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Best Mortgage Refinance Companies in Detroit

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7954 North Lilley Road, Canton, MI 48187
Canton, MI 48187
  • Reverse Mortgages
  • NMLS #: 39166

Serving Detroit, Accurate Mortgage Solutions is a mortgage company assisting clients looking to refinance their current mortgage plans. It helps clients improve their current financial situation by guiding them through the complex process of changing loan terms through refinancing programs. Its conventional and government loans help clients reduce their monthly mortgage payments as well as converting adjustable rates into long-term fixed rates. The company also offers online pre-application solutions for calculating interest rates and determining loan eligibility.

7954 North Lilley Road, Canton, MI 48187
Canton, MI 48187

Website(734) 844-5626

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

26095 5 Mile Rd, Redford, MI 48239
Redford, MI 48239
Instagram

Comerica Bank serves as a mortgage refinance company near Detroit. It has over 170 years of experience serving lenders in the process of refinancing mortgages and purchasing new properties. In addition to providing customers with lower interest rates, Comerica's mortgage refinancing solutions also involve lowering monthly payments and switching from adjustable-rate to fixed-term loans,. The bank designs personal loans for a variety of purposes, ranging from auto and RV loans to student loans.

26095 5 Mile Rd, Redford, MI 48239
Redford, MI 48239

InstagramWebsite(313) 535-9331

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33060 Northwestern Highway, West Bloomfield Township, MI 48322
West Bloomfield Township, MI 48322
  • Reverse Mortgages
  • NMLS #: 39166

Community First Home Mortgage's Westside office helps Detroit homeowners explore their refinancing options. The firm offers lending solutions to various clients including business owners, first-time buyers, and those with low credit scores. Its team of specialists analyzes the client's current situation to determine a new mortgage program that will fit their needs. They also offer refinancing programs for individuals who don't have home equity in their properties. Customers can use the refinance calculator on the company's website to estimate the benefits of refinancing their mortgages.

33060 Northwestern Highway, West Bloomfield Township, MI 48322
West Bloomfield Township, MI 48322

Website(248) 884-1604

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

837 S Beech Daily, Dearborn Heights, MI 48125
Dearborn Heights, MI 48125

EZ Loans Co. offers a wide variety of mortgage options for residents in and around the Toledo area. It provides assistance for homeowners looking to refinance current mortgages, which can lower interest rates and monthly payments. The company has cash-out programs that cover non-owner-occupied and owner-occupied homes. These programs allow clients to pay debt and expenses using cash from their home equity. Its team also offers refinancing assistance for homeowners who currently have VA and FHA loans.

837 S Beech Daily, Dearborn Heights, MI 48125
Dearborn Heights, MI 48125

Website(313) 263-6227

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

24300 Little Mack Ave, Saint Clair Shores, MI 48080
Saint Clair Shores, MI 48080

First State Bank first opened its doors in 1917. The team of mortgage refinance lenders near Detroit provides a number of loan solutions, including special mortgage programs for teachers and paramedics. First State's lending team assists clients with the process of applying for USDA, jumbo, FHA, and VA loans, offering both fixed- and adjustable-rate mortgage options. The bank also offers government housing loans with low down payments for eligible borrowers.

24300 Little Mack Ave, Saint Clair Shores, MI 48080
Saint Clair Shores, MI 48080

Website(866) 372-1275

Show Number
2011 Executive Hills Blvd., Auburn Hills, MI 48326
Auburn Hills, MI 48326
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Genisys Credit Union assists homeowners with home mortgage refinance near Detroit. Founded in 1936, the credit union provides refinance options that help customers fund college tuitions, pay land contracts, lower interest rates, and consolidate debts. Genisys also handles commercial real estate mortgages, offering small business term loans and commercial mortgages. Its team of mortgage consultants specializes in working with first-time home buyers. Loan officers provide flexible and fixed-term home equity loans.

2011 Executive Hills Blvd., Auburn Hills, MI 48326
Auburn Hills, MI 48326

InstagramWebsite(248) 745-3353

Show Number
13001 23 Mile Road, Shelby Township, MI 48315
Shelby Township, MI 48315
  • Reverse Mortgages
  • NMLS #: 39166

Homesite Mortgage is a consumer direct lender near Detroit that has been developing an array of mortgage refinance solutions since 2004. The company's mortgage bankers offer a varied and streamlined refinancing process that serves clients with many different needs, including home improvement and debt consolidation. The team of consultants also has experience developing cash-out refinance solutions that allow clients to take advantage of the accumulated value of their home's equity.

13001 23 Mile Road, Shelby Township, MI 48315
Shelby Township, MI 48315

Website(877) 948-4077

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

25800 Northwestern Highway, Southfield, MI 48075
Southfield, MI 48075
  • Reverse Mortgages
  • NMLS #: 39166

John Adams Mortgage is a team of mortgage professionals serving clients in Detroit. With their experience, mix of loan programs, and personal touch, they aim to find the best solution to their client's refinancing needs. The consultants are committed to helping clients throughout the entire process, starting from consultation all the way to the loan funding approval. Its diverse programs help current homeowners lower monthly payments, pay mortgages off faster, consolidate their debts, cash out equity, and get out of an adjustable mortgage rate.

25800 Northwestern Highway, Southfield, MI 48075
Southfield, MI 48075

Website(248) 208-3900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2075 West Big Beaver Road, Troy, MI 48084
Troy, MI 48084
  • Reverse Mortgages
  • NMLS #: 39166

Ross Mortgage Corporation is a mortgage banking company that serves customers in Detroit. With a combined experience of over 70 years, its mortgage specialists and loan officers can find suitable refinance options for every client including cash-out refinance, fixed-rate mortgages, adjustable-rate mortgages, FHA, and VA mortgages. Besides renegotiating the terms of an existing mortgage or minimizing interest rates, Ross Mortgage can assist individuals planning to own a house that could be obstructed by student loans. It strives to work with integrity, honesty, and professionalism.

2075 West Big Beaver Road, Troy, MI 48084
Troy, MI 48084

Website(877) 775-7088

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

185 (Best)

Score Consistency:

Consistent (Best)

12315 East 14 Mile Road, Sterling Heights, MI 48312
Sterling Heights, MI 48312
  • Reverse Mortgages
  • NMLS #: 39166

Security Mortgage Corporation is a team of advisors that works with home buyers and owners in Detroit. Included in its line of services is home refinancing. Whether clients need to retrieve funds or shorten their mortgage terms, the financing professionals offer various solutions, including VA cash-out, FHA cash-out, conventional, streamline, and jumbo loans. Security Mortgage Corporation, which has been operating since 1975, is headed by Colleen Hassar, a NAMB member and residential lending specialist with over 30 years of experience.

12315 East 14 Mile Road, Sterling Heights, MI 48312
Sterling Heights, MI 48312

Website(586) 944-3608

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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