Expertise.com

Best Life Insurance Companies in Grand Rapids

2023

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Website
3205 68th Street Southeast, Caledonia, MI 49316
  • Life Insurance
  • Health Insurance

Why choose this provider?

Since 2003, Great Lakes Insurance has been helping clients protect their families, assets, and finances. It provides individuals in Grand Rapids with life insurance that can cover bills, pay for some expenses incurred running a family business, and finance the family's future needs in the event of a tragedy. The agency offers various coverages, such as term, final expense, universal life, indexed universal, and whole life insurance. Great Lakes Insurance is a family-owned company run by Kinzie Financial Services.

License Verified:

License: 16724419

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2305 East Paris Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance

Why choose this provider?

Buchanan Insurance is an insurance brokerage that has been working for families and small businesses in West Michigan, including Grand Rapids, since 1967. As an independent and family-operated agency, its set of personal solutions include whole, term, and variable life insurance programs. Its corporate insurance options additionally cover workers' compensation, medical LLCs, and home-based business insurance. The agency also assists clients in filing claims with Amerisure Insurance, Liberty Mutual, and Berkshire Hathaway GUARD Insurance Companies.

License Verified:

License: 9517979

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
771 Kenmoor Ave Ste. A, Grand Rapids, MI 49546
  • Life Insurance
  • Long Term Care

Why choose this provider?

For over three decades, Great Lakes Financial Insurance Agency has been serving clients in Grand Rapids. It provides life insurance products, like universal, variable universal, and whole life policies. The agency educates clients on matters like tax liability. It also offers other financial products, like disability insurance. The agency works with multiple insurance carriers, including AIG, Prudential, and Transamerica Life Insurance Company. Its office manager, Melanie Sullivan, is a former customer service team member of the healthcare company Aetna Inc.

License Verified:

License: 8710986

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6700 South Division Avenue, Grand Rapids, MI 49548
  • Life Insurance

Why choose this provider?

Warsen Insurance is an independent insurance agency in Grand Rapids, providing personal and commercial risk management solutions since 1949. It offers life and health insurance policies, as well as long-term care and disability coverage. Policies for homeowners, auto, boat, and motorcycle are available. The company assists small businesses, manufacturing companies, and breweries. Business insurance options include general liability, property, auto, and workers compensation insurance. Warsen Insurance is a family-owned fourth-generation company representing different insurance companies.

License Verified:

License: 959350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5075 Cascade Road Southeast, Grand Rapids, MI 49546
  • Life Insurance

Why choose this provider?

Serving Grand Rapids, Aspen Insurance Group is an independently owned insurance agency that represents multiple insurance carriers to deliver custom-tailored policies that match clients' unique needs. Insurance associates at the company are committed to protecting the policyholder and family members in the event of the unexpected. They carry different types of life products that provide temporary and permanent benefits. Aspen Insurance Group also insures homes, autos, boats, motor homes, condominiums, and classic cars.

License Verified:

License: 8997357

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (55)
Facebook
5.0 / 5 (21)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
488 Kinney Avenue Northwest, Grand Rapids, MI 49534
  • Life Insurance

Why choose this provider?

DeVries & Royston Insurance helps clients in Grand Rapids find life insurance products best suited for their needs. Its agents guide customers on various concerns about life insurance, such as what type of coverage to get and who or what requires coverage. They help people understand that life insurance is beneficial for anyone. DeVries & Royston also assists clients in finding individual health insurance, homeowners' insurance, and pet insurance. It is a member of the Michigan Association Of Independent Agents.

License Verified:

License: 0089844

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6661 Alden Nash Avenue Southeast, Alto, MI 49302
  • Life Insurance

Why choose this provider?

JB Harrison is an independent agency that helps identify the right insurance product for clients in Grand Rapids and the surrounding areas. It has been delivering life insurance solutions for more than 20 years. Its agents offer life insurance plans that protect clients' income, creating immediate cash funds in the event of death or disability. Additionally, they also provide home, auto, and business insurance policies. The company's agent, Daniel Urich, holds a Life Underwriting Training Council Fellowship designation.

License Verified:

License: 4598759

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (16)
Facebook
4.0 / 5 (9)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4260 Plainfield Avenue Northeast, Grand Rapids, MI 49525
  • Life Insurance

Why choose this provider?

Dykstra Agency, Inc. is an independent insurance company that serves clients in the Grand Rapids area. It offers an array of life insurance policies that will protect clients from unexpected occurrences in the future. Its packages include term life, which helps achieve temporary goals, and permanent, which is designed to give lifelong protection. The company also provides risk protection packages for homes, automobiles, and workers' compensation. Its website has an insurance glossary and informative link resources, which customers can utilize to learn more about different insurance plans.

License Verified:

License: 959626

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
508 East Fairplains Street, Greenville, MI 48838
  • Life Insurance

Why choose this provider?

Winter Insurance Agency is an insurance provider that serves clients in Grand Rapids and has been operating since 1979. With over 40 years of combined experience, its insurance agents help find products that suit its clients' needs. Winter Insurance Agency provides various vehicle insurance and property insurance. It also offers life insurance and disability insurance. The insurance company also caters to business insurance and workers' compensation insurance. Winter Insurance Agency is a member of the Michigan Association of Independent Agents.

License Verified:

License: 979439

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2535 5 Mile Road Northeast, Grand Rapids, MI 49525
  • Life Insurance

Why choose this provider?

Boer Insurance Group offers insurance packages and assistance to its clients residing in Grand Rapids. It offers life, auto, home, condo, renters, umbrella, and other types of insurance to individuals, their families, and businesses in the area. With extensive experience since its founding in 1917, it has the command in insurance, which helps the company assist its clients. It is a Trusted Choice independent insurance agency, and its insurance agents follow a process that centers on customer focus and satisfaction.

License Verified:

License: 0017342

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (205)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6147 28th Street Southeast, Grand Rapids, MI 49546
  • Life Insurance
  • Long Term Care

Why choose this provider?

RCB & Associates offers a variety of insurance services in Grand Rapids. It provides individual life insurance, group life insurance, and voluntary group life insurance. The business also offers individual medical insurance, individual dental insurance, group long and short-term disability insurance, group long-term care insurance, and voluntary group accident insurance. It also has flexible spending account administration services and employee assistance programs. RCB & Associates has been offering its comprehensive services to customers since 2002.

License Verified:

License: 3701710

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5234 Plainfield Avenue, Grand Rapids, MI 49525
  • Life Insurance

Why choose this provider?

Insurance Advantage is a family-owned independent insurance agency that serves the residents of Grand Rapids and the rest of Michigan for more than two decades. It provides life insurance policies. It also offers other insurance products, such as home insurance, auto insurance, pet insurance, and business insurance. The insurance providers that it represents include AAA, Cincinnati Insurance, and PriorityHealth. The Insurance Advantage team has a combined experience of more than 75 years in the insurance field. The company is a Trusted Choice Agency.

License Verified:

License: 3414608

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1600 East Beltline Avenue Northeast, Grand Rapids, MI 49525
  • Life Insurance

Why choose this provider?

Linkfield & Cross is a full-service insurance company that has been providing benefits to several policyholders in Grand Rapids since 1982. It offers life insurance products, including term life and permanent life policies. With over 20 years of experience, its team of professionals assists clients in finding plans that align with their current needs and budget. Furthermore, they utilize a computerized rating system to compare the rates of carrier companies with the same coverage.

License Verified:

License: 958795

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 377, Belmont, MI 49306
  • Life Insurance
  • Health Insurance

Why choose this provider?

J.F. Zwack Insurance Agency, Inc., is a family-owned and family-operated insurance agency. For over 50 years, it has provided insurance solutions to businesses and individuals in Grand Rapids. As an independent agency, it represents multiple insurance carriers and offers a wide variety of policies. Its personal line options include auto, home, health, pet, and life insurance products. Meanwhile, its commercial insurance lines cover commercial liability, commercial auto, property, umbrella, and workers' compensation.

License Verified:

License: 9080511

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (14)
Google
3.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1025 Spaulding Avenue Southeast, Grand Rapids, MI 49546
  • Life Insurance
  • Health Insurance

Why choose this provider?

Weadock & Associates LLC is a family-owned and independent agency that has been delivering insurance services since 2000. Its founder, John Weadock, has over 50 years of experience providing life insurance solutions for individuals and businesses in Wyoming and the surrounding areas. Together with his team, they focus on listening and educating clients in selecting the right insurance policy. They offer different types of life insurance, including universal life and term life plans. Other products are health, employee benefits, property and casualty, and disability insurance plans.

License Verified:

License: 8291127

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 44th Street Southeast, Kentwood, MI 49508
  • Life Insurance
  • Health Insurance

Why choose this provider?

Dalessandro Agency Inc has been tending to the life insurance needs of individuals and families in Grand Rapids since 1995. This independent insurance agency offers term and permanent life policy options. Its advisors are experienced in handling insurance products, including health, home, condo, farm, and commercial insurance. Moreover, Dalessandro Agency partners with companies, such as Alfa Insurance, Liberty Mutual, Michigan Insurance Company, and Safeco Insurance. It is also licensed to provide these services in Illinois, Ohio, and Indiana.

License Verified:

License: 7232759

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (97)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7472 Main Street, Jenison, MI 49429
  • Life Insurance

Why choose this provider?

Ottawa Kent is an independent insurance agency that provides insurance services to individuals and businesses in Grand Rapids and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life and health insurance plans, which cover universal life insurance, whole life insurance, term life insurance, child life insurance, and Medicare supplement insurance. It has served the Western Michigan area for more than 40 years and is currently led by company president Mike Haverdink.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6739 Courtland Drive Northeast, Rockford, MI 49341
  • Life Insurance

Why choose this provider?

White & Associates is an independent insurance agency that has been serving the residents of Grand Rapids for more than a century. It offers term life insurance and whole life insurance, as well as health insurance, long-term care insurance, and disability insurance. Additionally, it provides homeowners, auto, and business insurance options. White & Associates works with various insurance companies, such as the Michigan Insurance Company, EMC Insurance, Fremont Insurance, Frankenmuth Insurance, and The Cincinnati Insurance Companies.

License Verified:

License: 0300832

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2169 Wealthy St SE, Grand Rapids, MI 49506
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bill Cole is a State Farm insurance agent that serves individuals and businesses in the Grand Rapids area. He offers term, whole, and universal life insurance policy options that fit the needs of each client. He also assists with risk management options for health, personal properties, business owners, and worker compensation. Bill has been in the industry for over 10 years. He gives back to the community through the Down Syndrome Association of West Michigan.

License Verified:

License: 0111964

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (76)
Facebook
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1275 Peck Street, Muskegon, MI 49441
  • Life Insurance

Why choose this provider?

Anchor Insurance Group, Inc. is an independent agency that provides insurance services to residents and businesses of Grand Rapids and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life and permanent life insurance. Additionally, it provides business insurance packages like business interruption, business property, commercial auto, and workers’ compensation. Jim Mines bought Cloetingh Seaway General and decided to rename it to Anchor Insurance Group, Inc.

License Verified:

License: 958615

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is your Grand Rapids life insurance rate affected by your occupation?

    Yes, life insurance companies in Grand Rapids consider your occupation when evaluating risk and calculating life insurance premiums. Some occupations are considered higher risk due to the nature of the work, potential risks, and increased exposure to potentially fatal events, which may result in higher premiums. A construction worker, for example, may face greater risks as a result of working at great heights or with powerful equipment.

  • What factors have an impact on how long it takes to obtain a life insurance coverage in Grand Rapids?

    The time it takes to obtain a life insurance policy in Grand Rapids is determined by a number of factors. These factors include the policy's complexity, the need for medical underwriting, the completeness of the individual's application, and any additional conditions or paperwork required by the insurance provider. Being open to the insurance company's requests for additional information will expedite the process.

  • What are your options on paying a whole life insurance policy in Grand Rapids?

    In Grand Rapids, there are numerous ways to pay for whole life insurance. These consist of:

    • Single premium, which entails making a single upfront lump sum payment covering the entire cost of the coverage.
    • Recurring payments up to age 99, whether on a monthly, quarterly, semi-annual, or annual basis.
    • Limited pay, which covers the entire cost of your coverage over a certain payment period, such as 10 or 20 pay.
  • Can someone with Type 1 diabetes purchase life insurance in Grand Rapids?

    Yes, people with Type 1 diabetes in Grand Rapids can get life insurance. However, because Type 1 diabetes is thought to be more difficult to control, resulting in a higher risk, it would be more difficult for someone with Type 1 diabetes to obtain life insurance than someone with Type 2. If a person with Type 1 diabetes is eligible for life insurance, the cost will almost certainly be higher than for someone with Type 2.

  • Are you allowed to cash out your Grand Rapids permanent life insurance policy?

    Yes, you can cash out your Grand Rapids permanent life insurance policy by taking out a loan against the cash value of your policy or surrendering your coverage to your insurance provider in exchange for cash, less any fines or penalties. Keep in mind that a cash value loan requires you to pay interest. Furthermore, surrendering your coverage means that your beneficiaries will not receive a life insurance benefit if you die.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.