Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Detroit

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Detroit Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

337

Reviewed

205

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
39 Oakdale Boulevard, Pleasant Ridge, MI 48069
  • Multiple Policy Types

Why choose this provider?

Heidi Kussurelis Insurance is a locally owned and operated company providing services to Detroit. It was established in 1996 to help clients who are looking for different home insurance services, including renters', mortgage protection, homeowners, condo, and landlord. Its team also assists individuals who want to apply for towing, life, health, cannabis, farm, and auto insurance policies. The agency's owner and president, Heidi Kussurelis, is a mathematics degree holder with over 30 years of experience in the insurance industry.

License Verified:

License: 0035213

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (32)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3031 East Grand Boulevard, Detroit, MI 48202
  • Multiple Policy Types

Why choose this provider?

Cagwin Agency is an insurance agency specializing in insurance options for educators through the Meemic Foundation. Owner and founder Randy Cagwin has been a Meemic agent and has been serving Detroit and the surrounding areas since 1996. The agency provides a variety of home and auto insurance, including renters' insurance. This type of insurance covers replacement costs for personal properties, liability coverage for assets damaged by accident, and optional coverage for other small items like collectibles and jewelry.

License Verified:

License: 8337085

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7100 W 7 Mile Road, Detroit, MI 48221
  • Multiple Carriers

Why choose this provider?

Crystal Robertson is an insurance professional affiliated with State Farm. She caters to individuals, families, and businesses in the Detroit metro and the surrounding areas. She offers renters' insurance policies, which help pay for injury and liability claims, property damage, and rental income losses. The agent also provides auto, health, home, life, liability umbrella, and workers' compensation insurance plans. Crystal brings over more than 15 years of experience in the customer service, digital marketing, and professional development industries.

License Verified:

License: 19627839

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (65)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Southfield, MI
  • Multiple Policy Types

Why choose this provider?

Erica Lindsay, The Insurance Lady, serves tenants and renters in the Detroit metro and the surrounding areas. Erica is an independent insurance agent who assists clients in securing renters' insurance protection plans. Her agency assists in choosing from different insurance carriers like Progressive and Universal Property. She and her team also customize policy options and add-on benefits according to the needs and budgets of clients. Erica has been in the insurance industry for more than 15 years.

License Verified:

License: 0359592

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
5.0 / 5 (27)

Website
19203 Grand River Avenue, Detroit, MI 48223
  • Multiple Policy Types

Why choose this provider?

For more than 20 years, John Cash has been serving clients in Detroit. He works with State Farm to provide renters' insurance products. Cash sets up policies that help clients cover losses related to fire, smoke, water, theft, or vandalism damage. He offers other personal insurance products, like health and auto policies. He also deals with small businesses and creates custom policies for clients in the HVAC, restaurant, and retail industries. Cash has been in the industry for over three decades.

License Verified:

License: 0031917

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13336 E. Jefferson Ave, Detroit, MI 48215
  • Multiple Policy Types

Why choose this provider?

Located in Detroit, Hasan Berjaoui caters to clients across the local area. He provides renters' insurance policies and helps individuals cover their personal properties, like electronics and furniture, from vandalism, theft, water, fire, or wind damages. Berjaoui offers other coverage options, including loss of use and liability coverage. He also sets up business owner's policies for a wide range of industries, from home improvement to retail. Berjaoui has over eight years of experience in finance. He once served as a branch manager under Citizens Bank.

License Verified:

License: 17402406

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6442 Michigan Avenue, Detroit, MI 48210
  • Multiple Policy Types

Why choose this provider?

Family Auto Insurance Agency helps property owners in Detroit mitigate financial risks. Its property insurance solutions cover flood, earthquake, landlord, and renters' insurance. Its professionals educate clients about renters' insurance coverage, which includes damage to personal belongings from named perils, such as vandalism, theft, and fire. Policyholders also receive financial protection against liability lawsuits. Family Auto Insurance Agency has been serving Detroit and its nearby communities since 2012. It has an online service center that facilitates payments, claims, and policy reviews.

License Verified:

License: 18176462

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What factors have the greatest impact on renters' insurance premiums in Detroit?

    The amount of personal and liability coverage as well as the location all have an impact on renters' insurance premiums in Detroit. The higher the insurance cost, the more valuable the items covered. The location also affects the cost of renters' insurance. If the policyholder lives in a high-crime area, their insurance rates will be higher.

  • Is renters' insurance required in Detroit?

    No, renters' insurance is not required for families or individuals renting a home in Detroit. Most insurance companies, however, require them to have one in order to protect themselves from out-of-pocket expenses if something unexpected occurs. Renters' insurance can assist them in recouping the value of their stolen personal items. It also covers the medical bills of anyone injured on the property.

  • Why is it important to have renters' insurance in Detroit?

    Renters insurance is essential in Detroit. It protects renters from repair costs in the event of damage to their rented homes. Renters' insurance is especially important in Detroit, where winters are bitterly cold and pipes frequently freeze and burst. In order to prevent residents from having to pay for repairs out of their own pockets, it covers the costs of flooding due to burst pipes. As a result, having renters' insurance gives Detroit residents peace of mind and financial security.

  • Does renters' insurance in Detroit cover valuable items?

    Yes, renters' insurance in Detroit covers valuable items like art, jewelry, and collectibles, but only to a certain extent. If the policyholder's items exceed the policy's limits, they can add a rider. They can buy an endorsement for their policy. The additional coverage can cover the lost items if they are stolen.

  • How do policyholders in Detroit obtain renters' insurance discounts?

    Renters' insurance discounts are available in Detroit for policyholders who pay in full and bundle multiple insurance plans. They can save at least 3% by combining renters' and auto insurance. They can also combine renters' insurance with other personal protection plans. Individuals and families who install security devices may qualify for renters' insurance discounts.

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