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2024

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Best Local Car Insurance Agencies in Flint

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Flint Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66

Reviewed

44

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4508 Beecher Road, Flint, MI 48532
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Eve Insurance is a Flint-based insurance agency that has been protecting the dreams of its clients since 1973. The auto insurance offering of the agency has several coverage options, including collision, rental reimbursement, liability, comprehensive, and personal injury protection. It protects its clients from financial losses due to an accident involving their cars. Eve Insurance has a strong focus on giving its clients peace of mind through the insurance options that it offers.

License Verified:

License: 0006213

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (21)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8469 South Saginaw Street, Grand Blanc, MI 48439
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Michigan Insurance and Financial Services is an independent insurance company providing services to Flint and its surrounding areas. The firm specializes in car insurance that includes collision, comprehensive, physical injury, and uninsured and underinsured liability coverages. The insurance covers the damage on cars but, as well as the driver and other parties involved in the event of an accident. Michigan Insurance and Financial Services is committed to providing professional and satisfactory services to safeguard the assets of its clients.

License Verified:

License: 15800564

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4386 Lennon Road, Flint, MI 48507
  • Bundling Option
  • Boats

Why choose this provider?

Mark Owen Agency - Flint specializes in providing home and auto insurance services to professors, teachers, and other educational workers throughout Flint and the surrounding areas. The agency offers insurance solutions for educators through the Meemic family. Its team of insurance agents offers auto insurance policies that cover underinsured and uninsured motorist, bodily injury, collision, personal injury protection, and comprehensive auto coverage. Agency principal Mark Owen has been an insurance agent since 1996.

License Verified:

License: 17860501

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (30)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3526 Miller Road, Flint, MI 48507
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Security First Insurance is an independent insurance firm in Flint that has been serving the people of the greater Michigan area since 1924. Catering to both individual and commercial clients, its agents are able to design various insurance programs, including auto insurance policies that will suit the needs, expectations, and preferences of clients and meet the state’s requirements. Security First Insurance also insures other vehicles, such as motorcycles, motorhomes, antique or classic cars, and camping trailers.

License Verified:

License: 958601

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (121)
Facebook
4.9 / 5 (95)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7499 Cherry Street, New Lothrop, MI 48460
  • Multiple Carriers

Why choose this provider?

New Lothrop Insurance delivers a wide variety of insurance policies designed to protect Flint clients, their vehicles, and other individuals affected in case of car collisions and other auto-related incidents. The insurance policies include auto insurance, RV insurance, ATV insurance, snowmobile insurance, and insurance for watercraft such as boats and jet skis. For over three decades, the locally-owned independent insurance agency represents multiple insurance carriers such as Auto-Owners Insurance and Fremont Insurance.

License Verified:

License: 961324

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.4 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
615 West Broad Street, Chesaning, MI 48616
  • Multiple Carriers

Why choose this provider?

Sovis Insurance Agency in Chesaning extends its services to the people of Flint. Serving individual and commercial clients, it offers a wide range of products, including auto insurance. Its agents have more than 200 years of combined experience in the industry and can help drivers obtain car insurance policies from various reputable carriers based on their needs, expectations, and preferences. Sovis Insurance Agency also insures other vehicles, such as motorcycles, boats and other watercraft, and RVs.

License Verified:

License: 958789

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6015 Pierson Road, Flushing, MI 48433
  • Multiple Carriers

Why choose this provider?

As an independent company, Bachmann Insurance Agency has been providing its clients in Flint with the assistance they need in shopping for the right car insurance policy with the right insurer. This decision-making process is usually confusing and time-consuming for most people. Bachmann's agents make choosing more manageable and allow clients to have peace of mind knowing they are getting the advice of an experienced professional. They assist clients from planning the policy all the way to yearly follow-ups.

License Verified:

License: 0103151

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (24)
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1063 W. Hill Rd, Suite E, Flint, MI 48507

Why choose this provider?

BGM Insurance Agency, Inc., brings 20 years of experience in providing auto insurance products to drivers in Flint. Working with a variety of insurance carriers that have excellent ratings, the independent firm's agents personally invest time into understanding clients' situations and needs in planning an insurance coverage that is right for them. BGM Insurance Agency also offers insurance for motorcycles, ATVs, recreational vehicles, and watercraft. It also extends its services to the Brighton area.

License Verified:

License: 961323

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (67)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1190 Torrey Road, Flint, MI 48430
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Brown & Brown of Michigan offers car insurance policies to Flint residents. Founded in 1919, the company has provided its services to a diverse clientele that includes individuals, families, and businesses. Its team of insurance agents is trained to determine the most viable solutions that address the needs of clients. They tailor each policy to fit the client's preferences and help insure different kinds of vehicles. They represent carriers such as Hagerty, Auto-Owners Insurance, Safeco Insurance, and Progressive.

License Verified:

License: 0025629

Department Of Insurance And Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11436 North Linden Road, Clio, MI 48420
  • Multiple Carriers

Why choose this provider?

Founded in 1970, Eaton Insurance Services provides insurance protection to clients in Flint and nearby areas. Its agents offer customized car insurance plans that protect policyholders against any financial losses caused by events such as accidents. With more than 50 years in the industry, the company believes in "protection plus advantage." Its agents strive to embody the company values of commitment, excellence, integrity, respect, and teamwork in achieving client satisfaction.

License Verified:

License: 960318

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
G3208 W. Pierson Road, Flint, MI 48504
  • Multiple Carriers

Why choose this provider?

Thomas Spence Agency, Inc., is a team of risk management advisors that specializes in auto insurance. Serving the Flint area, the professionals create protection plans for clients regardless of their driving record. They insure luxury and classic cars as well as recreational vehicles and watercraft. The agents also provide insurance policies for sports bikes, custom bikes, and cruisers. In addition to auto insurance, the company offers homeowners' insurance. Thomas Spence Agency has been in service for over two decades.

License Verified:

License: 962842

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it still mandatory to have comprehensive personal injury protection insurance in Flint?

    A recent overhaul to the no-fault system in Michigan now allows consumers to choose several options for personal injury protection insurance when they meet certain criteria. Consumers in Flint can opt out of the comprehensive insurance or choose different coverage amounts, which include no-limit, $500,000, $250,000, and $50,000. However, all drivers must still carry the required minimum liability insurance for bodily injuries. Under the new law, this minimum amount has been increased to $250,000 per person and $500,000 per accident.

  • Can you ask the Michigan Department of Insurance if you have problems with a car insurance policy in Flint?

    Yes, call the Michigan Department of Insurance and Financial Services at 833-ASK-DIFS (833-275-3437) from Mondays to Fridays, 8:00 a.m. to 5 p.m. You can ask questions about your Flint car insurance policy or file a complaint against an insurance company, broker, or agent. If you already have a dispute with an insurance company, contact the DIFS at 877-999-6442 for help in resolving the dispute.

  • When submitting proof of loss for a car insurance claim, after how many days should you receive payment in Flint?

    Your insurer should send payment in Flint within 30 days after you have submitted proof of loss for a car insurance claim. Proof of loss can include documentation for missed wages, medical expenses, and replacement services. If you do not receive payment within this deadline, you are entitled to a 12% simple interest under the Michigan Insurance Code.

  • If you are from out of state and studying in Flint, what kind of car insurance should you get?

    You have two options to ensure you have the right coverage in Flint. First, you can check with your insurance agent if your out-of-state coverage meets or complies with Michigan requirements. If not, you can purchase additional coverage. Another option is to get in touch with a state-licensed insurance professional and purchase the same insurance as a driver registered in the state.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.