pet insurance provider to see if they provide liability protection for dog bites or property damage. Keep in mind that you cannot let your dog run unrestrained in Lansing.

  • Will a pet insurance policy in Lansing cover vet bills incurred in the past?

    Pet insurance does not cover vet bills or health conditions that occurred in the past. Pets are considered to have a "pre-existing condition" if they were injured or became ill before a pet owner purchased coverage, or if the waiting period has not yet expired. Unfortunately, pre-existing conditions are not covered by most pet insurance companies in Lansing.