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Best Local Car Insurance Agencies in Flint

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allriskinsuranceflintmi.com logo
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License Verified:

License: 8291322

Department Of Insurance And Financial Services

allriskinsuranceflintmi.com

2503 Flushing Road, Flint, MI 48504
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  • Bundling Option

Business Description

All Risk Insurance is a full-service insurance management company that serves the Flint metro area and surrounding communities. The independent insurance agency assists individuals, families, and business owners in obtaining financial protection for their vehicles through an auto insurance policy. Its agents shop for coverage options among multiple insurance carriers and select the policy that best suits their client's needs and resources. Other offerings include homeowners, health, life, and disability insurance. The company's staff has over 50 years of combined experience in the insurance industry.

License Verified:

License: 8291322

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Bachmann Insurance Agency logo
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License Verified:

License: 0103151

Department Of Insurance And Financial Services

Bachmann Insurance Agency

6015 Pierson Road, Flushing, MI 48433
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  • Multiple Carriers

Business Description

As an independent company, Bachmann Insurance Agency has been providing its clients in Flint with the assistance they need in shopping for the right car insurance policy with the right insurer. This decision-making process is usually confusing and time-consuming for most people. Bachmann's agents make choosing more manageable and allow clients to have peace of mind knowing they are getting the advice of an experienced professional. They assist clients from planning the policy all the way to yearly follow-ups.

License Verified:

License: 0103151

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BGM Insurance Agency, Inc. logo
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License Verified:

License: 961323

Department Of Insurance And Financial Services

BGM Insurance Agency, Inc.

1063 W. Hill Rd, Suite E, Flint, MI 48507
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Business Description

BGM Insurance Agency, Inc., brings 20 years of experience in providing auto insurance products to drivers in Flint. Working with a variety of insurance carriers that have excellent ratings, the independent firm's agents personally invest time into understanding clients' situations and needs in planning an insurance coverage that is right for them. BGM Insurance Agency also offers insurance for motorcycles, ATVs, recreational vehicles, and watercraft. It also extends its services to the Brighton area.

License Verified:

License: 961323

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (67)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown & Brown of Michigan logo
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License Verified:

License: 0025629

Department Of Insurance And Financial Services

Brown & Brown of Michigan

1190 Torrey Road, Flint, MI 48430
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  • Boats
  • Motorcyle & ATV

Business Description

Brown & Brown of Michigan offers car insurance policies to Flint residents. Founded in 1919, the company has provided its services to a diverse clientele that includes individuals, families, and businesses. Its team of insurance agents is trained to determine the most viable solutions that address the needs of clients. They tailor each policy to fit the client's preferences and help insure different kinds of vehicles. They represent carriers such as Hagerty, Auto-Owners Insurance, Safeco Insurance, and Progressive.

License Verified:

License: 0025629

Department Of Insurance And Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Eaton Insurance Service logo
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License Verified:

License: 960318

Department Of Insurance And Financial Services

Eaton Insurance Service

11436 North Linden Road, Clio, MI 48420
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  • Multiple Carriers

Business Description

Founded in 1970, Eaton Insurance Services provides insurance protection to clients in Flint and nearby areas. Its agents offer customized car insurance plans that protect policyholders against any financial losses caused by events such as accidents. With more than 50 years in the industry, the company believes in "protection plus advantage." Its agents strive to embody the company values of commitment, excellence, integrity, respect, and teamwork in achieving client satisfaction.

License Verified:

License: 960318

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eve Insurance logo
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License Verified:

License: 0006213

Department Of Insurance And Financial Services

Eve Insurance

4508 Beecher Road, Flint, MI 48532
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  • Multiple Carriers
  • Bundling Option

Business Description

Eve Insurance is a Flint-based insurance agency that has been protecting the dreams of its clients since 1973. The auto insurance offering of the agency has several coverage options, including collision, rental reimbursement, liability, comprehensive, and personal injury protection. It protects its clients from financial losses due to an accident involving their cars. Eve Insurance has a strong focus on giving its clients peace of mind through the insurance options that it offers.

License Verified:

License: 0006213

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (21)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark Owen Agency - Flint logo
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License Verified:

License: 17860501

Department Of Insurance And Financial Services

Mark Owen Agency - Flint

4386 Lennon Road, Flint, MI 48507
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  • Bundling Option
  • Boats

Business Description

Mark Owen Agency - Flint specializes in providing home and auto insurance services to professors, teachers, and other educational workers throughout Flint and the surrounding areas. The agency offers insurance solutions for educators through the Meemic family. Its team of insurance agents offers auto insurance policies that cover underinsured and uninsured motorist, bodily injury, collision, personal injury protection, and comprehensive auto coverage. Agency principal Mark Owen has been an insurance agent since 1996.

License Verified:

License: 17860501

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (30)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michigan Insurance and Financial Services – Grand Blanc logo
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License Verified:

License: 15800564

Department Of Insurance And Financial Services

Michigan Insurance and Financial Services – Grand Blanc

8469 South Saginaw Street, Grand Blanc, MI 48439
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Michigan Insurance and Financial Services is an independent insurance company providing services to Flint and its surrounding areas. The firm specializes in car insurance that includes collision, comprehensive, physical injury, and uninsured and underinsured liability coverages. The insurance covers the damage on cars but, as well as the driver and other parties involved in the event of an accident. Michigan Insurance and Financial Services is committed to providing professional and satisfactory services to safeguard the assets of its clients.

License Verified:

License: 15800564

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Lothrop Insurance logo
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License Verified:

License: 961324

Department Of Insurance And Financial Services

New Lothrop Insurance

7499 Cherry Street, New Lothrop, MI 48460
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  • Multiple Carriers

Business Description

New Lothrop Insurance delivers a wide variety of insurance policies designed to protect Flint clients, their vehicles, and other individuals affected in case of car collisions and other auto-related incidents. The insurance policies include auto insurance, RV insurance, ATV insurance, snowmobile insurance, and insurance for watercraft such as boats and jet skis. For over three decades, the locally-owned independent insurance agency represents multiple insurance carriers such as Auto-Owners Insurance and Fremont Insurance.

License Verified:

License: 961324

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Security First Insurance logo
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License Verified:

License: 958601

Department Of Insurance And Financial Services

Security First Insurance

3526 Miller Road, Flint, MI 48507
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Security First Insurance is an independent insurance firm in Flint that has been serving the people of the greater Michigan area since 1924. Catering to both individual and commercial clients, its agents are able to design various insurance programs, including auto insurance policies that will suit the needs, expectations, and preferences of clients and meet the state’s requirements. Security First Insurance also insures other vehicles, such as motorcycles, motorhomes, antique or classic cars, and camping trailers.

License Verified:

License: 958601

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (121)
Facebook
4.9 / 5 (95)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sovis Insurance Agency logo
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License Verified:

License: 958789

Department Of Insurance And Financial Services

Sovis Insurance Agency

615 West Broad Street, Chesaning, MI 48616
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  • Multiple Carriers

Business Description

Sovis Insurance Agency in Chesaning extends its services to the people of Flint. Serving individual and commercial clients, it offers a wide range of products, including auto insurance. Its agents have more than 200 years of combined experience in the industry and can help drivers obtain car insurance policies from various reputable carriers based on their needs, expectations, and preferences. Sovis Insurance Agency also insures other vehicles, such as motorcycles, boats and other watercraft, and RVs.

License Verified:

License: 958789

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stewart & Associates Insurance logo
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License Verified:

License: 959913

Department Of Insurance And Financial Services

Stewart & Associates Insurance

306 West Flint Street, Davison, MI 48423
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Stewart & Associates Insurance is an independent insurance company that has been serving car owners in Flint and nearby localities for more than 40 years. Established in 1979, the firm assists individuals and families obtain sufficient protection for their vehicles through a car insurance policy. Its independent agents evaluate the needs of their customers and choose the best coverage among different carriers. The company also offers insurance options for motorcycles, boats, and jet skis. Other offerings include life and health, homeowners, renters, real estate, and personal umbrella insurance.

License Verified:

License: 959913

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas Spence Agency, Inc logo
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License Verified:

License: 962842

Department Of Insurance And Financial Services

Thomas Spence Agency, Inc

G3208 W. Pierson Road, Flint, MI 48504
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  • Multiple Carriers

Business Description

Thomas Spence Agency, Inc., is a team of risk management advisors that specializes in auto insurance. Serving the Flint area, the professionals create protection plans for clients regardless of their driving record. They insure luxury and classic cars as well as recreational vehicles and watercraft. The agents also provide insurance policies for sports bikes, custom bikes, and cruisers. In addition to auto insurance, the company offers homeowners' insurance. Thomas Spence Agency has been in service for over two decades.

License Verified:

License: 962842

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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