Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Grand Rapids

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Grand Rapids Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3643Reviewed

2189Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2205 Abbot Rd, East Lansing, MI 48823
WebsiteLicense: 958192

Expertise.com Rating

Review Sources

Google
4.0 (34)

Why choose this provider?

Hacker-King-Sherry offers pet insurance products to the residents of Grand Rapids. The agency delivers protection against losses or harms suffered by clients' animal companions. The firm also provides various non-life policies such as homeowners', renters', automobile, and water vehicle insurance. Umbrella coverage is available across multiple kinds of contracts. Hacker-King-Sherry has been in the business since 1919. The company has products from Hastings Mutual, CNA Surety, and Safeco. Its community involvement includes hosting skating and hockey events for youths.

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100 Arlington St, Middleville, MI 49333
WebsiteLicense: 9852170

Expertise.com Rating

Review Sources

Google
4.7 (51)

Why choose this provider?

Jeff Bohms is a State Farm Insurance agent that has been serving Grand Rapids since 2007. He helps individuals in establishing a protection plan for the unpredictable behavior of their pets and the circumstances that come along with it. The customizable pet insurance policies are available for different breeds of cats and dogs, focusing on their medical needs. Bohms' team partners with Trupanion to provide coverage options for pets' illnesses, injuries, medications, breed-specific conditions, and treatments and procedures.

  • Policy Bundle Discount

6189 Lake Michigan Drive, Allendale, MI 49401
WebsiteLicense: 18303152

Why choose this provider?

Mike Kelley is a State Farm agent who serves the residents of Grand Rapids and the surrounding areas. He provides various insurance policies, including pet, auto, and homeowners' insurance. Other insurance products he offers include life, health, and business insurance. Mike has been working with State Farm for more than five years. He supports community organizations such as the Allendale Chamber of Commerce, Love INC of Allendale, and Harbor Humane Society.

16770 Ferris St., Grand Haven, MI 49417
WebsiteLicense: 0189322

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Michigan Insurance Group serves pet owners, families, and businesses in Grand Rapids. The company offers an array of products, including pet, homeowners', auto, motorcycle, RV, and workers' compensation insurance. Its insurance agents work closely with the client, understanding their pet's needs and identifying potential risks to deliver a personalized policy that fits their lifestyle. It represents multiple pet insurance providers, such as Safeco, Progressive, The Hartford, and Liberty Mutual. The company has been assisting clients throughout the insurance lifecycle since 1976.

  • Life Insurance

404 E. Woodlawn Ave., Hastings, MI 49058
WebsiteLicense: 14176

Expertise.com Rating

Why choose this provider?

Hastings Mutual Insurance Company offers risk management solutions to individuals and businesses in and around the Grand Rapids area. Its agents furnish pet insurance plans, which cover accident-related injuries and help pay for hospital stays, surgeries, diagnostic tests, and veterinary supplements. Additionally, they provide policies for homeowners and drivers. Optional coverage plans for leisure sports equipment and identity theft protection are available. The insurance agency also protects residents in Ohio, Wisconsin, Illinois, Iowa, and Indiana.

  • Policy Bundle Discount

242 N. Michigan Ave., Grand Rapids, MI 49455
WebsiteLicense: 958422

Expertise.com Rating

Review Sources

Google
4.7 (22)
Facebook
3.0 (2)

Why choose this provider?

Gales Agency provides a complete line of insurance products to Grand Rapids residents. It reimburses unexpected pet medical bills through Figo insurance, which offers Pet Cloud, an app that lets clients manage their pets. It also partnered with Foremost, Progressive, and West Bend. Its founder, Newell Gale, began his insurance career in 1932. Before being acquired by Shelby State Bank in 1999, his company purchased several insurance agencies with the help of his sons. In 2021, the bank sold it to Lighthouse, an Alera Group company.

  • Policy Bundle Discount

4800 S Cedar St, Lansing, MI 48910
WebsiteLicense: 18618415

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Great Lakes State Agency offers various insurance plans to Grand Rapids residents. The independent company partners with multiple carriers, such as Progressive and Safeco, to help cat and dog owners choose a suitable pet insurance plan. The policy covers the medical expenses of a pet in case of illnesses or injuries. The agency's team also guides policyholders through the claims process and assists them on concerns regarding coverage and premiums. Other policies offered include personal insurance, business and property protection, and vehicle coverage.

  • Policy Bundle Discount

4829 East Beltline Ave NE, Ste 300, Grand Rapids, MI 49525
WebsiteLicense: 8982551

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
4.7 (35)

Why choose this provider?

Bye Financial Group, LLC, offers risk management solutions from its offices in Grand Rapids and Grand Ledge. The agency provides protection plans for owners of cats and dogs. Its team writes policies that reimburse expenses resulting from diagnostic tests and emergency care. An accident-only plan that covers incidental injuries such as bite wounds and broken bones is also available. Progressive, Foremost Insurance Group, Bristol West, and The Hartford are some of Bye Financial Group's partner carriers. It has been in business since 1998.

  • Policy Bundle Discount

FAQs

  • What's the advised pet insurance coverage amount for residents in Grand Rapids?

    For Grand Rapids inhabitants, experts suggest pet insurance coverage between $3,000 and $8,000 with a reimbursement level minimum of 80%. Although 42% of Michigan homes have pets, just a tiny portion invest in insurance. This insurance ensures the capability to manage medical costs, offering a financial cushion against potential hefty bills, especially during emergencies.

  • Is it beneficial to have preventive care in pet insurance policies in Grand Rapids?

    In Grand Rapids, not all pet insurance providers extend preventive care options. If you desire assistance with routine wellness tasks like vaccinations, some insurers won't be suitable. However, adding preventive care coverage might be economically savvy for regular vet visits. It's especially wise for younger animals, as foundational health care during their initial stages is crucial.

  • When is the optimal time to secure pet insurance in Grand Rapids to avoid coverage limitations?

    It's wise to register your animal for pet insurance in Grand Rapids when they're between 6 and 8 weeks old. Initiating a policy at this young age helps avert restrictions linked to chronic ailments or previous medical care. If there's a vet visit on the horizon, consider the policy's waiting period. Early enrollment minimizes risks of claims refusal stemming from preexisting conditions.

  • What should Grand Rapids residents know about waiting periods in pet insurance policies?

    After purchasing a policy in Grand Rapids, there's an initial timeframe—called a waiting period—before it covers veterinary expenses. While durations vary among plans, shorter waiting times are beneficial. Moreover, certain conditions like hip dysplasia or cruciate ligament issues might have extended waiting periods of up to a year. It's wise to opt for plans that lack such lengthy delays if your pet's breed is predisposed to these issues.

  • What factors should Grand Rapids pet owners consider when deciding on a deductible in pet insurance plans?

    For pet owners in Grand Rapids, the decision to select a pet insurance plan with a deductible is based on personal financial considerations. While many plans feature deductibles, some don't. Generally, a plan with a higher deductible offers lower monthly premiums, whereas a lower deductible results in a higher monthly payment. However, plans without deductibles might have distinct reimbursement rates.