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Best Health Insurance Agencies in Lansing

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2023
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Arnouts Insurance Agency Inc logo
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License Verified:

License: 0094960

Michigan Department of Insurance and Financial Services

Arnouts Insurance Agency Inc

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4451 Okemos Road, Okemos, MI 48864

Business Description

Arnouts Insurance Agency, Inc. is an independent agency that has been serving individuals, businesses, and families in Lansing since 1999. It provides health insurance products to those who do not have employer health plans and to self-employed individuals who need supplemental health plans. It also offers insurance solutions to auto, homeowners, and renter's needs. In addition, it caters to the cabin, cottage, boat, and motorcycle owners in helping with policies that include liability and property coverage. It also assists clients who wish to report after-hours emergency claims.

License Verified:

License: 0094960

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bubolz Insurance logo
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License Verified:

License: 958421

Michigan Department of Insurance and Financial Services

Bubolz Insurance

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1159 Trowbridge Road, East Lansing, MI 48823
  • Life Insurance

Business Description

Established in 1986, Bubolz Insurance is a family-owned insurance agency serving Lansing and neighboring communities. It offers personal and business insurance lines, including health insurance plans. Medical insurance policies for individuals and families, as well as individual disability and long-term care plans, are also provided. The agency also provides guidance on Medicare Supplement and group medical care plans. Bubolz Insurance works with several insurance carriers, such as Pioneer State Mutual Insurance Company, Progressive, and Wolverine Mutual.

License Verified:

License: 958421

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital Insurance Services logo
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License Verified:

License: 4592888

Michigan Department of Insurance and Financial Services

Capital Insurance Services

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4299 Five Oaks Drive, Lansing, MI 48911
  • Group Plans
  • Life Insurance

Business Description

Capital Insurance Services is a company that serves the insurance needs of the residents of Lansing and all of Michigan. Since it opened in 1980, the firm has grown to be one of Lansing’s largest insurance agencies. As an independent agent, it can give clients the power of choice by offering different coverages from different agencies. It offers a wide range of insurance products, including health, life, home, renters', auto, and business insurance.

License Verified:

License: 4592888

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cedar River Insurance Agency logo
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License Verified:

License: 3151548

Michigan Department of Insurance and Financial Services

Cedar River Insurance Agency

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2143 Commons Parkway, Okemos, MI 48864
  • Individual Plans
  • Life Insurance

Business Description

Cedar River Insurance Agency is an independent multi-line insurance provider based in Okemos that extends its services to the surrounding areas, including Lansing. Its professional insurance associates offer an assessment of clients’ backgrounds and help them select coverage packages that will suit their individual needs. The types of life insurance the company carries are term, permanent, and universal life insurance. These support the clients’ beneficiaries during distressing events. Cedar River Insurance Agency also offers auto, homeowners, and health insurance.

License Verified:

License: 3151548

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Doty  Agency, Inc logo

License Verified:

License: 958818

Michigan Department of Insurance and Financial Services

Doty Agency, Inc

850 East Saginaw Highway, Grand Ledge, MI 48837
  • Life Insurance

Business Description

Doty Agency, Inc. is an insurance company that caters to clients in Lansing. It has been delivering a comprehensive range of insurance products and solutions since 1932. These include health, life, home, business, auto, and farm insurance. Some of its individual health products are traditional major medical, hospital and surgical, medical savings accounts, Medicare Supplement, and high-deductible plans. Doty Agency, Inc. has partnered with numerous carriers, including Accident Fund, Bristol West, and Foremost Insurance Group.

License Verified:

License: 958818

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HACKER-KING-SHERRY logo
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License Verified:

License: 958192

Michigan Department of Insurance and Financial Services

HACKER-KING-SHERRY

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2205 Abbot Road, East Lansing, MI 48823
  • Life Insurance

Business Description

Hacker-King-Sherry is a third-generation insurance agency that has been serving clients in the Lansing area since 1919. It offers health insurance plans that cover medical and surgical expenses and often include employer benefit packages. Hacker-King-Sherry also provides auto, homeowners', renters', and life insurance policies. Additionally, it also offers workers' compensation, business owner's policy, and commercial liability insurance plans as well as bonds. Hacker-King-Sherry represents multiple insurance companies including Progressive, Michigan Insurance Company, and The Hanover Insurance Group.

License Verified:

License: 958192

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Logan Insurance Group logo

License Verified:

License: 18448193

Michigan Department of Insurance and Financial Services

Logan Insurance Group

2722 East Michigan Avenue, Lansing, MI 48912
  • Life Insurance

Business Description

Logan Insurance Group is a Lansing-based independent insurance agency that helps clients with their health insurance needs. The agency provides long-term disability insurance for clients who become disabled and are unable to work. It also offers long-term care insurance for clients who develop chronic illnesses and are unable to take care of themselves. Logan Insurance Group helps its clients make informed decisions when it comes to their insurance needs. Additionally, the agency offers life and specialty insurance products.

License Verified:

License: 18448193

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rathbun Insurance logo

License Verified:

License: 958444

Michigan Department of Insurance and Financial Services

Rathbun Insurance

529 West Saginaw Street, Lansing, MI 48933
  • Individual Plans
  • Life Insurance

Business Description

Rathbun Insurance is an independently owned and locally operated company providing health insurance coverage options to Lansing residents. It provides dental and vision insurance as well as group benefit programs. Furthermore, it offers other personal insurance policies, including home, auto, boat, and renters' insurance. The company works with various insurance companies aimed to provide clients with the right policy for their individual needs. Its team consists of professionals with over 200 years of combined experience in the insurance industry.

License Verified:

License: 958444

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (38)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Retailers Insurance Company logo
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Retailers Insurance Company

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603 South Washington Avenue, Lansing, MI 48933
  • Group Plans

Business Description

Retailers Insurance Company is an agency that serves clients in Lansing. It specializes in providing workers’ compensation and dental insurance coverage for businesses. Its insurance also includes anti-cybercrime protection, as well as increased employer liability limits. As policyholders, clients automatically become members of the Michigan Retailers Association. The agency has partnered with several insurance companies that include Guardian, Retailers Insurance Company, and Blue Cross Blue Shield of Michigan. It has been serving the health insurance needs of clients for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stacy Lewis logo
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License Verified:

License: 4598388

Michigan Department of Insurance and Financial Services

Stacy Lewis

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4020 South Cedar Street, Lansing, MI 48910
  • Individual Plans
  • Life Insurance

Business Description

State Farm insurance agent, Stacy Lewis, delivers a broad range of insurance products and solutions to individuals, families, and business owners residing in Lansing. She provides various kinds of health insurance such as supplemental health, Medicare Supplement, and individual medical plans. Lewis also offers life, property, home, business, and renters insurance coverage. In addition, she delivers policy coverage for automobiles, jewelry, and sports equipment and handles banking, mutual funds, and annuities. State Farm has 19,000 insurance agents across the country.

License Verified:

License: 4598388

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (33)
Facebook
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.