Best Credit Repair Companies in Flint

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Amend Credit Principles logo
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Amend Credit Principles

11426 Davis St. #144, Grand Blanc, MI 48480
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  • Credit Monitoring

Business Description

Amend Credit Principles offers rebuilding, counseling, and monitoring services in Flint and the neighboring areas. It assesses the consumers' credit standing, creates action plans, and deals with creditors on their behalf. It then works to fix the incorrect information from the clients' reports and increase their scores by disputing bankruptcies, charge-offs, collections, judgments, late payments, and medical bills with the credit bureaus. The company strives to improve a person's creditworthiness to help them pursue their goals. Amend Credit Principles also provides financial budgeting assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Amend Credit Principles

Goals Credit Solutions logo
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Goals Credit Solutions

3163 Flushing RD. Suite 214, Flint, MI 48504
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  • Debt Consolidation

Business Description

Goals Credit Solutions caters to clients across Flint and the surrounding areas. It helps individuals who are looking to improve their credit scores and improve their finances. It offers credit repair services, conducting extensive credit analyses and disputing inaccurate information on each client's credit report, such as information involving late payments, medical bills, charge-offs, repossessions and foreclosures, and bankruptcies. Its team then provides an analysis of the updated credit reports and develops a resolution to remove any misleading item left on the report.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (1)
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Goals Credit Solutions

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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