Expertise.com

Best Credit Repair Companies in Grand Rapids

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
625 Kenmoor Avenue Southeast, Grand Rapids, MI 49546
Grand Rapids, MI 49546
Instagram
  • Credit Audit

Guaranteed Financial Solutions is a company servicing Grand Rapids. It offers a wide range of personalized credit repair solutions which deal with a wide range of items affecting credit scores such as collections, foreclosures, late payments, bankruptcy, and repossessions. A case analyst and case advisor can assist clients throughout the process along with video and email training for credit education. Clients can view the progress of their case 24/7. The company also provides financial coaching and debt settlement services.

625 Kenmoor Avenue Southeast, Grand Rapids, MI 49546
Grand Rapids, MI 49546

InstagramWebsite(616) 800-1017

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4485 Plainfield Avenue Northeast, Grand Rapids, MI 49525
Grand Rapids, MI 49525
  • Credit Monitoring
  • Credit Audit

US Fair Credit Alliance is a team of credit specialists helping clients in and near the Grand Rapids area who need to repair or improve their credit scores. The team runs a systematic service approach including credit analysis, document and identity verification, and strategic action planning for credit restoration using reports from the credit bureaus and credit companies. With over 20 years in the industry, the company has served more than a thousand clients, with an average of 73 credit score point increase.

4485 Plainfield Avenue Northeast, Grand Rapids, MI 49525
Grand Rapids, MI 49525

Website(888) 212-1415

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you